Western Alliance Bancorporation
divh2Disclosure Specialist/h2pLocation: TX - Dallas/Irving/ppWhat Youll Do:/ppAs a Disclosure Specialist youll manage loan disclosures, track deadlines and audit files for accuracy to ensure compliance with regulations. Youll ensure all loan disclosures are accurate, complete and provided with the required timeframe which adheres to regulations like Equal Credit Opportunity Act (ECOA) and Home Mortgage Disclosure Act (HMDA)./ppAudit loan files for completeness and accuracy, reviewing for potential errors or discrepancies that could lead to re-disclosures. Prepare and deliver various loan disclosures, including the Loan Estimate (LE) and Closing Disclosure (CD), ensuring all fees and pricing are accurate./ppTrack disclosures that need to be sent, monitor workflow pipelines, and ensure that all requirements are being met. Monitor Change of Circumstance requests and ensure re-disclosures and COC notices are in compliance and issued within required timeframes./ppMaintain efficient levels of service and comply with regulatory timelines associated with the completion and dissemination of loan disclosures. Prepare Post Consummation Closing Disclosure (PCCD), ensure all fees are accurate and that all fee variances are cured. Process adverse action loans and audit them for ECOA and HMDA compliance. Request and forward refund checks to borrower with PCCD./ppIdentify potential risk areas and implement strategies to mitigate them and maintain compliance./ppWhat Youll Need:/pp1+ years of related experience in Residential Mortgage Lending or similar field./ppHigh school diploma required./ppEntry level knowledge of residential mortgage industry in Correspondent or Retail Lending including; sales, operations, capital markets and/or other residential mortgage products and services./ppEntry level knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices./ppEntry level knowledge of TILA-RESPA Integrated Disclosures (TRID) Loan Estimates/Closing Disclosure Requirements./ppEntry level experience with Encompass./ppIntermediate speaking and writing communication skills./ppBenefits Youll Love:/ppWe offer all the important things youd want
like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, youll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!/ppAbout the Company:/ppAmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC./ppWestern Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process./pp Western Alliance Bancorporation/p/div
like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, youll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!/ppAbout the Company:/ppAmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC./ppWestern Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process./pp Western Alliance Bancorporation/p/div