Univest
Consumer Loan Processor
Join Univest as a Consumer Loan Processor! Are you highly organized, detail-oriented, and ready to thrive in a fast-paced environment? Univest Financial Corporation is seeking a motivated Consumer Loan Processor to join our team. In this role, youll play a vital part in helping customers achieve their financial goals by ensuring the smooth and timely processing of their loans. If you have experience in mortgage or consumer banking, strong communication skills, and a passion for customer service, we invite you to grow your career with Univest! Hours Monday - Friday from 8am - 5pm Responsibilities
Responsible to comply with laws and regulations that apply to the position, including the Univest Code of Conduct Pipeline consists of all the loan products, primarily residential secured loans. Ensure timely and independent processing of loan files, in compliance with all applicable laws, regulations, corporate policies and procedures, including: Review the application package for completeness and conformity to the applicable loan program requirements Complete and deliver the application and loan disclosures in compliance with the required timeline/regulations for the appropriate loan program Order and track applicable services such as, Social Security Verifications, IRS tax Transcripts, Appraisal and Title Request and track additional documentation needed to submit the loan file to underwriting, from the branch and/or borrower Review and analyze the income documentation and appraisal, calculate income, DTI and CLTV, and validate that the documentation agrees with the loan request. Review the title to ensure the lenders intended lien position. Investigate and resolve any lien and/or judgment issues Obtain any additional documentation from customer to clear all underwriting conditions and prepare file for closing Ensure all loans are updated throughout the process in the Encompass or Meridian Link Monitor pipeline to ensure that all regulatory timeframes are met Perform additional duties as requested/required Qualifications
High school diploma or equivalent to 1+ years of experience in Mortgage or Consumer banking Ability to work in a fast-paced environment while interacting with branch staff, sales staff, vendors, and customers. Must be highly organized, detail oriented, and able to work with multiple deadlines. Demonstrated ability to work through and resolve problems Knowledge of consumer loan guidelines, regulations and requirements preferred Knowledge of Microsoft Office, Encompass 360, and Meridian link systems highly preferred Must possess a positive attitude, strong communication and customer service skills Wage Range: The salary for this position ranges from $15.29 to $26.63 Benefits Overview:
Univest offers a comprehensive benefits package that includes: Health Insurance: Medical, dental and vision coverage (single or family; begins the first of the month following start date) Retirement Plan: Participation in 401(k) plan with up to a 3% employer match after 6 months of employment Paid Time Off (PTO): 15 days annually (prorated your first year) Short Term Disability: 720 hours of sick time with a doctors note after 6 months of service Holiday Time Off: 11 paid holidays We offer company paid life insurance: as well as other supplemental insurances Tuition reimbursement Employee Wellness programs: including fitness club discounts and fitness tracker discounts/ annual reimbursement Discounts: on loan products Professional development trainings An Equal Opportunity Employer. Univest does not discriminate against any applicant for employment because of race, color, religion, religious creed, ancestry, national origin, age, sex, disability or protected veteran status.
Join Univest as a Consumer Loan Processor! Are you highly organized, detail-oriented, and ready to thrive in a fast-paced environment? Univest Financial Corporation is seeking a motivated Consumer Loan Processor to join our team. In this role, youll play a vital part in helping customers achieve their financial goals by ensuring the smooth and timely processing of their loans. If you have experience in mortgage or consumer banking, strong communication skills, and a passion for customer service, we invite you to grow your career with Univest! Hours Monday - Friday from 8am - 5pm Responsibilities
Responsible to comply with laws and regulations that apply to the position, including the Univest Code of Conduct Pipeline consists of all the loan products, primarily residential secured loans. Ensure timely and independent processing of loan files, in compliance with all applicable laws, regulations, corporate policies and procedures, including: Review the application package for completeness and conformity to the applicable loan program requirements Complete and deliver the application and loan disclosures in compliance with the required timeline/regulations for the appropriate loan program Order and track applicable services such as, Social Security Verifications, IRS tax Transcripts, Appraisal and Title Request and track additional documentation needed to submit the loan file to underwriting, from the branch and/or borrower Review and analyze the income documentation and appraisal, calculate income, DTI and CLTV, and validate that the documentation agrees with the loan request. Review the title to ensure the lenders intended lien position. Investigate and resolve any lien and/or judgment issues Obtain any additional documentation from customer to clear all underwriting conditions and prepare file for closing Ensure all loans are updated throughout the process in the Encompass or Meridian Link Monitor pipeline to ensure that all regulatory timeframes are met Perform additional duties as requested/required Qualifications
High school diploma or equivalent to 1+ years of experience in Mortgage or Consumer banking Ability to work in a fast-paced environment while interacting with branch staff, sales staff, vendors, and customers. Must be highly organized, detail oriented, and able to work with multiple deadlines. Demonstrated ability to work through and resolve problems Knowledge of consumer loan guidelines, regulations and requirements preferred Knowledge of Microsoft Office, Encompass 360, and Meridian link systems highly preferred Must possess a positive attitude, strong communication and customer service skills Wage Range: The salary for this position ranges from $15.29 to $26.63 Benefits Overview:
Univest offers a comprehensive benefits package that includes: Health Insurance: Medical, dental and vision coverage (single or family; begins the first of the month following start date) Retirement Plan: Participation in 401(k) plan with up to a 3% employer match after 6 months of employment Paid Time Off (PTO): 15 days annually (prorated your first year) Short Term Disability: 720 hours of sick time with a doctors note after 6 months of service Holiday Time Off: 11 paid holidays We offer company paid life insurance: as well as other supplemental insurances Tuition reimbursement Employee Wellness programs: including fitness club discounts and fitness tracker discounts/ annual reimbursement Discounts: on loan products Professional development trainings An Equal Opportunity Employer. Univest does not discriminate against any applicant for employment because of race, color, religion, religious creed, ancestry, national origin, age, sex, disability or protected veteran status.