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Deutsche Bank

Commercial Real Estate Risk Officer

Deutsche Bank, New York, New York, us, 10261

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Corporate Title:

Vice President Location:

New York, NY Overview The Commercial Real Estate (CRE) credit team is tasked with managing the real estate credit risk for Deutsche Bank’s Commercial Real Estate Group. In particular, the Risk Officer is responsible for handling approvals for all real estate related transactions retained on balance sheet. Additional tasks include setting and monitoring counterparty credit limits, negotiating term sheets, reviewing due diligence and underwriting and interfacing with senior management and business personnel. You will be expected to analyze and recommend approvals/declines, or new loan terms for proposed commercial real estate transactions involving stabilized, transitional, ground‑up construction, conversions and acquisition/rehabilitation properties. The Risk Officer will act as the primary intermediary between the business units, department heads and credit committees, assist in structuring transactions to achieve optimal risk/return outcomes, and monitor portfolio and financial/market developments within commercial real estate and related sectors. Experience leading/managing internal and external audit coordination required.

What You’ll Do

Analyze and recommend credit approval/declines, or suggest new loan terms for proposed commercial real estate transactions involving stabilized, transitional, ground‑up construction, conversions and acquisition/rehabilitation properties

Act as the primary intermediary between the business units, department heads and credit committees

Monitor portfolio and financial/market developments within commercial real estate and related sectors as needed to enhance response capability and corporate knowledge. Analyze/Assess and make recommendations for approval for the balance sheet portfolio, including construction loans and transitional loans

Interact with internal business unit personnel to prepare credit reports and due diligence documentation that support Deutsche Bank's business strategies while operating within the constraints of Deutsche Bank’s risk appetite for commercial real estate in a manner consistent with its policies and procedures

Monitor an existing portfolio, sponsor/guarantor financial capacity, watchlist credits and prepare impairment analyses and memoranda as necessary; assist in structuring transactions to achieve optimal risk/return outcomes

Maintain data integrity for all names/transactions in IT systems and assist and at times lead CRM‑CRE's interactions with internal/external auditors and regulatory authorities and other Deutsche Bank infrastructure teams (Finance, Regulatory, Risk Analytics, etc.)

How You’ll Lead

Provide guidance and support to junior team members

Train new team members on commercial real estate fundamentals

Interface with auditors by providing succinct analysis and responses to queries, as well as conducting presentations when required

Skills You’ll Need

Ability to analyze/review highly structured loans

Experience working with internal and external auditors

Skills That Will Help You Excel

Highly motivated VP with ability to work independently

Excellent verbal and written skills

Ability to multi‑task

Structured lending experience

It is the Bank’s expectation that employees hired into this role will work in the New York City office in accordance with the Bank’s hybrid working model.

Deutsche Bank provides reasonable accommodations to candidates and employees with a substantiated need based on disability and/or religion.

Salary range:

$125,000 to $222,500 (actual salaries may be based on multiple factors; posted range does not include incentive compensation or other remuneration)

Benefits include comprehensive health and wellbeing benefits, retirement savings plans, parental leave, family building benefits, educational resources, matching gift and volunteer programs, and a hybrid working model with generous vacation, personal and volunteer days.

Seniority level: Mid‑Senior level

Employment type: Full‑time

Job function: Finance

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