Credit Underwriter

First National Bank of America is growing and adding a focused and deliberate Credit Underwriter to the team. This role is responsible for ensuring the transactions booked by the bank are quality investments. The underwriter works closely with both bank production and asset quality. This role will require an individual to be analytical, disciplined and an organized thinker. The ability to make decisions is a must.

Location: This role is a full‑time, in‑person role at a single location: Our East Lansing, MI office. Are you fully available to be onsite every weekday?

Responsibilities

Reviewing Residential loans, Acquisition transactions, Package Purchase loans and Mortgage Service Amendments

Reviewing credit reports, appraisals and other supporting documents to determine if the loan should be originated or purchased

Working with multiple departments within the bank to ensure transactions are compliant and completed according to procedures

Qualifications

Reliable and good decision maker

Excellent attention to detail

Ability to multi‑task

Can work well on own or in a group setting

Prior experience with mortgages and mortgage documents is a plus but not necessary

Employee Benefits

Medical – Multiple plans to choose from including HSA and traditional. Premiums as low as $0.00

Dental – Premiums as low as $0.00

Vision – Low premium Plan

Discounted childcare

Pet Insurance

Paid Time Off (PTO)

401k with employer match

Adjustable desks that can be raised or lowered to sit or stand

At First National Bank of America, we are looking for exceptional individuals with a "servant's heart" or a natural humility that recognizes the importance of prioritizing others' needs. We celebrate and acknowledge efforts that exceed expectations, whether it's delivering added value to customers or supporting colleagues. Just as interest compounds over time, the little things we do can make a substantial difference.

First National Bank of America recognizes that the quality of our people is the foundation for our success. Attracting exceptional individuals who value a challenging work environment that rewards the contributions of its people is the cornerstone of our hiring philosophy.

Note: These statements are intended to describe the general nature and level of work involved for this job. It is not an exhaustive list of all responsibilities, duties, and skills required for this job.

First National Bank of America is an Equal Opportunity Employer.

#LI-Onsite

#J-18808-Ljbffr