Credit Review Analyst II - Auto Finance Fraud
GM Financial, Fort Worth, Texas, United States, 76102
Credit Review Analyst II – Auto Finance Fraud
Join to apply for the Credit Review Analyst II – Auto Finance Fraud role at GM Financial.
Why GM Financial? GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long‑standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses.
Job Description The Credit Review Analyst II – Auto Finance Fraud is responsible for performing independent and unbiased monitoring and assessments of the company’s credit activities with an emphasis on detecting fraud and misrepresentation. This team member will work closely with the Dealer segments by monitoring compliance and proactively addressing loans originated with fraud or misrepresentation.
Responsibilities
Review Excel‑based red flag reporting to identify accounts requiring fraud investigation
Investigate loan originations for fraud or misrepresentation by reviewing loan documentation and systems used to underwrite, fund, and collect accounts
Identify underwriting and funding weaknesses, address areas of non‑compliance, and recommend changes when necessary
Assist in the development and support of models, analysis, and reporting related to the soundness of credit activities
Perform quality monitoring by analyzing, summarizing, and monitoring compliance with credit policies and procedures
Consult with management and make recommendations on policy exceptions and control weaknesses
Create reports for management with actionable recommendations for improving operations, efficiencies, and internal controls
Research and develop strategies to stay current with industry fraud trends and resources
Assist in training team members and other departments to help identify fraud accounts
Perform other duties as assigned
Conform with all company policies and procedures
Support team consistency in quality, accuracy, and compliance with departmental standards
Qualifications
Strong analytical and strategic thinking skills
Excellent research and problem‑solving abilities
Detail‑oriented with strong time management and organizational skills
Ability to explain complex issues clearly and accurately
Strong written and verbal communication skills
Ability to work independently and handle confidential information discreetly
Proactive in achieving goals that positively impact business results
Comfortable making recommendations and decisions
Experience
Bachelor’s degree required
3‑5 years of experience in auto lending, finance, or banking
Proficiency in Microsoft Office, especially Excel (data mining and filtering)
Ability to plan, execute, and improve work processes to meet business objectives
Seniority Level Mid‑Senior level
Employment Type Full‑time
Job Function Finance and Sales
Location: Irving, TX
Salary: $76,230.00 – $106,370.00
Posted 21 hours ago
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Why GM Financial? GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long‑standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses.
Job Description The Credit Review Analyst II – Auto Finance Fraud is responsible for performing independent and unbiased monitoring and assessments of the company’s credit activities with an emphasis on detecting fraud and misrepresentation. This team member will work closely with the Dealer segments by monitoring compliance and proactively addressing loans originated with fraud or misrepresentation.
Responsibilities
Review Excel‑based red flag reporting to identify accounts requiring fraud investigation
Investigate loan originations for fraud or misrepresentation by reviewing loan documentation and systems used to underwrite, fund, and collect accounts
Identify underwriting and funding weaknesses, address areas of non‑compliance, and recommend changes when necessary
Assist in the development and support of models, analysis, and reporting related to the soundness of credit activities
Perform quality monitoring by analyzing, summarizing, and monitoring compliance with credit policies and procedures
Consult with management and make recommendations on policy exceptions and control weaknesses
Create reports for management with actionable recommendations for improving operations, efficiencies, and internal controls
Research and develop strategies to stay current with industry fraud trends and resources
Assist in training team members and other departments to help identify fraud accounts
Perform other duties as assigned
Conform with all company policies and procedures
Support team consistency in quality, accuracy, and compliance with departmental standards
Qualifications
Strong analytical and strategic thinking skills
Excellent research and problem‑solving abilities
Detail‑oriented with strong time management and organizational skills
Ability to explain complex issues clearly and accurately
Strong written and verbal communication skills
Ability to work independently and handle confidential information discreetly
Proactive in achieving goals that positively impact business results
Comfortable making recommendations and decisions
Experience
Bachelor’s degree required
3‑5 years of experience in auto lending, finance, or banking
Proficiency in Microsoft Office, especially Excel (data mining and filtering)
Ability to plan, execute, and improve work processes to meet business objectives
Seniority Level Mid‑Senior level
Employment Type Full‑time
Job Function Finance and Sales
Location: Irving, TX
Salary: $76,230.00 – $106,370.00
Posted 21 hours ago
#J-18808-Ljbffr