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Fnb Online

Portfolio Manager

Fnb Online, Charlotte, North Carolina, United States, 28245

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Portfolio Manager page is loaded## Portfolio Managerlocations:

Builder Finance Office:

Wilmington, NCtime type:

Full timeposted on:

Posted Todayjob requisition id:

2026-00119## Primary Office Location:6701 Carmel Road, Suite 102. Charlotte, North Carolina. 28203.## **Join our team. Make a difference - for us and for your future.****Position Title:** Portfolio Manager 2

**Business Unit:** Commercial Banking

**Reports To:** Varies by Assignment

**Position Overview:**

This position is primarily responsible for monitoring asset quality and assisting with the administrative functions of an assigned commercial portfolio of relationships. The incumbent performs underwriting for assigned relationships, presentation of annual reviews and renewals and financial statement and other documentation collection, reporting and monitoring. The incumbent assists in the management and development of business relationships with existing and potential clients, maintains a high degree of creditability and participates in training opportunities as warranted or required.

**Primary Responsibilities:**

Monitors the asset quality and administrative functions of each assigned portfolio relationship.Analyzes the creditworthiness of borrowers, identifies key credit issues and prepares full written analysis including completion of FOCUS underwriting document and all components except spreads and cash flow schedules according to available information and established policies and procedures accurately and timely.Performs annual reviews of each relationship and monitors interim financial statements and trends within the industry of the client.Reviews content and accuracy of spreads and cash flow schedules prepared within credit on assigned relationships.Handles daily and monthly administration work of the Relationship Manager and ensures work is done promptly and effectively including managing the credit process on behalf of the Relationship Manager by working closely with the Regional Underwriting Managers.Ensures sound underwriting principals and guidelines are maintained within the accounts they monitor and that these accounts conform to all reporting and regulatory requirements.Contacts customers directly as required or at the request of the Relationship Manager and identifies additional banking opportunities as appropriate. Attends calls with the Relationship Manager when warranted.Identifies, recommends and implements strategies to best reduce the risk of loss to the company in deteriorating client situations and upon review recommends risk rating changes.Participates in Special Assets meetings or conference calls for assigned relationships for assigned regions in conjunction with the Relationship Manager. Prepares and presents shared national credit (SNC) reviews for assigned relationships.May assist or direct less-experienced peers from time to time.Performs other related duties and projects as assigned.All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation’s risk management program. F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.**Minimum Education:**

BA or BS

**Minimum Years Experience:**

3

**Special Skills:**

Excellent project management skills

Excellent communication skills, both written and verbal

Excellent customer service skills

Excellent organizational, analytical and interpersonal skills

Ability to use a personal computer and job-related software

MS Word - Basic Level

MS Excel - Intermediate Level

MS PowerPoint - Basic Level

Experience in a related positionKnowledge and understanding of loan documentation, external regulations and accounting and tax lawsFormal credit analysis training is preferred**Special Licenses and Certificates:**

N/A

**Physical Requirements:**

N/A### **Equal Employment Opportunity (EEO):**It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace.# A culture of teamwork. A history of success.As a leading diversified financial services company, F.N.B. Corporation (FNB) offers a wide range of opportunities for individuals who want to grow their careers. The FNB team is a group of highly qualified

professionals who work together to provide comprehensive financial solutions across our corporate footprint, which includes Pennsylvania, Ohio, Maryland, West Virginia, Virginia, North Carolina, and South Carolina.Our consistent recognition as a **best place to work** and **top workplace** by our own employees symbolizes the outstanding culture we represent.# # **Sign up for Job Alerts:****A simple and easy way to stay up to date on career opportunities available.**You now have the ability to **sign up for job alerts** through your candidate profile.To enroll you will need to create or sign into your candidate profile and select "job alerts".By enrolling in job alerts, you will receive email notifications as opportunities come available that match your selected interests. #J-18808-Ljbffr