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Affinity Plus Federal Credit Union

Universal Banker (Consumer Lending Focus)

Affinity Plus Federal Credit Union, Roseville, Minnesota, United States

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Job Category:

Banking-Branch Network

Requisition Number:

UNIVE003551

Posted : January 2, 2026

Full-Time

On-site

Locations Showing 1 location

At Affinity Plus

every employee understands how their work affects our members experience and we strive to provide an experience that can't be found anywhere else. Great service starts with great employees and that is why we focus on providing not only the best place our members will ever bank but the best place our employees will ever work. Between our one of a kind culture, incredible benefits, and work/life balance; we believe you will feel the Affinity Plus difference.

Position Overview:

A Member Consultant interacts with members through a variety of communication channels including: Face to face, Drive Thru, Phones, Mobile Apps, Chat, Text, SMS, and/or Video Banking. In listening to our member’s needs and goals, a Member Consultant recommends different types of consumer lending and account products. Additionally, this role will also assist members with self‑serve education, transactions, budgets, account maintenance, and other account related issues.

Duties and Responsibilities:

Open membership savings, checking, certificates of deposit, Individual Retirement Accounts (IRA), and other credit union accounts or products

Provide information and recommendations to members concerning services and products, directing them to appropriate person when needed

Assist members with consumer lending questions and applications

Listen to member needs, identify, and recommend products and services aligning with member’s needs

Determine different types of consumer loan and credit options that are available to the member

Analyze member’s financial situation and credit report to determine if it is in the member’s best interest to approve the loan

Review loan agreements and gather required documentation and ensure completeness and accuracy in accordance to policy

Approve loans within specified limits, and refer loan applications outside those limits to management for approval

Partner with members to understand their financial goals and assist in creating a personal budget to help them achieve those goals

Proactively reach out to members on products or services that would be a beneficial to help achieve their financial goals

Assist members with accurately and efficiently processing transactions

Provide education to members on our self‑serve options

Execute wire or ACH transferring of funds

Instant issue debit, credit, and gift cards

Troubleshoot credit or debit card issues, online banking questions, or other general account related questions and issues

Balance and maintain personal cash drawer and branch vault, and appropriate currency logs if applicable

Other duties as assigned

Qualifications and Skills:

1+ years of customer service or professional experience working with people

1+ years of consumer lending experience preferred

Ability to navigate and resolve complex issues and situations

Ability to achieve call goals set by leadership

Basic knowledge of credit and regulatory policy as it relates to consumer lending

Ability to consistently identify and cross‑sell product and service opportunities that will be beneficial to the member

Strong analytical and decision‑making skills required with a high degree of accuracy

Aptitude to work independently as well as part of a team and ability to collaborate with others

Strong verbal and written communication skills

Time Management skills and the ability to prioritize workload based on department and member needs

Flexibility to adapt and succeed in a dynamic environment

Ability and drive to provide exceptional service to members and employees

Intermediate computer skills and the ability to navigate between multiple systems with ease

Requires face‑to‑face interaction and coordination of work with other employees, and in‑person interaction

Sitting 70‑80% and standing 20‑30% which is determined on your rotation within the branch

Working at a computer 98% of the day

Utilizing the phone 40‑60%

Bending, twisting, kneeling, stooping, or crouching when appropriate, on occasion

Repetitive movements, including but not limited to typing, using a mouse, phones, etc.

Lift, carry, push or pull up to approximately 50 pounds (cash/coin bags, supplies, etc.)

Requires face‑to‑face interaction and/or coordination of work with other employees and departments, and in‑person interaction

Required Work Schedule:

Shifts between 7am – 7pm Monday – Friday and Saturday 7-3. Consistent and reliable attendance isa required essential function of this role to meet the needs of the department/team and organization.

This position will be located at our

Roseville, MN

branch.

Compensation:

This position has a starting pay range of $18.89 — $22.64 per hour.

In alignment with our commitment to pay transparency, we are providing a good‑faith estimate of the pay range for this position. This range reflects what we anticipate offering a successful candidate based on factors such as the role’s responsibilities, required qualifications, and relevant experience. The actual pay may vary depending on the selected candidate’s skills, experience, and other qualifications.

Total Rewards:

Affinity Plus offers a comprehensive Total Rewards package that goes beyond base pay. In partnership with the State of MN Employer Group, Affinity Plus provides low-cost medical, dental and vision insurance coverage options. Additionally, Affinity Plus frontloads all sick time hours and a portion of vacation hours for all new employees, offers a variety of paid leave options, a monthly wellness benefit, and immediate 401K matching up to 5%. Our Total Rewards philosophy is designed to support your well‑being and growth while fostering a fair and inclusive workplace.

Disclaimer

Applicants may be subject to a background and credit check. Employees in this position must be able to satisfactorily perform the essential functions of the position. If requested, Affinity Plus Federal Credit Union will make every effort to provide reasonable accommodations to enable employees with disabilities to perform the position’s essential job duties. As markets change and the Organization grows, job descriptions may change over time as requirements and employee skill levels evolve. With this understanding, Affinity Plus Federal Credit Union retains the right to change or assign other duties to this position.

Application Deadline

Affinity Plus Federal Credit Union accepts applications on a rolling basis.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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