Union Home Mortgage Corp.
Responsibilities
Establish ongoing financial services relationships with customers and referral sources
Maintain a minimum production of 3 units per month or 36 units per year
Comply with all applicable state and federal guidelines for database management and marketing activities
Advise and educate customers on the home buying or refinancing process
Complete a preliminary review to qualify potential customers within specified limits based on their current and future financial needs
Work with customers in‑person or remotely to obtain information for loan applications
Explain to customers the different types of loans and credit options available, as well as the terms of those services
Inform applicants of the loan process and assist by answering questions with a timely response to requests
Evaluate the applicant’s financial status, credit, property evaluations and documentation by confirming credit worthiness
Improve loan applications and documentation by informing applicants of qualification requirements
Assist and advise customers of the best loan product available to fit their desired result
Act in accordance with real‑estate contracts by explaining provisions to applicants, obtaining executed loan packages and collecting credit report/appraisal fees
Utilize management to assist in qualifying the customer when needed
Maintain customer confidence by following state and federal confidentiality guidelines
Follow UHM Minimum Origination Standards and 3/2 policies
Complete formal application/interview
Execute technological mortgage application documents with the customer
Formally submit the loan through processing
Track the mortgage process through closing with constant contact to the customer and referral sources directly or via automated systems
Manage independent pipeline, ensuring accuracy with secondary lock execution and estimated closing dates through formal closing
Follow regulatory rules including RESPA, TILA, Safe Act and Appraisal Anti‑Coercion
Maintain the UHM Code of Conduct at all times and accentuate the positive culture established by this organization
Qualifications
Sales and mortgage experience is required
Retail/Wholesale Mortgage Banking Knowledge
Knowledge of all mortgage products, government and conventional
Strong verbal and written communication skills
Excellent organizational skills
Mortgage software knowledge
High sense of confidentiality
High ethical standards
Certificates, Licenses, Registrations
Complete state and federal requirements including pre‑license education, state and federal testing and federal background checks to obtain an appropriate license to conduct business in all states the company operates in
Complete required continuing education deemed necessary by federal, state and company guidelines
Renew all licenses 30 days in advance of the required renewal time‑frame
Update job knowledge by participating in educational opportunities, reading professional publications, maintaining personal networks and participating in professional organizations
This employer participates in E‑Verify. If hired, the employer will provide the federal government with your Form I‑9 information to confirm that you are authorized to work in the U.S.
Union Home Mortgage Corp. provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
Employment Details
Seniority level: Not Applicable
Employment type: Full‑time
Job function: Customer Service, Finance, and Business Development
Management reserves the right to revise the job or to require that other or different tasks be performed. This job description is subject to review and change and is not a contract.
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Establish ongoing financial services relationships with customers and referral sources
Maintain a minimum production of 3 units per month or 36 units per year
Comply with all applicable state and federal guidelines for database management and marketing activities
Advise and educate customers on the home buying or refinancing process
Complete a preliminary review to qualify potential customers within specified limits based on their current and future financial needs
Work with customers in‑person or remotely to obtain information for loan applications
Explain to customers the different types of loans and credit options available, as well as the terms of those services
Inform applicants of the loan process and assist by answering questions with a timely response to requests
Evaluate the applicant’s financial status, credit, property evaluations and documentation by confirming credit worthiness
Improve loan applications and documentation by informing applicants of qualification requirements
Assist and advise customers of the best loan product available to fit their desired result
Act in accordance with real‑estate contracts by explaining provisions to applicants, obtaining executed loan packages and collecting credit report/appraisal fees
Utilize management to assist in qualifying the customer when needed
Maintain customer confidence by following state and federal confidentiality guidelines
Follow UHM Minimum Origination Standards and 3/2 policies
Complete formal application/interview
Execute technological mortgage application documents with the customer
Formally submit the loan through processing
Track the mortgage process through closing with constant contact to the customer and referral sources directly or via automated systems
Manage independent pipeline, ensuring accuracy with secondary lock execution and estimated closing dates through formal closing
Follow regulatory rules including RESPA, TILA, Safe Act and Appraisal Anti‑Coercion
Maintain the UHM Code of Conduct at all times and accentuate the positive culture established by this organization
Qualifications
Sales and mortgage experience is required
Retail/Wholesale Mortgage Banking Knowledge
Knowledge of all mortgage products, government and conventional
Strong verbal and written communication skills
Excellent organizational skills
Mortgage software knowledge
High sense of confidentiality
High ethical standards
Certificates, Licenses, Registrations
Complete state and federal requirements including pre‑license education, state and federal testing and federal background checks to obtain an appropriate license to conduct business in all states the company operates in
Complete required continuing education deemed necessary by federal, state and company guidelines
Renew all licenses 30 days in advance of the required renewal time‑frame
Update job knowledge by participating in educational opportunities, reading professional publications, maintaining personal networks and participating in professional organizations
This employer participates in E‑Verify. If hired, the employer will provide the federal government with your Form I‑9 information to confirm that you are authorized to work in the U.S.
Union Home Mortgage Corp. provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
Employment Details
Seniority level: Not Applicable
Employment type: Full‑time
Job function: Customer Service, Finance, and Business Development
Management reserves the right to revise the job or to require that other or different tasks be performed. This job description is subject to review and change and is not a contract.
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