Lumis Financial Group
Final Expense Life Insurance Telesales Agent (1099 | Commission Only)
Lumis Financial Group, Decatur, Georgia, United States, 30089
Final Expense Life Insurance Telesales Agent (1099 Commission Only)
This is a business opportunity, not a traditional job. We are seeking driven, disciplined individuals who want to build a high-income life insurance business in the Final Expense market. This is a 100% commission 1099 broker role for full-time professionals committed to long-term financial success and willing to invest in themselves. If you are looking for hourly pay, part-time work, or a side hustle, this role is not a fit.
What Youll Be Selling
Final Expense Life Insurance
Phone-based (telesales) model
Helping families protect loved ones from end-of-life expenses with dignity and care
Licensing Requirements
Agents must be licensed in 6 states
If not currently licensed, we provide guidance and support for completing state-mandatory pre-licensing courses
Licensing and appointment timelines must be met promptly
Compensation Structure
100% commission
1099 independent contractor
No salary or hourly pay
Unlimited earning potential
Average earnings (new non-experienced agents):
$4,000–$8,000 per month
High performers (trained and consistent):
$20,000 per month
Earnings are based on earned income, not APV
Carriers Youll Work With Youll have access to multiple top-tier A-rated carriers including:
Mutual of Omaha
Foresters
Royal Neighbors
AIG / Corebridge
And other highly respected national carriers
Requirements Leads & Investment
Agents purchase their own leads through our proven lead generation system
This system provides access to high-intent A leads
This role requires a financial investment in leads, licensing, and business setup
We teach you how to work the system profitably, but ownership and responsibility stay with you.
Who Were Looking For This opportunity is ideal for individuals who have:
Strong critical thinking and problem-solving skills
A high work ethic and personal accountability
A deep desire for financial growth and independence
Coachability and the ability to follow proven systems
Emotional maturity and professionalism when working with families
Commitment Expectations
Full-time only
No part-time side gigs or divided focus
Willingness to treat this as a real business, not a temporary role
Benefits
Proven systems and structured training
Access to high-quality carriers and lead sources
Clear income path for motivated producers
True ownership over your schedule, income, and growth
If you’re ready to build—not clock in—and you’re willing to invest in your future, we’d love to connect.
Serious applicants only.
Required Skills What You Need: Computer and reliable internet connection. Strong technology skills and ability to learn new systems quickly. No prior experience required—we value coachability and willingness to learn. Must be a self-starter, motivated and able to work independently. Excellent communication and time-management skills.
Key Skills Sales Experience, Time Management, Marketing, Customer Service, Communication skills, Retail Sales, Business Management, Outside Sales, Telemarketing, Insurance Sales, Medicare, Phone Etiquette
Employment Type:
Full Time
Experience:
years
Vacancy:
1
Monthly Salary:
132678 - 132678
#J-18808-Ljbffr
What Youll Be Selling
Final Expense Life Insurance
Phone-based (telesales) model
Helping families protect loved ones from end-of-life expenses with dignity and care
Licensing Requirements
Agents must be licensed in 6 states
If not currently licensed, we provide guidance and support for completing state-mandatory pre-licensing courses
Licensing and appointment timelines must be met promptly
Compensation Structure
100% commission
1099 independent contractor
No salary or hourly pay
Unlimited earning potential
Average earnings (new non-experienced agents):
$4,000–$8,000 per month
High performers (trained and consistent):
$20,000 per month
Earnings are based on earned income, not APV
Carriers Youll Work With Youll have access to multiple top-tier A-rated carriers including:
Mutual of Omaha
Foresters
Royal Neighbors
AIG / Corebridge
And other highly respected national carriers
Requirements Leads & Investment
Agents purchase their own leads through our proven lead generation system
This system provides access to high-intent A leads
This role requires a financial investment in leads, licensing, and business setup
We teach you how to work the system profitably, but ownership and responsibility stay with you.
Who Were Looking For This opportunity is ideal for individuals who have:
Strong critical thinking and problem-solving skills
A high work ethic and personal accountability
A deep desire for financial growth and independence
Coachability and the ability to follow proven systems
Emotional maturity and professionalism when working with families
Commitment Expectations
Full-time only
No part-time side gigs or divided focus
Willingness to treat this as a real business, not a temporary role
Benefits
Proven systems and structured training
Access to high-quality carriers and lead sources
Clear income path for motivated producers
True ownership over your schedule, income, and growth
If you’re ready to build—not clock in—and you’re willing to invest in your future, we’d love to connect.
Serious applicants only.
Required Skills What You Need: Computer and reliable internet connection. Strong technology skills and ability to learn new systems quickly. No prior experience required—we value coachability and willingness to learn. Must be a self-starter, motivated and able to work independently. Excellent communication and time-management skills.
Key Skills Sales Experience, Time Management, Marketing, Customer Service, Communication skills, Retail Sales, Business Management, Outside Sales, Telemarketing, Insurance Sales, Medicare, Phone Etiquette
Employment Type:
Full Time
Experience:
years
Vacancy:
1
Monthly Salary:
132678 - 132678
#J-18808-Ljbffr