Utica Mutual Insurance Company
Executive Commercial Lines Underwriter
Utica Mutual Insurance Company, Richardson, Texas, United States, 75080
Utica National Insurance Group is an “A” rated, $2.0B award-winning, nationally recognized property & casualty insurance carrier operating along the Eastern half of the United States. With a Home Office in Central New York and regional offices in NYC, Dallas and Charlotte, we take our corporate promise to heart every day: To make people feel secure, appreciated, and respected.
Location SWRO TX SWRO 2435 N Central Expressway Suite 400 Richardson, TX 75080, USA
What you will do Commercial Lines Underwriters are responsible for underwriting risk, making underwriting decisions on complex risks, and applying insurance rules and regulations in accordance with guidelines. Managing a high‑volume agency assignment with increased authority limits, preparing material for agency reviews, and working with the account underwriter on agency production and loss ratio improvement plans. In this role you will underwrite general liability, worker’s compensation, property and commercial auto insurance for a diverse client base including contractors, wholesalers, retailers, restaurants and manufacturers.
Responsibilities
Analyze and evaluate new submissions and renewal accounts to determine acceptability of the risk within authority limits.
Review, interpret and process data from various sources including applications, forms and loss history.
Articulate and practice principles of risk management, including exposure/hazard identification and control.
Communicate underwriting standards, declination reasons and coverage advantages to agents and internal partners.
Build strong business relationships and proactively communicate ownership and commitment.
Anticipate and meet customer needs and adjust priorities to respond to changing client requirements.
Manage a high‑volume agency assignment and drive profitability through corrective action and growth opportunities.
Display competency in analyzing agents’ book of business to identify profitable opportunities.
Maintain a strong understanding of the commercial lines marketplace and product lines.
Qualifications
Bachelor’s degree or equivalent experience (preferred).
Minimum 5 years of experience in commercial lines middle‑market underwriting (preferred).
Strong knowledge of general liability, worker’s compensation, property and commercial auto lines.
Proven track record of successful underwriting and portfolio management in the middle market segment.
Excellent analytical, decision‑making, communication, negotiation and relationship‑building skills.
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Location SWRO TX SWRO 2435 N Central Expressway Suite 400 Richardson, TX 75080, USA
What you will do Commercial Lines Underwriters are responsible for underwriting risk, making underwriting decisions on complex risks, and applying insurance rules and regulations in accordance with guidelines. Managing a high‑volume agency assignment with increased authority limits, preparing material for agency reviews, and working with the account underwriter on agency production and loss ratio improvement plans. In this role you will underwrite general liability, worker’s compensation, property and commercial auto insurance for a diverse client base including contractors, wholesalers, retailers, restaurants and manufacturers.
Responsibilities
Analyze and evaluate new submissions and renewal accounts to determine acceptability of the risk within authority limits.
Review, interpret and process data from various sources including applications, forms and loss history.
Articulate and practice principles of risk management, including exposure/hazard identification and control.
Communicate underwriting standards, declination reasons and coverage advantages to agents and internal partners.
Build strong business relationships and proactively communicate ownership and commitment.
Anticipate and meet customer needs and adjust priorities to respond to changing client requirements.
Manage a high‑volume agency assignment and drive profitability through corrective action and growth opportunities.
Display competency in analyzing agents’ book of business to identify profitable opportunities.
Maintain a strong understanding of the commercial lines marketplace and product lines.
Qualifications
Bachelor’s degree or equivalent experience (preferred).
Minimum 5 years of experience in commercial lines middle‑market underwriting (preferred).
Strong knowledge of general liability, worker’s compensation, property and commercial auto lines.
Proven track record of successful underwriting and portfolio management in the middle market segment.
Excellent analytical, decision‑making, communication, negotiation and relationship‑building skills.
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