The Head Digital Finance will set and execute BMO's digital finance strategy, driving innovation and market leadership in digital assets, stablecoins, and tokenized deposits.
Reporting directly to the SVP and Head North American Treasury & Payment Solutions, the Head Digital Finance will have direct accountability for enterprise-wide digital finance strategy and execution. The role will set BMO's digital finance strategy, steer resources and investments across the bank, and support the Operating Groups and individual Lines of Business (LOBs) in developing new regulated, revenue‑generating solutions that enhance BMO's market competitiveness.
Working in partnership with senior leadership Digital Finance SMEs in each Group and the Office of Strategic Management (OSM), the Head Digital Finance will shape BMO's market reputation and deliver on BMO's digital finance ambition: stablecoins, tokenized deposits, digital assets custody, market‑making, and hedging solutions across the enterprise. The role will oversee an enterprise‑wide digital finance strategy aligned with BMO's overall strategic ambition, build and lead a high‑performing agile team, and develop partnerships with emerging technology vendors and industry consortiums.
The Head Digital Finance acts as BMO's digital finance accountable executive, representing all BMO Digital Finance initiatives at the senior levels of the Bank and externally at conferences and industry forums. The role oversees the development of enterprise digital finance collateral, including LOB‑specific front‑line and client learning and marketing materials, working with LOB product and learning teams, People & Culture, Marketing Communications & Social Impact. The role ensures effective management of financial, reputational, cyber, data, and AI risks associated with digital finance solutions.
Accountabilities
- Seeks out and manages partnerships (e.g., emerging technology vendors, industry consortiums) to advance BMO's strategy and goals.
- Represents BMO holistically in engaging with potential partners; coordinates changes and evolution to partnerships with each business.
- Governs Digital Finance activities, tracks all active and proposed initiatives (e.g., key milestones & issues) for a broad set of audiences.
- Tracks and communicates updates from Research and LRC teams on regulatory developments and industry highlights.
- Follows industry and key competitive developments; advises on focus areas for BMO and publishes thought papers.
- Supports PoC business cases, including IAAPs and TIP requests.
- Expert advisor on evolving regulations to mitigate potential risks and issues; reviews BMO activities to ensure adherence with guidelines.
- Steers BMO's overall strategy and investments in digital finance and supports Operating Groups in developing new regulated, revenue‑generating solutions (e.g., digital/tokenized assets, cross‑border payments, foreign exchange settlement, digital asset custody, market‑making & hedging, smart contracts).
- Understands emerging digital finance technology and its potential implications and opportunities in serving BMO clients.
- Researches, investigates, and develops digital finance initiatives, steering vendor selection, strategic partnerships, industry consortium participation in a coordinated enterprise approach.
- Stays informed on changes to the regulatory landscape and competitive developments related to digital finance.
- Serves as a market‑facing team to communicate and educate on the potential benefits and drawbacks of emerging products and services.
- Serves as BMO‑wide representative on digital finance topics to the Board, EC, investor community, and regulators.
Qualifications
- Minimum 10 years of experience in finance, fintech, or digital asset management, with at least 5 years at the leadership level.
- Proven track record of leading cross‑functional teams through complex product launches in a highly regulated environment.
- Expertise in digital/tokenized assets (e.g., stablecoins, tokenized deposits, digital asset custody, smart contracts) or emerging business concepts and models.
- Strong strategic and regulatory leadership: experience guiding cross‑functional teams through digital asset product development and regulatory compliance.
- Demonstrated partnering skills: track record of building and managing vendor consortiums and industry collaborations.
- Deep understanding of financial infrastructure system architecture and risk controls relevant to digital assets and crypto.
- Excellent business case development: ability to assess ROI and author investment recommendations.
Please note the base salary for this role will be approximately USD $200,000.00.
Key Skills: AutoCAD 3D, Business Travel, CAD CAM, ABAP, Management Administration, Manufacturing.
Pay Type: Salaried
BMO Financial Group offers a competitive compensation package that may include performance‑based incentives, discretionary bonuses, and additional perks such as health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans.
At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting positive change for our customers, our communities, and our people. By working together, innovating, and pushing boundaries we transform lives and businesses and power economic growth around the world.
As a member of the BMO team you are valued, respected, and heard, and you have many ways to grow and make an impact. We strive to help you make an impact from day one for yourself and our customers. We will support you with the tools and resources you need to reach new milestones as you help our customers reach theirs. From in‑depth training and coaching to manager support and network‑building opportunities, we will help you gain valuable experience and broaden your skillset.
To find out more, visit us at BMO is a proud equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotyping, age, protected veteran status, individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories consistent with applicable federal, state, and local law.
BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e‑mail to (email protected) and let us know the nature of your request and your contact information.
Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO directly or indirectly will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid written and fully executed agency agreement contract for service to submit resumes.
Application Deadline: 02/07/2026
Address: 320 S Canal Street
Job Family Group: Customer Solutions
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