Financial Crime Risk Oversight Specialist, Global Transaction Banking
TD Bank, New York, New York, us, 10261
**Position:**
Financial Crime Risk Oversight Specialist, Global Transaction Banking* Design, implement, enhance and maintain the TDS U.S. FCRM program.* Advise TDS Operations and other 1st line support functions on interpretation of and compliance with applicable financial crime laws, regulations, and guidance.* Provide oversight of, and credible challenge to, the first line of defense.* Provide customized training and to ensure that employees remain informed about changes in financial crime regulations and emerging money laundering typologies.* Assess and opine on financial crime risks of new products and mandates.* Demonstrate governance, control and risk management behaviors aligned with TD policies and practices.* Provide advisory and oversight support to the Global Transaction Business, including for new products and initiatives, and customer and transaction escalations and inquiries.* Provide advice to the business on AML requirements across customers, products and transactions.* Provide quality evaluations and enhancements of exception reports when needed.* Where required, support investigations into potentially suspicious activity, drafting SARs as well as documenting cases that did not result in the filing of a SAR.* Participate in the annual enterprise-wide AML/BSA/Sanctions/ABAC risk assessment process.* Conduct targeted AML/OFAC training, as appropriate.* Conduct periodic testing of AML functions as mandated by the Periodic AML Testing Program.* Participate in special projects, including assisting with adherence to enterprise-wide initiatives including global policies and governance.* Assist with regulatory and audit requests.* Provide backup to general AML compliance functions such as surveillance reviews, section 312 reviews and TD affiliates due diligence reviews.* Complete all tasks within required timeframes.* Bachelor’s degree required (exceptional candidates demonstrating an equivalent combination of relevant education and experience will be considered).* 7 to 10 years of knowledge and experience in AML compliance, preferably with a large financial institution or payments business.* Excellent verbal and written communicator with detailed oriented nature.* Must have strong subject matter knowledge of financial crime risks and controls relating to payments and transaction banking.* Ability to identify and evaluate potential risks to the Firm and escalate accordingly.* Strong project management and strategic thinking skills.* Proficiency with Microsoft Word, Excel and PowerPoint.* Senior specialist with AML/ATF/Sanctions/ABAC expertise, works independently and is accountable for managing a specialized AML/ATF/Sanctions/ABAC function or area* Provides comprehensive coverage for a significant business or functional area across all legal entities and jurisdictions where TD operates* Provides AML/ATF/Sanctions/ABAC advice to a business as FCRM representative on a complex project or change initiative* Provides advanced analysis and/or specialized reporting to support business partners, functional areas, or centers of expertise* Provides guidance and support to analysts on matters related to portfolio and speciality* Expert knowledge of the business and operational functions supported* Typically a subject matter expert for a key functional AML/ATF/ Sanctions/ABAC area and business requirements* Contact for business management, external/internal auditors, dealing with non-routine information* Manages/assists with regulatory reviews including inquiries, audits, and exams* Deep knowledge and understanding of businesses/technology, and organizational practices/disciplines* Identifies and leads problem resolution for project/program complex requirements related issues at all levels* Undergraduate degree or equivalent work experience* 7+ years experience* Provides expert/specialized regulatory compliance and prudential risk management guidance on AML/ATF/Sanctions/ABAC matters affecting covered TD businesses* Proactively advises covered TD businesses of new and changed AML/ATF/Sanctions/ABAC regulatory and/or policy requirements and articulates the impact to their processes and controls* Contributes to the development and implementation of AML/ATF/Sanctions/ABAC Compliance programs* Guides and partners with covered TD businesses through the development, implementation, oversight, and management of effective AML/ATF/Sanctions/ABAC Compliance Programs* Escalates and manages to resolution significant issues and events* Represents FCRM on internal or external committees relating to designated business activities as required* Delivers subject matter expertise and AML/ATF/Sanctions/ABAC guidance to business management, including developing and maintaining management reporting and analysis* Actively assists in developing and overseeing implementation of business line policies and procedures* Collaborates with subject matter experts to develop and enhance methodologies for analyzing risk exposures of covered TD businesses* Ensures respective programs/policies/practices are well managed, meets business needs, complies with internal and external requirements, and aligns with business priorities* Consistently exercises discretion in managing correspondence, information, and all matters of confidentiality; escalates issues where appropriate* Supports the development of annual awareness training* Protects the interests of the organization – identifies and manages risks, and ensures the prompt and thorough resolution of escalated non-standard, high-risk issues* Actively manages relationships within and across various business lines, corporate and/or control functions and ensures alignment with enterprise and/or regulatory requirements* Keeps current on emerging issues, trends, and evolving regulatory requirements to and assesses potential impacts* Handles inquiries/requests from Internal Audit and regulators* Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite* Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation, and teamwork and ensures timely communication of issues/points of interest* Provides thought leadership and/or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and business* Participates in personal performance management and development activities, including cross training within own team* Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices* Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships* Contributes to a fair, positive, and equitable environment that supports a diverse workforce* Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally* Domestic Travel – Occasional* International Travel – Never* Performing sedentary work – Continuous* Performing multiple tasks – Continuous* Operating standard office equipment - Continuous* Responding quickly to sounds – Occasional* Sitting – Continuous* Standing – Occasional* Walking – Occasional* Moving safely in confined spaces – Occasional* Lifting/Carrying (under 25 lbs.) – Occasional* Lifting/Carrying (over 25 lbs.) – Never* Squatting – Occasional* Bending – Occasional* Kneeling – Never* Crawling – Never* Climbing – Never* Reaching overhead – Never* Reaching forward – Occasional* Pushing – Never* Pulling – Never* Twisting – Never* Concentrating for long periods of time – Continuous* Applying common sense to deal with problems involving standardized situations – Continuous* Reading, writing and comprehending instructions – Continuous* Adding, #J-18808-Ljbffr
Financial Crime Risk Oversight Specialist, Global Transaction Banking* Design, implement, enhance and maintain the TDS U.S. FCRM program.* Advise TDS Operations and other 1st line support functions on interpretation of and compliance with applicable financial crime laws, regulations, and guidance.* Provide oversight of, and credible challenge to, the first line of defense.* Provide customized training and to ensure that employees remain informed about changes in financial crime regulations and emerging money laundering typologies.* Assess and opine on financial crime risks of new products and mandates.* Demonstrate governance, control and risk management behaviors aligned with TD policies and practices.* Provide advisory and oversight support to the Global Transaction Business, including for new products and initiatives, and customer and transaction escalations and inquiries.* Provide advice to the business on AML requirements across customers, products and transactions.* Provide quality evaluations and enhancements of exception reports when needed.* Where required, support investigations into potentially suspicious activity, drafting SARs as well as documenting cases that did not result in the filing of a SAR.* Participate in the annual enterprise-wide AML/BSA/Sanctions/ABAC risk assessment process.* Conduct targeted AML/OFAC training, as appropriate.* Conduct periodic testing of AML functions as mandated by the Periodic AML Testing Program.* Participate in special projects, including assisting with adherence to enterprise-wide initiatives including global policies and governance.* Assist with regulatory and audit requests.* Provide backup to general AML compliance functions such as surveillance reviews, section 312 reviews and TD affiliates due diligence reviews.* Complete all tasks within required timeframes.* Bachelor’s degree required (exceptional candidates demonstrating an equivalent combination of relevant education and experience will be considered).* 7 to 10 years of knowledge and experience in AML compliance, preferably with a large financial institution or payments business.* Excellent verbal and written communicator with detailed oriented nature.* Must have strong subject matter knowledge of financial crime risks and controls relating to payments and transaction banking.* Ability to identify and evaluate potential risks to the Firm and escalate accordingly.* Strong project management and strategic thinking skills.* Proficiency with Microsoft Word, Excel and PowerPoint.* Senior specialist with AML/ATF/Sanctions/ABAC expertise, works independently and is accountable for managing a specialized AML/ATF/Sanctions/ABAC function or area* Provides comprehensive coverage for a significant business or functional area across all legal entities and jurisdictions where TD operates* Provides AML/ATF/Sanctions/ABAC advice to a business as FCRM representative on a complex project or change initiative* Provides advanced analysis and/or specialized reporting to support business partners, functional areas, or centers of expertise* Provides guidance and support to analysts on matters related to portfolio and speciality* Expert knowledge of the business and operational functions supported* Typically a subject matter expert for a key functional AML/ATF/ Sanctions/ABAC area and business requirements* Contact for business management, external/internal auditors, dealing with non-routine information* Manages/assists with regulatory reviews including inquiries, audits, and exams* Deep knowledge and understanding of businesses/technology, and organizational practices/disciplines* Identifies and leads problem resolution for project/program complex requirements related issues at all levels* Undergraduate degree or equivalent work experience* 7+ years experience* Provides expert/specialized regulatory compliance and prudential risk management guidance on AML/ATF/Sanctions/ABAC matters affecting covered TD businesses* Proactively advises covered TD businesses of new and changed AML/ATF/Sanctions/ABAC regulatory and/or policy requirements and articulates the impact to their processes and controls* Contributes to the development and implementation of AML/ATF/Sanctions/ABAC Compliance programs* Guides and partners with covered TD businesses through the development, implementation, oversight, and management of effective AML/ATF/Sanctions/ABAC Compliance Programs* Escalates and manages to resolution significant issues and events* Represents FCRM on internal or external committees relating to designated business activities as required* Delivers subject matter expertise and AML/ATF/Sanctions/ABAC guidance to business management, including developing and maintaining management reporting and analysis* Actively assists in developing and overseeing implementation of business line policies and procedures* Collaborates with subject matter experts to develop and enhance methodologies for analyzing risk exposures of covered TD businesses* Ensures respective programs/policies/practices are well managed, meets business needs, complies with internal and external requirements, and aligns with business priorities* Consistently exercises discretion in managing correspondence, information, and all matters of confidentiality; escalates issues where appropriate* Supports the development of annual awareness training* Protects the interests of the organization – identifies and manages risks, and ensures the prompt and thorough resolution of escalated non-standard, high-risk issues* Actively manages relationships within and across various business lines, corporate and/or control functions and ensures alignment with enterprise and/or regulatory requirements* Keeps current on emerging issues, trends, and evolving regulatory requirements to and assesses potential impacts* Handles inquiries/requests from Internal Audit and regulators* Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite* Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation, and teamwork and ensures timely communication of issues/points of interest* Provides thought leadership and/or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and business* Participates in personal performance management and development activities, including cross training within own team* Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices* Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships* Contributes to a fair, positive, and equitable environment that supports a diverse workforce* Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally* Domestic Travel – Occasional* International Travel – Never* Performing sedentary work – Continuous* Performing multiple tasks – Continuous* Operating standard office equipment - Continuous* Responding quickly to sounds – Occasional* Sitting – Continuous* Standing – Occasional* Walking – Occasional* Moving safely in confined spaces – Occasional* Lifting/Carrying (under 25 lbs.) – Occasional* Lifting/Carrying (over 25 lbs.) – Never* Squatting – Occasional* Bending – Occasional* Kneeling – Never* Crawling – Never* Climbing – Never* Reaching overhead – Never* Reaching forward – Occasional* Pushing – Never* Pulling – Never* Twisting – Never* Concentrating for long periods of time – Continuous* Applying common sense to deal with problems involving standardized situations – Continuous* Reading, writing and comprehending instructions – Continuous* Adding, #J-18808-Ljbffr