Oregon Pacific Bank
Oregon Pacific Bank
Oregon Pacific Bank is an Equal Opportunity Employer and does not discriminate on the basis of race, color, sex, sexual orientation, gender identity, age, religion, national origin, physical or mental disability, or veteran's status.
JOB SPECIFICATIONS
Education: Bachelor’s Degree in Business, Finance, or related area
Experience: Typically requires 5 or more years of prior commercial lending experience, strong credit and analytical skills, and knowledge of Bank services
ESSENTIAL FUNCTIONS
Develop new business by contacting prospects and clients to meet loan growth and profitability goals
Interview loan applicants and collect and analyze financial data to determine the general creditworthiness of the prospect and the merits of the specific loan request
Establish and negotiate terms for credit extension, including costs, repayment method, schedule, and collateral requirements
Collect and analyze current creditworthiness information for clients and existing loans through direct inspection, interim financial reports, and personal interview
Analyze highly complex credit requests (commercial real estate, asset‑based lending, commercial lending, general lending to business and professional clients)
Submit all financial data to the Credit Analyst in a timely manner
Monitor all credits through periodic reviews, continual analysis, and proper documentation
Manage existing loans, monitor repayment activities, and collect from past‑due accounts (except special assets); report classified loans to the Chief Credit Officer periodically
Remedy deficiencies when appropriate
Advise clients on business management and financial matters where possible
Cross‑sell Bank services to other departments, OPB Trust, and OPWM
Undertake special projects relating to departmental services
Participate in community affairs to enhance business opportunities
Conduct business and work relationships in an ethical, professional, and courteous manner
Be knowledgeable of bank compliance rules and adhere to federal and state banking regulations
Follow all Bank compliance policies and procedures; other duties as assigned to meet client and operational needs
BENEFITS
Paid Vacation and Sick Leave
11 Paid Holidays
Health, Vision, and Dental insurance options
Bank Paid Life, AD&D, and Long‑Term Disability Insurance
401K and Profit‑Sharing Plans
Eligibility to participate in Section 125 Flexible Spending Plans
Fitness Club Reimbursement
WORK CONTEXT
Ability to concentrate and focus on essential functions in priority order
Requires punctuality, dependability, detail orientation, and responsibility for work outcomes
Requires sitting for long periods and traveling to other departments and locations as needed
Requires contact with others by telephone, electronic mail, and face‑to‑face discussions
Requires completion of assigned online training courses with a passing percentage
Professional environment requiring appropriate professional demeanor and attire
Work performed indoors in environmentally controlled conditions
Ability to lift up to 30 lbs. if necessary
SKILLS
Solid knowledge of banking regulations, compliance issues, and Bank policies
Familiarity and experience with a variety of financial institution concepts, practices, and procedures
Solid understanding of Generally Accepted Accounting Principles and Tax Accounting
Understanding of complex commercial and consumer lending terms and documentation
Excellent and effective written and verbal communication skills
Competency in providing exemplary internal/external client and customer services in a professional manner and with tact and diplomacy
Ability to be detail oriented with good problem‑solving skills
Ability to tolerate high levels of stress
Ability to work with others in a cooperative manner that supports a team environment
Ability to lift up to 30 lbs. if necessary
Ability to work hours required to fulfill job expectations
CORE BEHAVIORS for DELIVERING ON THE PROMISE
Be Genuine.
Conduct yourself in a consistent, honest and compassionate manner at all times.
Work Ethic.
Be willing to go the extra mile for the client, whether internal or external.
Influence.
Be an active player in participating, building and contributing to service.
Continuous Learning.
Commit to gaining knowledge, skills and experience on an ongoing basis to better serve the client, increase personal satisfaction and improve the Bank.
Team Play.
We win together. Individuality is encouraged to advance and enrich the work of the team.
Problem Solving.
Being creative, problem‑solving mentality to every situation. See alternative, take initiative and assume responsibility for your actions.
Communication.
Keep others informed and up‑to‑date. Actively listen and learn from each other.
Have a Sense of Community.
We firmly believe that we're only as strong as the communities we serve. Your involvement is an important part of who we are.
Oregon Pacific Bank is an Equal Opportunity Employer and does not discriminate on the basis of race, color, sex, sexual orientation, gender identity, age, religion, national origin, physical or mental disability, or veteran's status.
PI281446733
#J-18808-Ljbffr
Oregon Pacific Bank is an Equal Opportunity Employer and does not discriminate on the basis of race, color, sex, sexual orientation, gender identity, age, religion, national origin, physical or mental disability, or veteran's status.
JOB SPECIFICATIONS
Education: Bachelor’s Degree in Business, Finance, or related area
Experience: Typically requires 5 or more years of prior commercial lending experience, strong credit and analytical skills, and knowledge of Bank services
ESSENTIAL FUNCTIONS
Develop new business by contacting prospects and clients to meet loan growth and profitability goals
Interview loan applicants and collect and analyze financial data to determine the general creditworthiness of the prospect and the merits of the specific loan request
Establish and negotiate terms for credit extension, including costs, repayment method, schedule, and collateral requirements
Collect and analyze current creditworthiness information for clients and existing loans through direct inspection, interim financial reports, and personal interview
Analyze highly complex credit requests (commercial real estate, asset‑based lending, commercial lending, general lending to business and professional clients)
Submit all financial data to the Credit Analyst in a timely manner
Monitor all credits through periodic reviews, continual analysis, and proper documentation
Manage existing loans, monitor repayment activities, and collect from past‑due accounts (except special assets); report classified loans to the Chief Credit Officer periodically
Remedy deficiencies when appropriate
Advise clients on business management and financial matters where possible
Cross‑sell Bank services to other departments, OPB Trust, and OPWM
Undertake special projects relating to departmental services
Participate in community affairs to enhance business opportunities
Conduct business and work relationships in an ethical, professional, and courteous manner
Be knowledgeable of bank compliance rules and adhere to federal and state banking regulations
Follow all Bank compliance policies and procedures; other duties as assigned to meet client and operational needs
BENEFITS
Paid Vacation and Sick Leave
11 Paid Holidays
Health, Vision, and Dental insurance options
Bank Paid Life, AD&D, and Long‑Term Disability Insurance
401K and Profit‑Sharing Plans
Eligibility to participate in Section 125 Flexible Spending Plans
Fitness Club Reimbursement
WORK CONTEXT
Ability to concentrate and focus on essential functions in priority order
Requires punctuality, dependability, detail orientation, and responsibility for work outcomes
Requires sitting for long periods and traveling to other departments and locations as needed
Requires contact with others by telephone, electronic mail, and face‑to‑face discussions
Requires completion of assigned online training courses with a passing percentage
Professional environment requiring appropriate professional demeanor and attire
Work performed indoors in environmentally controlled conditions
Ability to lift up to 30 lbs. if necessary
SKILLS
Solid knowledge of banking regulations, compliance issues, and Bank policies
Familiarity and experience with a variety of financial institution concepts, practices, and procedures
Solid understanding of Generally Accepted Accounting Principles and Tax Accounting
Understanding of complex commercial and consumer lending terms and documentation
Excellent and effective written and verbal communication skills
Competency in providing exemplary internal/external client and customer services in a professional manner and with tact and diplomacy
Ability to be detail oriented with good problem‑solving skills
Ability to tolerate high levels of stress
Ability to work with others in a cooperative manner that supports a team environment
Ability to lift up to 30 lbs. if necessary
Ability to work hours required to fulfill job expectations
CORE BEHAVIORS for DELIVERING ON THE PROMISE
Be Genuine.
Conduct yourself in a consistent, honest and compassionate manner at all times.
Work Ethic.
Be willing to go the extra mile for the client, whether internal or external.
Influence.
Be an active player in participating, building and contributing to service.
Continuous Learning.
Commit to gaining knowledge, skills and experience on an ongoing basis to better serve the client, increase personal satisfaction and improve the Bank.
Team Play.
We win together. Individuality is encouraged to advance and enrich the work of the team.
Problem Solving.
Being creative, problem‑solving mentality to every situation. See alternative, take initiative and assume responsibility for your actions.
Communication.
Keep others informed and up‑to‑date. Actively listen and learn from each other.
Have a Sense of Community.
We firmly believe that we're only as strong as the communities we serve. Your involvement is an important part of who we are.
Oregon Pacific Bank is an Equal Opportunity Employer and does not discriminate on the basis of race, color, sex, sexual orientation, gender identity, age, religion, national origin, physical or mental disability, or veteran's status.
PI281446733
#J-18808-Ljbffr