Nichols College
and the job listing Expires on January 31, 2026
Internship Accounting, Data Analytics, Economics & Finance Join a winning team of innovative thinkers, seasoned mortgage professionals, and financial experts. Build your career at Planet—recognized as a Top Mortgage Employer by National Mortgage Professional.
Job Summary The
Junior Underwriter
is responsible for underwriting and clearing files to closing on VA IRRLs and FHA Streamline. Each loan package will be analyzed to determine if the loan has met guidelines, that all underwriting conditions are cleared, and that all underwriting documentation is in file and consistent with other documentation in file. The Retail Junior Underwriter will also communicate with the operations staff to make sure that any remaining loan requirements are met, that expectations in the funding process are met, and that all regulations, PHL policies and investor requirements are met.
Essential Duties and Responsibilities
Reviews loans submitted to underwriting to ensure accurate information is in file, ensuring compliance with Company guidelines and Agency Guidelines. Verifies documentation is complete and works with operations staff to collect additional information as necessary.
Analyzes conditions and facilitates sign-off of underwriting and funding conditions, including but not limited to, disclosures, asset verifications, credit history, income documents (if applicable), title documents, appraisals and all applicable compliance documents.
Other duties as assigned.
People Management Not applicable.
Position Requirements Education
Bachelors degree in related field preferred.
High School diploma or GED equivalent required.
Experience
Minimum of four (4) years experience as a mortgage processor.
Functional/Technical Skills
Thorough understanding of credit and an ability to review financial documents
Effective written and verbal communication skills
Strong analytical skills with the ability to think outside of the box
Demonstrates a commitment to quality customer service
Strong attention to detail
Excellent problem solving skills and ability to make sound judgments in a fast-paced environment
Well organized with the ability to multi-task
Demonstrates strong time management skills with the ability to meet deadlines
Works well with others
Proficient in all compliance-related regulations including RESPA
Strong mathematical skills
Strong PC skills (MS Office products) and experience with mortgage origination systems
Environmental/Physical Demands Work is typically performed in a standard office environment. The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to sustain predictable work attendance, communicate with others, frequently required to stand, walk, sit, and use arms, hands and fingers to reach, handle or touch. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, and ability to adjust focus.
Pursuant to the Americans with Disabilities Act, reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
This job description is not designed to cover or contain a comprehensive listing of all activities, duties or responsibilities that are required of an employee. The Company reserves the right to amend or modify this document at any time and without notice.
Benefits Our benefits package includes 3 comprehensive Cigna or Kaiser medical plans, dental, and vision insurance. We provide short term and long-term disability insurance, basic life insurance, 401(k), and 11 employer paid holidays. In addition, we offer supplemental benefits to include life insurance, critical illness and accident plans.
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Internship Accounting, Data Analytics, Economics & Finance Join a winning team of innovative thinkers, seasoned mortgage professionals, and financial experts. Build your career at Planet—recognized as a Top Mortgage Employer by National Mortgage Professional.
Job Summary The
Junior Underwriter
is responsible for underwriting and clearing files to closing on VA IRRLs and FHA Streamline. Each loan package will be analyzed to determine if the loan has met guidelines, that all underwriting conditions are cleared, and that all underwriting documentation is in file and consistent with other documentation in file. The Retail Junior Underwriter will also communicate with the operations staff to make sure that any remaining loan requirements are met, that expectations in the funding process are met, and that all regulations, PHL policies and investor requirements are met.
Essential Duties and Responsibilities
Reviews loans submitted to underwriting to ensure accurate information is in file, ensuring compliance with Company guidelines and Agency Guidelines. Verifies documentation is complete and works with operations staff to collect additional information as necessary.
Analyzes conditions and facilitates sign-off of underwriting and funding conditions, including but not limited to, disclosures, asset verifications, credit history, income documents (if applicable), title documents, appraisals and all applicable compliance documents.
Other duties as assigned.
People Management Not applicable.
Position Requirements Education
Bachelors degree in related field preferred.
High School diploma or GED equivalent required.
Experience
Minimum of four (4) years experience as a mortgage processor.
Functional/Technical Skills
Thorough understanding of credit and an ability to review financial documents
Effective written and verbal communication skills
Strong analytical skills with the ability to think outside of the box
Demonstrates a commitment to quality customer service
Strong attention to detail
Excellent problem solving skills and ability to make sound judgments in a fast-paced environment
Well organized with the ability to multi-task
Demonstrates strong time management skills with the ability to meet deadlines
Works well with others
Proficient in all compliance-related regulations including RESPA
Strong mathematical skills
Strong PC skills (MS Office products) and experience with mortgage origination systems
Environmental/Physical Demands Work is typically performed in a standard office environment. The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to sustain predictable work attendance, communicate with others, frequently required to stand, walk, sit, and use arms, hands and fingers to reach, handle or touch. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, and ability to adjust focus.
Pursuant to the Americans with Disabilities Act, reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
This job description is not designed to cover or contain a comprehensive listing of all activities, duties or responsibilities that are required of an employee. The Company reserves the right to amend or modify this document at any time and without notice.
Benefits Our benefits package includes 3 comprehensive Cigna or Kaiser medical plans, dental, and vision insurance. We provide short term and long-term disability insurance, basic life insurance, 401(k), and 11 employer paid holidays. In addition, we offer supplemental benefits to include life insurance, critical illness and accident plans.
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