Exchange Bank: Relationships You can Bank On
Mortgage Loan Officer
Exchange Bank: Relationships You can Bank On, Lincoln, Nebraska, United States, 68511
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Mortgage Loan Officer
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Exchange Bank: Relationships You can Bank On Salaried position in Lincoln, Nebraska. Full benefit package available including health, dental, vision, life and disability insurance. 401k plan with employee match, as well as paid vacation, sick and holiday time. A Residential Mortgage Loan Officer works directly with the client to determine the mortgage product that best suits the client’s need and then manages the loan through the process for a quick and efficient closing. As a Mortgage Loan Officer with Exchange Bank, your goal will be to meet the following criteria.
Responsibilities
Originate mortgage loans to be sold on the secondary market or held in house per bank underwriting criteria. The target for secondary market loans originated annually will be to exceed $15 million.
Business calling expectation of sufficient number and quality per month in pursuit/achievement of strategic growth objectives for the branch and individually.
Promptness in reporting of business development as requested.
Risk Assessment / Delinquency / Credit Due Diligence – In House Credit
Maintain a classified loan total
Technical deficiencies of portfolio appropriately maintained at acceptable target levels.
Watch list recommendations and timely preparation of problem credit memo and submission per Exchange Bank credit policy.
Credit Administration – Effectiveness and Accountability
Ensure that all loan documents are properly prepared prior to customer signing.
Accurate and timely submission of mortgage loans sent to secondary market.
Credit files are kept current with relevant, limited and appropriate information.
Deposits
Cross-sell deposit relationships to mortgage customers to help meet net deposit growth annually in line with the strategic goals of Exchange Bank.
Professionalism and Community Involvement
Professionally represent the bank in the community by participating in civic/community organizations that offer strategic opportunities to cultivate and deliver new business while giving back to the communities.
Exhibit professional behavior and promote positive working relationships with internal Exchange Bank staff.
Compliance
Understand and adhere to all bank policy, procedures, laws and regulations applicable to this role. Complete compliance training as assigned; follow internal processes and controls as required. Report all compliance issues, violations of law or regulations to appropriate level of management.
Other duties as may be assigned by bank management. This position requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z. You will be subject to the required registration process, which includes a criminal background and credit check.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or national origin.
Seniority level
Entry level
Employment type
Full-time
Job function
Finance and Sales
Industries
Banking
Referral opportunities are available for this role. We’re not adding additional formatting beyond the content shown here.
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Mortgage Loan Officer
role at
Exchange Bank: Relationships You can Bank On Salaried position in Lincoln, Nebraska. Full benefit package available including health, dental, vision, life and disability insurance. 401k plan with employee match, as well as paid vacation, sick and holiday time. A Residential Mortgage Loan Officer works directly with the client to determine the mortgage product that best suits the client’s need and then manages the loan through the process for a quick and efficient closing. As a Mortgage Loan Officer with Exchange Bank, your goal will be to meet the following criteria.
Responsibilities
Originate mortgage loans to be sold on the secondary market or held in house per bank underwriting criteria. The target for secondary market loans originated annually will be to exceed $15 million.
Business calling expectation of sufficient number and quality per month in pursuit/achievement of strategic growth objectives for the branch and individually.
Promptness in reporting of business development as requested.
Risk Assessment / Delinquency / Credit Due Diligence – In House Credit
Maintain a classified loan total
Technical deficiencies of portfolio appropriately maintained at acceptable target levels.
Watch list recommendations and timely preparation of problem credit memo and submission per Exchange Bank credit policy.
Credit Administration – Effectiveness and Accountability
Ensure that all loan documents are properly prepared prior to customer signing.
Accurate and timely submission of mortgage loans sent to secondary market.
Credit files are kept current with relevant, limited and appropriate information.
Deposits
Cross-sell deposit relationships to mortgage customers to help meet net deposit growth annually in line with the strategic goals of Exchange Bank.
Professionalism and Community Involvement
Professionally represent the bank in the community by participating in civic/community organizations that offer strategic opportunities to cultivate and deliver new business while giving back to the communities.
Exhibit professional behavior and promote positive working relationships with internal Exchange Bank staff.
Compliance
Understand and adhere to all bank policy, procedures, laws and regulations applicable to this role. Complete compliance training as assigned; follow internal processes and controls as required. Report all compliance issues, violations of law or regulations to appropriate level of management.
Other duties as may be assigned by bank management. This position requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z. You will be subject to the required registration process, which includes a criminal background and credit check.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or national origin.
Seniority level
Entry level
Employment type
Full-time
Job function
Finance and Sales
Industries
Banking
Referral opportunities are available for this role. We’re not adding additional formatting beyond the content shown here.
#J-18808-Ljbffr