VP - Consumer Lending
USALLIANCE Financial is looking for an experienced VP of Consumer Lending to lead and grow our consumer lending portfolio while maintaining high credit quality and compliance.
Base pay range
$132,612.50 - $169,080.94 per year
About Us
At USALLIANCE, we pride ourselves on innovation, teamwork, training and development and career planning. As part of our team, you will have the opportunity to grow both personally and professionally in an inclusive and supportive environment.
About This Role
A successful candidate will be innovative, engaging, and a strong leader. The VP of Consumer Lending will lead processes and workflows, work with credit union technology teams to design and implement process automation, ensure yields compensate risk, lead strategic development, meet regulatory standards, and make sound lending decisions while enhancing product visibility and ensuring credit quality.
Key Responsibilities
- Develop, enhance, and automate processes to improve effectiveness in the consumer lending area.
- Successfully integrate loan objectives, opportunities, and resources to meet loan growth goals.
- Collaborate with colleagues across the organization to accomplish credit union goals.
- Responsible for overall credit administration and consistent review of credit underwriting opportunities to leverage automation.
- Lead the credit union strategy to acquire, develop, and maintain productive lending relationships.
- Consumer loan acquisitions (direct, indirect, credit card, and all potential other sources).
- Develop member acquisition strategies through all channels.
- Work extensively to develop strategic concept, critical thinking, and mentoring.
- Provide successful leadership and strategic direction of consumer lending.
- Ensure productivity standards are met including a high level quality service internally and externally.
Who You Are
- Minimum 7 years of experience in consumer lending with at least 5 years of management experience.
- Excellent verbal and written communication skills; ability to call, connect, and interact with existing and potential business partners.
- Thorough knowledge of consumer lending marketplace with ability to develop dynamic lending strategies.
- Coach and develop staff to increase product knowledge and management, improving effectiveness of individual and department performance.
- Mentor and provide staff with the resources needed to attain results and goals.
- Demonstrate a strong ability to identify, analyze and solve problems.
- Demonstrate ability to recognize management problems and develop solutions.
- Exemplify credit union philosophy of people helping people.
What We Offer
- Competitive salary and benefits package.
- Opportunities for professional development and career growth.
- Hybrid schedule (min 3 days in office to maximize collaboration).
- A collaborative and inclusive work environment.
- Paid Time Off, Wellness Time & Paid Federal holidays.
- 401K with 6% match.
- High performance culture.
Seniority Level
Executive
Employment Type
Full-time
Job Function
Finance and Sales
EQUAL OPPORTUNITY EMPLOYER
USALLIANCE Federal Credit Union, as an Equal Opportunity Employer, values and supports the diverse cultures, perspectives, skills, and experiences within our workforce.
This job description is for informational purposes only and may be modified at any time.
At this time, USALLIANCE Federal Credit Union will not sponsor new applicants for employment authorization.
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