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Account Services Representative

Independent Community Bankers of Minnesota, Grand Rapids, Minnesota, us, 55745

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Overview

Location:

Grand Rapids, MN Job Title:

Account Services Representative Grand Rapids State Bank has an immediate opening for an Account Services Representative. Candidate will perform a variety of duties including opening new accounts, performing account maintenance, answering phones, and assisting customers with ATM, debit & credit card questions. This position will also oversee the sales & growth of the merchant services and debit & credit card programs. Salary Range: $40,000 to $50,000 annually, depending upon experience. Benefits include: Health, dental, vision & life insurance, long & short-term disability, 401(k), paid holidays and paid time off.

Responsibilities

Process new accounts to expand customer base

Open new accounts following management approval

Orient new customers to Bank products and services

Maintain account records to keep information accurate and current

Schedule outside calls with existing customers

Recommend and sell appropriate products and services to strengthen customer relationships

Make recommendations to customers to expand their use of the Bank's products and services

Execute the appropriate forms necessary to provide new products and services

Respond to customer questions and concerns

Record all account/customer status changes

Update customer demographics

Perform customer profile changes

Perform signature card changes

Add signers to accounts

Add status codes and remarks on accounts

Scan signatures on new accounts and changes on re-opened/existing accounts

De-scan closed accounts

Oversee growth, sales and ongoing development of the debit and credit card programs

Acquire new credit and debit cardholder accounts

Serve as liaison between bank and card processing agent

Remain current on all compliance issues and industry trends

Assist ATM, credit and debit card customers

Investigate and/or respond to customer questions regarding card issues/problems

Assist with debit and credit card fraud cases

Process credit card payments

Assist customers with card technology and applications

Perform credit and debit card account maintenance

Responsible for balancing, servicing or repairing ATMs

Maintain supplies

Responsible for ATM compliance, balancing and software upgrades

Responsible for servicing ATMs on weekends or after normal business hours

Manage the merchant portfolio

Attract new customers to the merchant program

Maintain all merchant files and oversee accurate completion of merchant setup forms

Serve as liaison between merchant provider and customer

Provide service to all walk-in and telephone customers

Provide information to customers face-to-face or via telephone

Assist, as needed, in routing telephone calls to the appropriate person or department

Identify new methods of providing superior customer service to walk-in and telephone customers

Respond to customer problems and requests in an efficient, accurate, and courteous manner

Respond to customer inquiries regarding account related issues or bank policies

Provide information/assistance or routes caller to appropriate staff member

Identify opportunities and make recommendations to cross sell bank products and services to customers

Reconcile statements upon request and perform research projects as needed

Requirements Education:

Two years post-high school degree or equivalent certification preferred

Minimum Experience:

Three years of banking experience

Deadline Deadline:

02/06/2026

How to Apply Qualified candidates may submit resumes to Grand Rapids State Bank, Attn: Human Resources, PO Box 409, Grand Rapids, MN 55744 or candidates may also apply online at: https://grsb-hr.com/onlineapp/

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