Phase2 Technology
About The Role
The Commercial Portfolio Manager II focuses on supporting credit portfolios and deposit relationships. The role requires strong financial analysis, communication and business acumen to assist commercial lending officers with loan structures, pre-underwriting analysis, pricing models and credit authorizations. The position completes loan spreads and credit underwriting as needed and participates in the entire loan and customer relationship process, including monitoring reports, reviewing financial documentation, and presenting credits to loan committee when required. The Commercial Portfolio Manager II assists Commercial Lending Officers to ensure that their credit portfolio has updated financials and complies with guidelines. The role is responsible for ongoing credit risk management of assigned portfolios and requires strong communication to partner with Lending Officers in speaking with clients and prospects about their credit needs and understanding of financials. The portfolio manager works with the credit policy and collaborates with the credit team, loan assistant team and loan operations team to mitigate risk while ensuring timely bank responses to requests. A hybrid work schedule will be considered. The compensation minimum within the wage range for this position is $80,216.20 to $103,809.20 annually and will vary depending on the city of the applicant. All compensation offers are analyzed individually and consider factors including geographic location, years of experience, and educational background. DUTIES AND RESPONSIBILITIES: Manages an assigned portfolio of credits, anticipating new opportunities, upcoming maturities, annual term loan reviews, and potential problems. Assists in the collection of customer monitoring requirements such as borrowing bases, financial packaging collection, and other items required per loan covenants. Monitors performance of individual credit relationships to identify risk and minimize potential losses; prepares problem loan reports and recommends approval and/or changes in new or existing credit facilities. Supports Relationship Managers in related portfolio management activities, whether related to credit, depository, or other banking services. May assist Relationship Managers with business development call preparation. Responsible for ongoing management of the portfolio, including developing a relationship with each client relationship. Assists commercial lending officers with the collection, preparation, pre-underwriting analysis and submission of authorizations. Participates in bank-related and community volunteer events as well as business development activities. Spreads and/or analyzes financial statements and tax returns of potential and existing customers using appropriate tools and credit criteria. Assists commercial lending officers in the collection and review of regulatory compliance items, including CRA, Adverse Action and other regulatory requirements. Stays informed about industry trends, community developments, market conditions and regulatory requirements and their effect on lending criteria. Performs duties in compliance with company policies and applicable regulations (e.g., BSA/AML, CRA, HMDA, FHLB, OFAC, SOX and GLBA/privacy).
Other duties as assigned. About You QUALIFICATIONS: Undergraduate degree in business, finance, or economics preferred. Two to three years of commercial credit analysis experience preferred. One to three years of commercial loan experience preferred. KNOWLEDGE, SKILL, ABILITY: Extensive knowledge of commercial credit policy, regulations and credit quality standards. Strong analytical skills. Proficient knowledge of Microsoft Office, Word and Excel. Ability to interpret technical instructions and manage multiple variables. Effective verbal and written communication skills. High level of organization, ability to prioritize and multi-task with attention to detail and accuracy, and ability to manage multiple projects. Professional demeanor, ability to develop cooperative relationships and maintain credibility with others. Ability to meet deadlines without compromising quality. Maintain confidentiality and adhere to bank policies regarding privacy. Willingness to join lending officers in meetings with clients and ability to travel within the Denver metro area when necessary. WORK LOCATION: CPB - River North 3655 Brighton Blvd Denver, CO 80216 WORK ENVIRONMENT: Must be able to work indoors in a climate-controlled shared work area with moderate noise level. PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met to perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The employee is typically required to sit, use hands for repetitive motions, and communicate verbally. Occasional standing, walking, and lifting or reaching with hands and arms may be required. Visual abilities include close visual acuity for data analysis, transcription and computer work. What We Offer COMPENSATION & BENEFITS:
Starting salary is dependent upon relevant experience and geographic location. We offer a comprehensive benefits package including medical, dental, vision, life insurance, health savings account option, Employee Assistance Program (EAP), retirement plan (401(k) with profit-sharing), disability benefits, education and training benefits, and discounts on banking products and services. PTO and paid holidays are provided; PTO accrual varies by position, status, and experience. See our policy details on the website. We are an Equal Opportunity Employer. We do not sponsor work visas. We do not accept unsolicited recruiters or agency referrals. Glacier Bancorp, Inc. is an equal opportunity employer. Qualified applicants will be considered without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, disability, veteran status, or any other protected characteristic. Candidates must be legally authorized to work in the US.
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The Commercial Portfolio Manager II focuses on supporting credit portfolios and deposit relationships. The role requires strong financial analysis, communication and business acumen to assist commercial lending officers with loan structures, pre-underwriting analysis, pricing models and credit authorizations. The position completes loan spreads and credit underwriting as needed and participates in the entire loan and customer relationship process, including monitoring reports, reviewing financial documentation, and presenting credits to loan committee when required. The Commercial Portfolio Manager II assists Commercial Lending Officers to ensure that their credit portfolio has updated financials and complies with guidelines. The role is responsible for ongoing credit risk management of assigned portfolios and requires strong communication to partner with Lending Officers in speaking with clients and prospects about their credit needs and understanding of financials. The portfolio manager works with the credit policy and collaborates with the credit team, loan assistant team and loan operations team to mitigate risk while ensuring timely bank responses to requests. A hybrid work schedule will be considered. The compensation minimum within the wage range for this position is $80,216.20 to $103,809.20 annually and will vary depending on the city of the applicant. All compensation offers are analyzed individually and consider factors including geographic location, years of experience, and educational background. DUTIES AND RESPONSIBILITIES: Manages an assigned portfolio of credits, anticipating new opportunities, upcoming maturities, annual term loan reviews, and potential problems. Assists in the collection of customer monitoring requirements such as borrowing bases, financial packaging collection, and other items required per loan covenants. Monitors performance of individual credit relationships to identify risk and minimize potential losses; prepares problem loan reports and recommends approval and/or changes in new or existing credit facilities. Supports Relationship Managers in related portfolio management activities, whether related to credit, depository, or other banking services. May assist Relationship Managers with business development call preparation. Responsible for ongoing management of the portfolio, including developing a relationship with each client relationship. Assists commercial lending officers with the collection, preparation, pre-underwriting analysis and submission of authorizations. Participates in bank-related and community volunteer events as well as business development activities. Spreads and/or analyzes financial statements and tax returns of potential and existing customers using appropriate tools and credit criteria. Assists commercial lending officers in the collection and review of regulatory compliance items, including CRA, Adverse Action and other regulatory requirements. Stays informed about industry trends, community developments, market conditions and regulatory requirements and their effect on lending criteria. Performs duties in compliance with company policies and applicable regulations (e.g., BSA/AML, CRA, HMDA, FHLB, OFAC, SOX and GLBA/privacy).
Other duties as assigned. About You QUALIFICATIONS: Undergraduate degree in business, finance, or economics preferred. Two to three years of commercial credit analysis experience preferred. One to three years of commercial loan experience preferred. KNOWLEDGE, SKILL, ABILITY: Extensive knowledge of commercial credit policy, regulations and credit quality standards. Strong analytical skills. Proficient knowledge of Microsoft Office, Word and Excel. Ability to interpret technical instructions and manage multiple variables. Effective verbal and written communication skills. High level of organization, ability to prioritize and multi-task with attention to detail and accuracy, and ability to manage multiple projects. Professional demeanor, ability to develop cooperative relationships and maintain credibility with others. Ability to meet deadlines without compromising quality. Maintain confidentiality and adhere to bank policies regarding privacy. Willingness to join lending officers in meetings with clients and ability to travel within the Denver metro area when necessary. WORK LOCATION: CPB - River North 3655 Brighton Blvd Denver, CO 80216 WORK ENVIRONMENT: Must be able to work indoors in a climate-controlled shared work area with moderate noise level. PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met to perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The employee is typically required to sit, use hands for repetitive motions, and communicate verbally. Occasional standing, walking, and lifting or reaching with hands and arms may be required. Visual abilities include close visual acuity for data analysis, transcription and computer work. What We Offer COMPENSATION & BENEFITS:
Starting salary is dependent upon relevant experience and geographic location. We offer a comprehensive benefits package including medical, dental, vision, life insurance, health savings account option, Employee Assistance Program (EAP), retirement plan (401(k) with profit-sharing), disability benefits, education and training benefits, and discounts on banking products and services. PTO and paid holidays are provided; PTO accrual varies by position, status, and experience. See our policy details on the website. We are an Equal Opportunity Employer. We do not sponsor work visas. We do not accept unsolicited recruiters or agency referrals. Glacier Bancorp, Inc. is an equal opportunity employer. Qualified applicants will be considered without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, disability, veteran status, or any other protected characteristic. Candidates must be legally authorized to work in the US.
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