TEKsystems
Description
Seeking experienced Mortgage Underwriters to join our team and support loan processing for broker clients. This role plays a critical part in evaluating loan applications, ensuring compliance, and driving quality underwriting decisions. Multiple openings are available, and we are looking for strong, dedicated professionals who are eager to contribute long‑term.
Responsibilities
Review and assess files submitted by broker clients, ensuring compliance with FHA, VA, and conventional lending guidelines.
Collaborate with the loan structure and precision income teams to finalize approvals.
Perform thorough credit analyses, underwriting 2–3 initial files per day and processing 6–8 final approval files daily (subject to volume).
Coordinate workflow within Pennymac’s structured, end‑to‑end loan process, focusing solely on underwriting scope.
Ensure loans meet investor guidelines (FHA UW, HUD UW, VA UW, VA IRRL, VA SAR, TrumsID Registration) and adhere to quality control standards.
Review all mortgage applications and documentation for accuracy and completeness.
Work with clients to prepare mortgage applications and related documentation as needed, and help resolve any outstanding issues.
Work with compliance officers to ensure Federal, State, and local compliance of all mortgage and loan materials.
Approve or deny mortgages on a timely basis.
Qualifications
3+ years of mortgage underwriting experience required.
Solid knowledge of mortgage underwriting and basic automated underwriting systems; proficiency with Encompass and Excel preferred.
Strong understanding of FHA, VA, and conventional loan underwriting.
Knowledge of mortgage laws and regulations, including the Home Mortgage Disclosure Act, and state/federal agency guidelines.
Assessment score requirement: Minimum 15.
Experience with FHA, HUD, VA, VA IRRL, VA SAR, and TrumsID Registration preferred.
Loss mitigation or servicing underwriting experience will be disqualified.
Job Type & Location Contract to Hire position based out of Indianapolis, IN. Fully remote.
Pay & Benefits The pay range for this position is $31.25 per hour.
Applicable benefits for this temporary role (subject to eligibility) may include:
Medical, dental & vision
Critical Illness, Accident, and Hospital
401(k) Retirement Plan – Pre‑tax and Roth post‑tax contributions available
Life Insurance (Voluntary Life & AD&D for employee and dependents)
Short and long‑term disability
Health Spending Account (HSA)
Transportation benefits
Employee Assistance Program
Time Off/Leave (PTO, Vacation, or Sick Leave)
Eligibility Requirements Eligibility requirements apply to some benefits and may depend on job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms.
Application Deadline Anticipated to close on Jan 19, 2026.
EEO Statement The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information, or any characteristic protected by law.
#J-18808-Ljbffr
Responsibilities
Review and assess files submitted by broker clients, ensuring compliance with FHA, VA, and conventional lending guidelines.
Collaborate with the loan structure and precision income teams to finalize approvals.
Perform thorough credit analyses, underwriting 2–3 initial files per day and processing 6–8 final approval files daily (subject to volume).
Coordinate workflow within Pennymac’s structured, end‑to‑end loan process, focusing solely on underwriting scope.
Ensure loans meet investor guidelines (FHA UW, HUD UW, VA UW, VA IRRL, VA SAR, TrumsID Registration) and adhere to quality control standards.
Review all mortgage applications and documentation for accuracy and completeness.
Work with clients to prepare mortgage applications and related documentation as needed, and help resolve any outstanding issues.
Work with compliance officers to ensure Federal, State, and local compliance of all mortgage and loan materials.
Approve or deny mortgages on a timely basis.
Qualifications
3+ years of mortgage underwriting experience required.
Solid knowledge of mortgage underwriting and basic automated underwriting systems; proficiency with Encompass and Excel preferred.
Strong understanding of FHA, VA, and conventional loan underwriting.
Knowledge of mortgage laws and regulations, including the Home Mortgage Disclosure Act, and state/federal agency guidelines.
Assessment score requirement: Minimum 15.
Experience with FHA, HUD, VA, VA IRRL, VA SAR, and TrumsID Registration preferred.
Loss mitigation or servicing underwriting experience will be disqualified.
Job Type & Location Contract to Hire position based out of Indianapolis, IN. Fully remote.
Pay & Benefits The pay range for this position is $31.25 per hour.
Applicable benefits for this temporary role (subject to eligibility) may include:
Medical, dental & vision
Critical Illness, Accident, and Hospital
401(k) Retirement Plan – Pre‑tax and Roth post‑tax contributions available
Life Insurance (Voluntary Life & AD&D for employee and dependents)
Short and long‑term disability
Health Spending Account (HSA)
Transportation benefits
Employee Assistance Program
Time Off/Leave (PTO, Vacation, or Sick Leave)
Eligibility Requirements Eligibility requirements apply to some benefits and may depend on job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms.
Application Deadline Anticipated to close on Jan 19, 2026.
EEO Statement The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information, or any characteristic protected by law.
#J-18808-Ljbffr