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checker

Cross-border Payments Product Manager

checker, New York, New York, us, 10261

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About Us

Checker is the global liquidity network for stablecoins. We enable regulated financial institutions, such as banks, Payments Service Providers (PSPs), remittance providers, FX brokers etc. lean on our infrastructure to adopt stablecoins and scale their operations globally by plugging into our network. We are a global-first team across the US East Coast with backgrounds in trading, treasury, operations, and engineering from Wall Street hedge funds, large crypto institutions, and blockchain technology startups. At Checker, our culture drives everything we do. We are true partners to our customers, meeting them where they are. We are at the forefront of fintech, so we approach every challenge with a mindset to "adapt and overcome". You\'ll thrive here if you excel in fast-paced environments and strive to make an impact. The Opportunity

We are seeking a Product Manager with 5-8 years of professional experience to join our dynamic team. You will own the product surface area that makes money movement work end-to-end across fiat and stablecoins: pay-ins, payouts, conversion paths, routing logic, reconciliation, exceptions, and partner integrations. This is a hands-on role for someone who has shipped payments infrastructure products where reliability, scheme constraints, settlement timelines, and operational edge cases are the real product. What You\'ll Do

Unified API & Developer Experience (the “interface”) Design the interface that lets customers integrate once and scale globally: unified APIs, SDK patterns, webhooks/event model, idempotency strategy, error semantics, and versioning. Own the customer configuration surface (dashboard and/or API): onboarding flows, credentials management, whitelists/limits, corridor enablement, routing preferences, and environment management. Define enterprise-grade integration tooling: sandbox/testing, observability endpoints, reporting exports, and clear docs that reduce time-to-first-transfer. Set the north-star for the end-to-end developer experience: consistency across rails/providers, predictable behavior, and crisp contracts between customers, Checker, and underlying partners. Integrations with Partners (the ‘plumbing’) Lead integrations with bank/payment rails and providers across key markets (e.g., ACH/Wire, SEPA/SCT Inst, FPS, PIX, SPEI, UPI, local transfer systems). Define participation models, onboarding requirements, limits, reference/metadata requirements, and scheme-compliance constraints. Ensure the unified API abstractions map cleanly to partner realities (capabilities matrix, edge cases, metadata requirements, retries/fallbacks) Design flow of funds that are custom yet reusable, per provider, per corridor, per use cases, bearing in mind key nuances such as virtual accounts, named accounts, and any local restrictions due to currency controls, regulations, and/or tax requirements Reconciliation, Observability & Exceptions (the “truth layer”) Design reconciliation primitives: payment references, statement mapping, ledger impacts, webhook events, reporting/export formats, and audit trails. Drive operational readiness: returns/refunds, chargebacks where relevant, compliance holds, manual review workflows, and dispute/exception handling. Establish metrics and monitoring: latency, failure modes, break rates, auto-match rates, time-to-settlement, and volume. Product Execution Own the roadmap and execution cadence end-to-end: discovery → PRD/specs → launch readiness → post-launch iteration. Make hard tradeoffs across engineering, ops, compliance, partnerships, and go-to-market. Be the Direct Responsible Individuals (DRIs) for defined OKRs, such as adoption, volume, reliability, unit economics, and time-to-live for new rails/corridors. What Success Looks Like

In the first 6–12 months, you’ve: Shipped multiple rails/corridor capabilities end-to-end with clear SLAs, monitoring, and incident playbooks. Reduced onboarding time and integration friction (faster “first money moved”). Improved automated reconciliation rates and reduced exceptions/manual ops per unit volume. Delivered a configurable routing layer that enables customers to automate funds movement (not tickets + spreadsheets) Empowered financial institutions to leverage Checker processing $1B+ of volume in a quarter Requirements

5+ years of Product Management experience in a FinTech or Financial Services environment, focused on payments, banking, or core infrastructure products. Proven experience shipping API-first payments products where reliability, exceptions, and reconciliation are core. Intimate knowledge of what financial institutions look for, when they leverage a global network solution like Checker Hands-on experience integrating with or building around PSPs, banks, and local payment rails (e.g., Wise, Thunes, Terrapay, ACH, SEPA, FPS, PIX, Direct Debit, real-time payment systems etc.) Strong technical fluency: you can write precise specs for APIs, event models, integration flows, and operational behavior. Strong understanding of cross-border money movement realities: settlement timelines, cutoffs, prefunding/nostro, reconciliation, and operational risk. You know how to uncover real customer pain. You ask, "Show me how you currently access payouts in these countries", instead of "Would you use this feature?" You distinguish between what customers say they want and what their behavior reveals they actually need. Strong Plus

Previous experience of working with external vendors to launch collections, payouts, conversion, or virtual account products Deep reflections about the strengths and weaknesses of existing vendors in the market, hence have a good idea about what an ideal solution would look like Familiarity with stablecoins as a payment instrument for treasury uses Experience operating products with meaningful scale (high-volume processing, enterprise SLAs, incident response maturity). Why This Opportunity Is Rare

Stablecoins are becoming infrastructure, not a feature Most “crypto payments” roles sit at the edge of legacy systems. At Checker, stablecoins are a first-class settlement rail, so you’ll design the core primitives that financial institutions rely on for global money movement. You’ll own the full stack of outcomes, not a slice of a roadmap This isn’t “optimize checkout conversion.” You’ll be the DRI for end-to-end flow performance: rails coverage, time-to-settlement, reconciliation automation, exception rates, reliability, and unit economics. Real-world complexity with leverage Cross-border payments is where product and reality collide: cutoffs, returns, compliance holds, missing metadata, partner quirks. You’ll build primitives (routing, references, webhooks, reporting, partner tooling) that compound across corridors and customers. Your primitives will also be deployed and scaled globally, with real impact across our current and future customers in LATAM, Africa, APAC and beyond Network effects, not one-off integrations Many teams spend years building point-to-point connections. Checker is a two-sided network: as we add providers, every customer gets more routing optionality; as customers scale, providers get more flow. Your work increases the value of the entire network. Speed with proximity to decision-makers. You\u2019ll work directly with leadership plus the teams that matter—engineering, ops, treasury, compliance, and partnerships—without layers. We ship, instrument, learn, and iterate quickly. Upside Early equity in a company scaling faster than most fintechs in the category. (>$1B in TPV in 6 months) You\u2019ll have built a product line that is larger, faster and better than the correspondent banking network ($10T+ in annual TPV) and Visa ($500B MC) How to Apply

Please send your resume and a brief cover letter to jackchong@checker.finance with the subject line

“CBPM”

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