Overview
The Commercial Loan Closing Specialist assists in the preparation of loan documents associated with commercial closings and facilitates closings through the Commercial Banking Associates, Commercial Relationship Managers, and Attorneys. This role supports policy and procedures as well as federal and state regulations to ensure efficient documentation, loan document review, and risk management in commercial lending. Key Responsibilities / Essential Functions
Prepare complete and accurate loan documentation packages for new commercial loans, modifications, renewals, and extensions, including final closing instructions. Order Flood Certifications, prepare UCC financing statements, review UCC search records, and verify wiring instructions and funding details. Review credit approval packages, including pricing and financial reporting requirements, and collateral and environmental due diligence as needed to document the loan. Review and verify customer identification documents in accordance with the US Patriot Act and the due diligence policy. Ensure compliance with HMDA/CRA eligibility requirements and FEMA regulations. Review preliminary closing documents including hazard, liability, builder’s risk, flood insurance policies, Title Commitments, Closing Protection Letters, Settlement Statements, and funding due diligence. Coordinate the return of all executed document packages and supporting documents to Loan Operations for booking. Maintain confidentiality and security of sensitive information. Job Requirements
Education: High school diploma or equivalent Required: 3+ years of experience in preparing and reviewing commercial loan documents and/or paralegal experience tied to commercial loan closings Knowledge of basic legal concepts including real estate transactions Knowledge of commercial loan products and services Strong written and verbal business communication Proficient administrative and organizational skills Self-motivated with attention to detail Ability to prioritize duties and work independently Ability to meet deadlines while remaining flexible to changing assignments Proficient in Microsoft Office products Preferred: College degree in business or related field Experience with LaserPro About HomeTrust Bank
HomeTrust Bank, founded in 1926, is a North Carolina chartered, community-focused financial institution with locations in Virginia, North Carolina, South Carolina, and Tennessee. Learn more at www.htb.com. Work Environment, Physical Requirements
The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this job. HomeTrust Bank promotes an equal employment opportunity workplace with reasonable accommodation of qualified applicants and employees. This job operates in a professional office environment and routinely uses standard office equipment such as computers, phones, photocopiers, and fax machines. Specific vision abilities required include close vision, distance vision, and the ability to adjust focus. Physical activity requiring reaching, lifting up to 25 lbs., finger dexterity, grasping, repetitive motions, talking and hearing are required. Employees must be able to exchange accurate information with others. Employees may need to move around their office to attend meetings and access files or tools. DISCLAIMER: This job description is not an exhaustive list of all responsibilities and may be revised as assigned. HomeTrust Bank values diversity and inclusion. We recruit, hire, and promote employees based on ability and experience in accordance with applicable laws. We do not discriminate on the basis of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, disability, pregnancy, marital status, veteran status, or any other protected status.
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The Commercial Loan Closing Specialist assists in the preparation of loan documents associated with commercial closings and facilitates closings through the Commercial Banking Associates, Commercial Relationship Managers, and Attorneys. This role supports policy and procedures as well as federal and state regulations to ensure efficient documentation, loan document review, and risk management in commercial lending. Key Responsibilities / Essential Functions
Prepare complete and accurate loan documentation packages for new commercial loans, modifications, renewals, and extensions, including final closing instructions. Order Flood Certifications, prepare UCC financing statements, review UCC search records, and verify wiring instructions and funding details. Review credit approval packages, including pricing and financial reporting requirements, and collateral and environmental due diligence as needed to document the loan. Review and verify customer identification documents in accordance with the US Patriot Act and the due diligence policy. Ensure compliance with HMDA/CRA eligibility requirements and FEMA regulations. Review preliminary closing documents including hazard, liability, builder’s risk, flood insurance policies, Title Commitments, Closing Protection Letters, Settlement Statements, and funding due diligence. Coordinate the return of all executed document packages and supporting documents to Loan Operations for booking. Maintain confidentiality and security of sensitive information. Job Requirements
Education: High school diploma or equivalent Required: 3+ years of experience in preparing and reviewing commercial loan documents and/or paralegal experience tied to commercial loan closings Knowledge of basic legal concepts including real estate transactions Knowledge of commercial loan products and services Strong written and verbal business communication Proficient administrative and organizational skills Self-motivated with attention to detail Ability to prioritize duties and work independently Ability to meet deadlines while remaining flexible to changing assignments Proficient in Microsoft Office products Preferred: College degree in business or related field Experience with LaserPro About HomeTrust Bank
HomeTrust Bank, founded in 1926, is a North Carolina chartered, community-focused financial institution with locations in Virginia, North Carolina, South Carolina, and Tennessee. Learn more at www.htb.com. Work Environment, Physical Requirements
The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this job. HomeTrust Bank promotes an equal employment opportunity workplace with reasonable accommodation of qualified applicants and employees. This job operates in a professional office environment and routinely uses standard office equipment such as computers, phones, photocopiers, and fax machines. Specific vision abilities required include close vision, distance vision, and the ability to adjust focus. Physical activity requiring reaching, lifting up to 25 lbs., finger dexterity, grasping, repetitive motions, talking and hearing are required. Employees must be able to exchange accurate information with others. Employees may need to move around their office to attend meetings and access files or tools. DISCLAIMER: This job description is not an exhaustive list of all responsibilities and may be revised as assigned. HomeTrust Bank values diversity and inclusion. We recruit, hire, and promote employees based on ability and experience in accordance with applicable laws. We do not discriminate on the basis of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, disability, pregnancy, marital status, veteran status, or any other protected status.
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