Logo
Ameris Bank

Mortgage Banker Outside Sales

Ameris Bank, Augusta, Georgia, United States, 30910

Save Job

Ameris Bank Ameris Bank is a purpose-driven company, dedicated to bringing financial peace of mind to communities, one person at a time. Whether a customer wants to grow their business, buy a home, or feel confident in their retirement plan, they have a partner in Ameris Bank. We serve customers in our locations across the Southeast, Mid-Atlantic and nationwide through our extensive digital offerings and mobile app.

Delivering financial peace of mind starts with a team that values integrity and rewards ingenuity. At Ameris, you’ll find teammates who are inclusive, collaborative problem-solvers who go the extra mile to support one another and to meet every customer’s needs. When teammates are empowered and bring their diverse perspectives to the table, we create the best possible outcomes for our customers. At Ameris, we know that a growth mindset is key for high performance and fosters an environment that prioritizes continuous improvement. Teammates have access to Employee Resource Groups that serve as advocates and purpose and how you can bring it to life as an Ameris Bank teammate.

Responsible for sales efforts to originate and close mortgage loans. As a result of these sales efforts, on a weekly basis Mortgage Loan Originators are engaged away from company and home offices, engaging in direct sales activities with clients and developing referral sources with individual borrowers, real estate brokers, builders, developers, branches and other referral sources in an effort to proactively solicit business and generate leads for mortgage financing requirements to customers. Performs other projects and duties as assigned.

Essential Functions, Duties, and Responsibilities

Maintain an active Ameris Bank sponsored Nationwide Mortgage Licensing System and Registry (NMLS) number in compliance with the federal S.A.F.E Act requirements.

Establish and maintain all client relationships with realtors, builders, developers, branches and other referral agents on an on-going basis.

Contact in person or by phone potential or existing customers to develop new business or retain existing business.

Counsel customers on all products the customer is eligible to obtain ensuring the product chosen best fits their financial needs without steering a customer to any particular product.

Assist customers with completing the loan application, provide/explain required initial documentation and disclosures according to the required timelines, and submit loan applications within required timelines.

Oversee loan process by monitoring loan status and ensuring conformity with terms.

Communicate to loan processors regarding coordination of workflow and files in process and assist in collecting additional documents and communicating loan status to all parties in a timely manner.

Adhere to established minimum fees and product pricing structure.

Network through industry related functions, professional, business and community organizations and activities to promote and market loan products on a monthly basis.

Attend all purchase loan closing transactions on behalf of Ameris Bank Mortgage as required.

Communicate with branch manager on a regular basis to update them on sales call efforts.

Meet regularly with loan processor to review pipeline report for accuracy and status.

Work with branch managers and other sales personnel to support bank cross-selling opportunities and other initiatives.

Keep informed on all Ameris Bank Mortgage loan programs and adhere to all regulatory and compliance requirements.

Meet and exceed the minimum production standards as detailed in the compensation agreement.

Attend all required meetings.

Complete all required training.

Adhere to work schedule as designated by manager.

Practices ethical sales behaviors in accordance with Ameris' core values of Integrity and Honesty; always acts in the best interest of the customer when offering additional products and services.

Required Knowledge, Skills And Competencies

Experience using mortgage origination applications.

Effective utilization of a contact management system.

Knowledge of mortgage products/servicing, operations, and current market trends.

Proven mortgage production of $5 million over the past year.

Proven success in establishing referral relationships.

Industry and Work Experience

Minimum 1 year of Mortgage experience.

Minimum 1 year of Customer Service experience.

Academic

High school diploma or GED required.

Bachelor’s degree preferred.

Benefits Available To Employees

Medical, Dental and Vision Insurance

Ameris Bank absorbs a major portion of the cost of healthcare. You become eligible for coverage on the first of the month following 30 days of employment

Life Insurance provided at no additional cost to employees

Accidental Death & Dismemberment Coverage

Long-Term Disability Coverage

Paid Sick and Vacation Leave

11 Holidays

Volunteer/Service Day

Employee Stock Purchase Plan

401(k) Retirement Plan

Ameris Bank matches 50% of your first 8% of contributions to the plan

Flexible Spending Accounts

Health Savings Account

Health Reimbursement Arrangement

Supplemental Life & Other Insurance Plans

Identity Theft Protection

Pet Insurance

Legal Insurance

Employee Assistance Program

Employee Advocacy Program

Tickets at Work (Entertainment discounts for Ameris Bank Employees)

AT&T Employee Discount

Wellness Discounts for Medical Premiums and Other Rewards

Employee Referral Incentive

Education Assistance

Employee Resource Groups

Banking Advantages For Employees

Free Interest Checking

Free Safe Deposit Box

Free Money Orders, Travelers’ Checks and Cashier Checks

Discount on Mortgage Origination Fee

Free Online Banking and Free Unlimited Online Bill Payment

Employee Banking Perks

Disclaimer The above job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required for the position.

All job requirements are subject to possible modification to reasonably accommodate individuals with disabilities. Some requirements may exclude individuals who pose a direct threat or significant risk to the health and safety of themselves or other employees.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

Seniority level

Entry level

Employment type

Full-time

Job function

Finance and Sales

#J-18808-Ljbffr