Memphis Staffing
Underwriter Specialist
On site in Baton Rouge, LA; Miami Lakes, FL; Coral Gables, FL, Memphis, TN At First Horizon Bank Operations, we are on a mission to deliver a seamless customer experience. We are passionate about doing things right and doing the right things. We collaborate with each other and with our internal business partners to delight our customers. We believe in creating an environment where everyone's ideas are valued so that the team operates at its best. Our team members serve with humility and a deep commitment to their responsibility to be the best at serving their customers one opportunity at a time.
Essential Duties And Responsibilities
Ensures the consumer loan application information provided is accurate and complete
Performs credit analysis and makes credit decisions within authority limits
Ensures accuracy of any preliminary analysis presented
Reviews and analyzes applicable ratios (i.e., DTI, PTI, & LTV)
Reviews proof of income and financial statement documentation when required by policy
Provides financial statement spreading on loan request when necessary
Contacts bankers to gather information to make appropriate decisions and explains loan decision
Performs other duties as assigned
Requirements
Bachelor (4-year college) degree and 5+ years of experience or equivalent combination of education and experience
Microsoft Office suite
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services.
Benefit Highlights
Medical with wellness incentives, dental, and vision
HSA with company match
Maternity and parental leave
Tuition reimbursement
Mentor program
401(k) with 6% match
More -- First Horizon Corporation/Careers/Our Benefits
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Essential Duties And Responsibilities
Ensures the consumer loan application information provided is accurate and complete
Performs credit analysis and makes credit decisions within authority limits
Ensures accuracy of any preliminary analysis presented
Reviews and analyzes applicable ratios (i.e., DTI, PTI, & LTV)
Reviews proof of income and financial statement documentation when required by policy
Provides financial statement spreading on loan request when necessary
Contacts bankers to gather information to make appropriate decisions and explains loan decision
Performs other duties as assigned
Requirements
Bachelor (4-year college) degree and 5+ years of experience or equivalent combination of education and experience
Microsoft Office suite
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services.
Benefit Highlights
Medical with wellness incentives, dental, and vision
HSA with company match
Maternity and parental leave
Tuition reimbursement
Mentor program
401(k) with 6% match
More -- First Horizon Corporation/Careers/Our Benefits
#J-18808-Ljbffr