Business Banking Relationship Manager I
UMB Financial Corporation, Denver, Colorado, United States, 80285
The **Business Banking team** actively calls on businesses that typically have annual revenue between $1MM and $20MM. The team includes relationship managers, client managers officers, treasury management officers and others that provide a suite of products and services that serve companies of this size. The objective of the group is to earn the title of trusted advisor and help these companies grow and prosper in our community. As the **Business Banking Relationship Manager I**, you will be responsible for managing the strategic client relationships in Business Banking which will include managing an existing portfolio of business and the acquisition of new business.
Clients generally are between $1MM and $10MM in annual revenue. You will serve as the primary link for all financial services to the individual Business Banking client with the bank (i.e. Treasury Services, International, Trust, and Cash Vault).You will monitor accounts to identify potential credit problems and assure proper loan documentation.
Customers tend to have complicated lending requirements involving term loan agreements, commercial real estate, and revolving credit lines.You will communicate and collaborate with consistency and transparency with business banking teams and internal partners.- Other duties as assigned.You possess a Bachelors degree OR equivalent work experience.ou have 2 years’ proven business banking sales experience.You demonstrate strategic sales knowledge selling to small business owners.You demonstrate business banking product knowledge and product innovation.You demonstrate ability to source/produce efficient credit opportunities.You have knowledge and understanding of commercial lending practices and loan documentation/loan servicing requirements.You demonstrate proficiency in Word, Excel, PowerPoint.You have specialized knowledge of specific markets in order to serve defined industries.You have enhanced communication and negotiation skills for more complex deals and relationships.You have knowledge of credit and operational risk-ability to quantify potential exposure and advise team.You demonstrate knowledge of financial analysis (including ratio and trend analysis and projections).UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.### The Unparalleled Customer Experience #J-18808-Ljbffr
Clients generally are between $1MM and $10MM in annual revenue. You will serve as the primary link for all financial services to the individual Business Banking client with the bank (i.e. Treasury Services, International, Trust, and Cash Vault).You will monitor accounts to identify potential credit problems and assure proper loan documentation.
Customers tend to have complicated lending requirements involving term loan agreements, commercial real estate, and revolving credit lines.You will communicate and collaborate with consistency and transparency with business banking teams and internal partners.- Other duties as assigned.You possess a Bachelors degree OR equivalent work experience.ou have 2 years’ proven business banking sales experience.You demonstrate strategic sales knowledge selling to small business owners.You demonstrate business banking product knowledge and product innovation.You demonstrate ability to source/produce efficient credit opportunities.You have knowledge and understanding of commercial lending practices and loan documentation/loan servicing requirements.You demonstrate proficiency in Word, Excel, PowerPoint.You have specialized knowledge of specific markets in order to serve defined industries.You have enhanced communication and negotiation skills for more complex deals and relationships.You have knowledge of credit and operational risk-ability to quantify potential exposure and advise team.You demonstrate knowledge of financial analysis (including ratio and trend analysis and projections).UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.### The Unparalleled Customer Experience #J-18808-Ljbffr