Team Architects
Commercial Loan Officer - Owner/User & Seller Financing (In-Office)
Team Architects, California, Missouri, United States, 65018
Commercial Loan Officer – Owner/User & Seller Financing (In-Office, Broker-Facing Role)
Location:
Ontario, CA Work Model:
In-office (required) | Broker & Agent Training Responsibilities
Are you a commercial lender who thrives on
face-to-face dealmaking, owner/user transactions, and educating brokers and clients ?
We are launching a
new Commercial Lending Division
and are seeking an experienced
Commercial Loan Officer with deep owner-user and seller/user finance experience
to help build and lead this effort alongside our commercial real estate brokerage.
This role is ideal for a lender who enjoys being
embedded in the brokerage environment , collaborating daily with agents, and serving as a trusted financing expert — not someone looking for a remote or purely transactional role.
What You’ll Do
Originate and structure
owner-user, seller/user, and commercial real estate loans , including complex financing scenarios.
Work
onsite in our Ontario office , partnering directly with commercial brokers and leadership.
Deliver
in-person financing trainings and deal-structuring sessions
for agents to increase loan velocity and referral quality.
Leverage
built-in deal flow
from an active commercial brokerage while continuing to grow your own pipeline.
Serve as the
go-to financing authority
for agents, owners, and investors.
Help shape processes and best practices as we build the lending division from the ground up.
This Role Is a Strong Fit If You:
Have
hands-on experience with owner-user and seller/user financing
in commercial real estate.
Are comfortable
leading live, in-office trainings
and explaining financing concepts to brokers and clients.
Prefer working
in-office , collaborating closely with agents rather than operating remotely.
Enjoy relationship-based lending and being visible within a brokerage environment.
Want long-term growth potential, influence, and leadership opportunities — not just transactions.
Required Experience & Background
5+ years
in commercial lending, banking, or private lending.
Proven experience structuring
owner-user and user-financed commercial deals .
Strong referral relationships or an existing book of business (preferred).
Ability and willingness to
work onsite in Ontario, CA
for daily collaboration and trainings.
Excellent communication skills with the confidence to present, teach, and advise.
Entrepreneurial mindset with comfort in a commission-driven environment.
California DRE license (required or obtainable prior to start).
Compensation & Earning Potential
Commission-based role with uncapped earnings
$3,000 guaranteed base in month one
(not deducted from commissions)
Ongoing monthly draw against commissions
Net collections calculated after draw + 0.25 bps from monthly loan volume
Sign-on bonus consideration
for candidates bringing an active, verifiable pipeline
Realistic earnings examples:
Consistent performer:
$100K+
Strong producer:
$200K+
Top performers:
No ceiling
You’ll also receive:
Full CRM access and operational support
Built-in referral flow from our brokerage
Direct access to leadership and long-term growth opportunities
Why This Role Is Different
Immediate deal flow
from an established commercial brokerage
A true
seat at the table
as the lending division is built
High visibility and influence with brokers and leadership
A role designed for lenders who want to be
known, trusted, and relied upon
If you’re a commercial lender who values in-person collaboration, owner-user finance expertise, and being embedded in the brokerage ecosystem — we want to talk.
Apply today to help shape the future of our commercial lending division.
#J-18808-Ljbffr
Ontario, CA Work Model:
In-office (required) | Broker & Agent Training Responsibilities
Are you a commercial lender who thrives on
face-to-face dealmaking, owner/user transactions, and educating brokers and clients ?
We are launching a
new Commercial Lending Division
and are seeking an experienced
Commercial Loan Officer with deep owner-user and seller/user finance experience
to help build and lead this effort alongside our commercial real estate brokerage.
This role is ideal for a lender who enjoys being
embedded in the brokerage environment , collaborating daily with agents, and serving as a trusted financing expert — not someone looking for a remote or purely transactional role.
What You’ll Do
Originate and structure
owner-user, seller/user, and commercial real estate loans , including complex financing scenarios.
Work
onsite in our Ontario office , partnering directly with commercial brokers and leadership.
Deliver
in-person financing trainings and deal-structuring sessions
for agents to increase loan velocity and referral quality.
Leverage
built-in deal flow
from an active commercial brokerage while continuing to grow your own pipeline.
Serve as the
go-to financing authority
for agents, owners, and investors.
Help shape processes and best practices as we build the lending division from the ground up.
This Role Is a Strong Fit If You:
Have
hands-on experience with owner-user and seller/user financing
in commercial real estate.
Are comfortable
leading live, in-office trainings
and explaining financing concepts to brokers and clients.
Prefer working
in-office , collaborating closely with agents rather than operating remotely.
Enjoy relationship-based lending and being visible within a brokerage environment.
Want long-term growth potential, influence, and leadership opportunities — not just transactions.
Required Experience & Background
5+ years
in commercial lending, banking, or private lending.
Proven experience structuring
owner-user and user-financed commercial deals .
Strong referral relationships or an existing book of business (preferred).
Ability and willingness to
work onsite in Ontario, CA
for daily collaboration and trainings.
Excellent communication skills with the confidence to present, teach, and advise.
Entrepreneurial mindset with comfort in a commission-driven environment.
California DRE license (required or obtainable prior to start).
Compensation & Earning Potential
Commission-based role with uncapped earnings
$3,000 guaranteed base in month one
(not deducted from commissions)
Ongoing monthly draw against commissions
Net collections calculated after draw + 0.25 bps from monthly loan volume
Sign-on bonus consideration
for candidates bringing an active, verifiable pipeline
Realistic earnings examples:
Consistent performer:
$100K+
Strong producer:
$200K+
Top performers:
No ceiling
You’ll also receive:
Full CRM access and operational support
Built-in referral flow from our brokerage
Direct access to leadership and long-term growth opportunities
Why This Role Is Different
Immediate deal flow
from an established commercial brokerage
A true
seat at the table
as the lending division is built
High visibility and influence with brokers and leadership
A role designed for lenders who want to be
known, trusted, and relied upon
If you’re a commercial lender who values in-person collaboration, owner-user finance expertise, and being embedded in the brokerage ecosystem — we want to talk.
Apply today to help shape the future of our commercial lending division.
#J-18808-Ljbffr