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Credit and Collections Analyst I

BOLD, San Juan, San Juan, us, 00902

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We are looking for a Credit & Collections Analyst I to support the effective management of customer accounts and ensure timely collection of outstanding balances. In this role, you’ll help maintain healthy cash flow while building strong relationships with internal partners and external customers. You’ll be detail-oriented, organized, and comfortable communicating with customers to resolve payment issues in a professional and solutions-focused way.

Job Description This position works within the Accounting team at BOLD. The Accounting team partners closely with Sales, Customer Service, and other cross-functional groups to support the company’s financial health and operational efficiency. The Collections function plays a key role in balancing strong customer relationships with effective risk management, ensuring processes are followed while meeting cash flow and DSO goals.

This position is based in San Juan, Puerto Rico.

What You’ll Do

Manage and oversee the collections process for an assigned portfolio of customers

Contact customers via phone and email to ensure payments are received within agreed terms

Issue standard payment reminders and follow up on overdue balances

Monitor accounts to identify outstanding debts and escalating risk

Partner with Sales and Customer Service to resolve billing issues while maintaining positive client relationships

Ensure payment arrangements, correspondence, and pre-legal actions follow documented credit and collections procedures

Provide regular status updates and reporting on outstanding accounts, cash collections, and DSO performance

What You’ll Need

Bachelor’s degree in Business Administration, Accounting, Finance, or equivalent business experience

1–2 years of experience in Collections or a similar customer-facing role

Strong communication and negotiation skills

Ability to manage multiple priorities in a high-volume, fast-paced environment

High attention to detail with strong organizational skills

Proficiency in Microsoft Excel, Word, and Outlook

Ability to quickly learn and adapt to new systems and tools

Good to Have

Experience working in an entrepreneurial or high-growth environment

Comfort collaborating cross-functionally with Sales and Customer Service teams

Ability to present or summarize key account and collections data for leadership

A proactive, problem-solving mindset with an interest in improving processes

Benefits

Competitive salary

Bi-annual bonus

401(k) plan with match

Equity in company

Flexible spending accounts (health, dependent care)

Internet and home office reimbursement

In-office catered breakfast and lunches

Flexible PTO

Sick time policy

Observed holidays

Health Benefits

Medical, dental, and vision (optional plans for your family)

Life & long-term disability insurance (optional)

Mental health support and resources

Wellness reimbursement (gym, health apps, etc.)

Pet Insurance (optional)

EEO Statement We celebrate and promote diversity and inclusion. We value our position as an Equal Opportunity Employer. We hire based on qualifications, merit, and our business needs. We don't discriminate regarding race, color, religion, gender, pregnancy, national origin or citizenship, ancestry, age, physical or mental disability, veteran status, sexual orientation, gender identity or expression, marital status, genetic information, or any other applicable characteristic protected by law.

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