Dominion Financial Services
Who We Are
Dominion Financial Wholesale (DFW) is a nationally recognized Non-QM lender dedicated to serving consumer mortgage brokers. Specializing in DSCRand alternative-qualification loan products, we provide flexible, client-focused financing solutions that help brokers grow their businesses and close more deals. We’re expanding rapidly and looking for a detail-oriented Underwriter to join our team and support our mission of delivering speed, service, and reliability—where brokers win.
Our Company’s Core Values
Integrity
Accountable & Dependable
Team Centric
System & Process Oriented
Service Ethic
Organized Efficiency - Risk Management & Compliance
Your Impact
Ensure the integrity of mortgage underwriting decisions that directly affect loan quality and investor trust
Drive efficient and compliant underwriting processes to support rapid loan decisioning and broker satisfaction
In This Role You Will
Review and assess mortgage loan applications to determine eligibility and risk
Analyze financial documents such as tax returns, bank statements, appraisals, and credit reports
Make informed underwriting decisions based on company guidelines, program requirements, and applicable regulations
Collaborate with loan officers, processors, and other stakeholders to clarify and gather required documentation
Maintain complete, accurate records of underwriting decisions and conditions
Stay current on industry regulations, Non-QM program changes, and underwriting best practices
Support a team-oriented, solutions-driven underwriting environment
Perform other underwriting-related duties as assigned by management
Requirements
Bachelor’s degree or 5+ years of mortgage underwriting experience
Minimum of 5 years as a Mortgage Underwriter with demonstrated ability to manage complex underwriting scenarios
Strong experience underwriting Non-QM products (bank statement, asset depletion, DSCR, 1099, and P&L loans)
Manual underwriting experience required
Recent underwriting experience (within the past 6 months)
Expert understanding of both Agency and Non-QM lending guidelines and compliance requirements
Proficiency with mortgage software systems, including Encompass and Mavent
Exceptional analytical, organizational, and decision-making skills
Clear, professional communication skills, both written and verbal
High attention to detail and accuracy
Benefits
Health insurance
Dental insurance
Vision insurance
401(k)
401(k) matching
Paid time off
While At Dominion You Will Enjoy
Company outings & social events
Virtual events
Companywide competitions and raffles
Personal financial workshops
Orioles season tickets
#J-18808-Ljbffr
Our Company’s Core Values
Integrity
Accountable & Dependable
Team Centric
System & Process Oriented
Service Ethic
Organized Efficiency - Risk Management & Compliance
Your Impact
Ensure the integrity of mortgage underwriting decisions that directly affect loan quality and investor trust
Drive efficient and compliant underwriting processes to support rapid loan decisioning and broker satisfaction
In This Role You Will
Review and assess mortgage loan applications to determine eligibility and risk
Analyze financial documents such as tax returns, bank statements, appraisals, and credit reports
Make informed underwriting decisions based on company guidelines, program requirements, and applicable regulations
Collaborate with loan officers, processors, and other stakeholders to clarify and gather required documentation
Maintain complete, accurate records of underwriting decisions and conditions
Stay current on industry regulations, Non-QM program changes, and underwriting best practices
Support a team-oriented, solutions-driven underwriting environment
Perform other underwriting-related duties as assigned by management
Requirements
Bachelor’s degree or 5+ years of mortgage underwriting experience
Minimum of 5 years as a Mortgage Underwriter with demonstrated ability to manage complex underwriting scenarios
Strong experience underwriting Non-QM products (bank statement, asset depletion, DSCR, 1099, and P&L loans)
Manual underwriting experience required
Recent underwriting experience (within the past 6 months)
Expert understanding of both Agency and Non-QM lending guidelines and compliance requirements
Proficiency with mortgage software systems, including Encompass and Mavent
Exceptional analytical, organizational, and decision-making skills
Clear, professional communication skills, both written and verbal
High attention to detail and accuracy
Benefits
Health insurance
Dental insurance
Vision insurance
401(k)
401(k) matching
Paid time off
While At Dominion You Will Enjoy
Company outings & social events
Virtual events
Companywide competitions and raffles
Personal financial workshops
Orioles season tickets
#J-18808-Ljbffr