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Fulton Bank

Senior Mortgage Loan Officer

Fulton Bank, King of Prussia, Pennsylvania, United States

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Senior Mortgage Loan Officer

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Fulton Bank Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers. This is a full-time, commissioned career opportunity that can be hybrid based out of our

Oak Hill Plaza

location in

King of Prussia, PA . Work with customers and prospective customers to assist them in identifying and securing a mortgage loan that is appropriate for their individual financial circumstances and is designed to help them achieve their financial goals, including home ownership. Requires acting on internal leads but also cultivating external lead sources to generate mortgage loan originations. A significant amount of time will be spent building relationships and soliciting first mortgages with realtors, builders, accountants, lawyers, financial advisors, and other referral sources to obtain mortgage loan applications. Develops and expands referral sources to solicit first mortgages and maintains a continual stream of origination volume. Maintains regular contact with Realtors in their offices and on-site at open house events. Meets with builders on job sites to discuss lending options related to clients they have building homes. Seeks opportunities to meet with developers, participate in building and trade shows, and attend real estate-related mixers to build and forge new relationships. Maintains contact and meets with centers of influence such as attorneys, accountants, lawyers, and financial advisors. Collects and analyzes applicants’ financial information at branch locations to assess their financial circumstances and determine qualification for specific loans. Interviews applicants, providing information on income, assets, investments, debt, credit history, bankruptcies, judgments, liens, and property characteristics. Identifies customer needs, evaluates them against available financial products, and recommends suitable options, explaining risks and benefits. Recommends loan terms and conditions. Engages in persuasive sales activity to encourage potential customers to do business with the company and cross-promotes other services and financial products to outside referral sources. Performs related work including obtaining and analyzing financial and credit data, ensuring loan conformity with terms, following up via telephone and email, completing paperwork, preparing supporting materials, attending meetings, and ensuring regulatory compliance. Maintains ongoing communication with customers throughout the process to ensure understanding. Education:

High School Diploma or equivalent required. Experience:

Minimum of 4 years in residential mortgage lending, with established outside referral sources and proven ability to develop and maintain relationships outside the organization. Each employee is responsible for understanding and acting in accordance with all compliance policies, regulations, and training requirements. This role is fully commissioned. Fulton Bank offers a comprehensive benefits package including medical, dental, vision, life insurance, 401(k) with employer match, paid time off, disability insurance, parental leave, adoption assistance, educational support, and wellness programs. Details available at Benefits & Wellness | Fulton Bank. This position may require registration in the Nationwide Mortgage Licensing System and Registry. Incumbents will be notified if required. Fulton Bank is an equal opportunity employer, committed to diversity and inclusion. All employment actions are taken without regard to legally protected characteristics. Individuals must be authorized to work in the U.S. without sponsorship. Seniority level

Mid-Senior level Employment type

Full-time Job function

Finance and Sales Industries

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King of Prussia, PA .

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