Overview
Work Location:
Mount Laurel, New Jersey, United States of America Hours:
40 Pay Details:
$23.25 - $30.75 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line Of Business:
Personal & Commercial Banking
Job Description
The Consumer Loan Processor III is primarily responsible for providing support to the lending areas by reviewing the accuracy of complex consumer loans from conditional approval to closing. This job is a Loan Originator and performs at least one of the following functions, or advertises or communicates that they can or will perform any of these functions, with an expectation of compensation or monetary gain: takes an application, arranges a consumer credit transaction, assists a consumer in applying or obtaining consumer credit, offer or negotiates consumer credit, otherwise obtains or makes an extension of consumer credit for another person.
Depth & Scope
Contacts customers directly to obtain conditions placed by lender or underwriter Prepares required loan documentation for approved loan applications such as disclosures Provides support to customers, branches, and lending staff as needed Contacts customers to collect and review additional information as necessary Answers phones in queue as well as personal line to assist customers May test new systems and documentation software May assist in training of Loan Processer I and II Processes all specialty products Reviews and verifies all required support materials, such as titles and floods to ensure the files are ready for closing Advises customers regarding changes in rate and term
Education & Experience
HS Diploma or GED required 2-3 years loan documentation experience Knowledge of Bank loan products and policies Knowledge of lending software Detail-oriented with ability to multitask Ability to handle heavy workload and meet stringent deadlines Excellent oral and written communication skills, with ability to interact effectively with all customers, both internal and external Solid knowledge and understanding of states’ regulations PC skills Ability to work a flexible schedule (rotation of nights and/or weekends) Problem solving skills preferred Ability to handle difficult conversations preferred Ability to multitask and prioritize preferred Encompass experience preferred
Accountabilities
Customer Accountabilities:
Maintains regular communication with the customer by phone or email depending on customer preference. Employee/Team Accountabilities:
Completes all annual required training on a timely basis; Accurately document conversations with customers in the loan file; Establishes and follow up on due dates for documentation
Compliance & Physical Requirements
This position falls within the definition of Loan Originator as defined under Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36, and the definition of Mortgage Loan Originator as defined under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. 5102 et seq., and its implementing regulations, 12 CFR Part 1007. Must be eligible for employment with a covered financial institution under the standards established by Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36. Must be eligible for registration as a registered mortgage loan originator with the NMLS (Nationwide Mortgage Licensing System and Registry) in accordance with the SAFE Act, 12 U.S.C. 5102 et seq., and its implementing regulations, 12 CFR Part 1007. Satisfactory results on a criminal background check and a credit report check, and statements/certification from job applicant regarding administrative, civil, and/or criminal findings by any government agency/authority, are required by federal law for this position. Physical Requirements: See below for typical expectations
Above statements describe the general nature and level of work but are not an exhaustive list of responsibilities, duties, and skills required. The listed responsibilities and duties are considered essential functions for ADA purposes.
Who We Are
TD is one of the world's leading global financial institutions. We are committed to Be the Better Bank and enriching the lives of customers, communities and colleagues. We value customer experience and provide regular development conversations, mentorship and training programs to support career growth.
Total Rewards & Additional Information
Our Total Rewards package includes base salary, incentive opportunities, health and well-being benefits, retirement programs, paid time off, banking benefits and discounts, career development, and recognition. TD is an equal opportunity employer. If you need accommodations during the application process, email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name and accommodation details.
#J-18808-Ljbffr
Work Location:
Mount Laurel, New Jersey, United States of America Hours:
40 Pay Details:
$23.25 - $30.75 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line Of Business:
Personal & Commercial Banking
Job Description
The Consumer Loan Processor III is primarily responsible for providing support to the lending areas by reviewing the accuracy of complex consumer loans from conditional approval to closing. This job is a Loan Originator and performs at least one of the following functions, or advertises or communicates that they can or will perform any of these functions, with an expectation of compensation or monetary gain: takes an application, arranges a consumer credit transaction, assists a consumer in applying or obtaining consumer credit, offer or negotiates consumer credit, otherwise obtains or makes an extension of consumer credit for another person.
Depth & Scope
Contacts customers directly to obtain conditions placed by lender or underwriter Prepares required loan documentation for approved loan applications such as disclosures Provides support to customers, branches, and lending staff as needed Contacts customers to collect and review additional information as necessary Answers phones in queue as well as personal line to assist customers May test new systems and documentation software May assist in training of Loan Processer I and II Processes all specialty products Reviews and verifies all required support materials, such as titles and floods to ensure the files are ready for closing Advises customers regarding changes in rate and term
Education & Experience
HS Diploma or GED required 2-3 years loan documentation experience Knowledge of Bank loan products and policies Knowledge of lending software Detail-oriented with ability to multitask Ability to handle heavy workload and meet stringent deadlines Excellent oral and written communication skills, with ability to interact effectively with all customers, both internal and external Solid knowledge and understanding of states’ regulations PC skills Ability to work a flexible schedule (rotation of nights and/or weekends) Problem solving skills preferred Ability to handle difficult conversations preferred Ability to multitask and prioritize preferred Encompass experience preferred
Accountabilities
Customer Accountabilities:
Maintains regular communication with the customer by phone or email depending on customer preference. Employee/Team Accountabilities:
Completes all annual required training on a timely basis; Accurately document conversations with customers in the loan file; Establishes and follow up on due dates for documentation
Compliance & Physical Requirements
This position falls within the definition of Loan Originator as defined under Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36, and the definition of Mortgage Loan Originator as defined under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. 5102 et seq., and its implementing regulations, 12 CFR Part 1007. Must be eligible for employment with a covered financial institution under the standards established by Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36. Must be eligible for registration as a registered mortgage loan originator with the NMLS (Nationwide Mortgage Licensing System and Registry) in accordance with the SAFE Act, 12 U.S.C. 5102 et seq., and its implementing regulations, 12 CFR Part 1007. Satisfactory results on a criminal background check and a credit report check, and statements/certification from job applicant regarding administrative, civil, and/or criminal findings by any government agency/authority, are required by federal law for this position. Physical Requirements: See below for typical expectations
Above statements describe the general nature and level of work but are not an exhaustive list of responsibilities, duties, and skills required. The listed responsibilities and duties are considered essential functions for ADA purposes.
Who We Are
TD is one of the world's leading global financial institutions. We are committed to Be the Better Bank and enriching the lives of customers, communities and colleagues. We value customer experience and provide regular development conversations, mentorship and training programs to support career growth.
Total Rewards & Additional Information
Our Total Rewards package includes base salary, incentive opportunities, health and well-being benefits, retirement programs, paid time off, banking benefits and discounts, career development, and recognition. TD is an equal opportunity employer. If you need accommodations during the application process, email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name and accommodation details.
#J-18808-Ljbffr