Overview
About The Role
Altabank, Division of Glacier Bank, is looking for a Full-time Commercial Loan Officer II for our Sandy branch.
Duties and Responsibilities
Originate new loan commitments each year in accordance with the Bank’s incentive compensation plan.
Generate and manage a loan portfolio of $15-20 million or higher with the overall objective of maintaining and increasing its asset quality and generating fee income.
Manage construction, CRE, SBA, consumer, and C&I loans, ensuring compliance with loan terms and conditions, collecting on past due loans, covenant monitoring, accurate loan grading, and completing other monitoring reports as assigned in a timely manner.
Take applications for loan business and analyze the degree of risk involved in making a credit decision.
Call on new and existing customers to expand and develop relationships with an emphasis on attracting new and additional loans, deposits, and other Bank products.
Work with a team to prepare and present loans for approval.
Process loan renewals and extension requests.
Review all loan documents for completeness, accuracy, and compliance and clearly review the details of the approved loan with the customer.
Maintain a growth in profitable loan volume, manage delinquency and charge-off rates, and ensure lending operations align with Bank policies and procedures.
Comply with applicable laws and regulations (e.g., Bank Secrecy Act, Patriot Act, OFAC).
Stay current on bank policies, procedures, processes, products, and services through ongoing learning activities.
Respond in a timely manner to internal audits and other management reporting requests.
Complete required bank training courses within assigned time frames and seek clarification or additional training as needed.
Adhere to Altabank Core Values.
Keep management informed of area activities and significant problems.
Participate in Community Service and Bank-sponsored activities that support the mission and values of Altabank.
Provide superior internal and external customer service with professionalism, confidentiality, and teamwork.
Represent Altabank in a professional manner, maintain customer privacy, and attend required meetings.
Maintain regular and predictable attendance to support in-person customer contact.
Duties may change.
Qualifications
Two to five years of similar or related experience.
A college degree or equivalent combination of education and experience.
Knowledge, Skills, Abilities
Experience analyzing business financial statements and other data for risk assessment.
Understanding of business entity structures.
Knowledge of bank products, lending law, and compliance requirements.
Good computer skills, including CRM tools.
Good communication and writing skills.
Strong managerial skills.
Ability to interact calmly and professionally with a diverse range of people.
Ability to maintain regular, reliable, and timely attendance.
Ability to adapt to change and manage time, analysis, and problem-solving effectively.
Ability to interpret various instructions and work with variable inputs.
Ability to compute financial figures and perform basic algebra.
Ability to understand complex sentences and communicate clearly in written and spoken English.
Work Environment
Frequent local travel; average 2-3 days per week.
No hazardous or significantly unpleasant conditions; typical office environment.
Sitting for extended periods; ability to lift up to 10 lbs occasionally.
Schedule M-F 8-5
Physical Demands The physical demands described are representative of those required to perform the essential functions. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The role may require sitting, repetitive hand movements, talking, hearing, standing, walking, and occasional lifting or reaching. Vision requirements include close reading and computer use. Occasional travel may be required.
What We Offer COMPENSATION & BENEFITS: Starting salary is dependent upon relevant experience and may vary based on geographic location. We offer an extensive benefits package including medical, dental, vision, life insurance, an HSA option, EAP, health rewards, a 401(k) plan, product/service discounts, PTO and holidays. See website for details.
Company Overview & Equal Opportunity COMPANY OVERVIEW: We are a family of banks with local presence in the communities we serve. We are an Equal Opportunity Employer and qualified applicants or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, disability, veteran status, or any other protected category. Glacier Bancorp, Inc. does not sponsor work visas. All applicants must be legally authorized to work in the US.
No Recruiters or unsolicited agency referrals please.
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Altabank, Division of Glacier Bank, is looking for a Full-time Commercial Loan Officer II for our Sandy branch.
Duties and Responsibilities
Originate new loan commitments each year in accordance with the Bank’s incentive compensation plan.
Generate and manage a loan portfolio of $15-20 million or higher with the overall objective of maintaining and increasing its asset quality and generating fee income.
Manage construction, CRE, SBA, consumer, and C&I loans, ensuring compliance with loan terms and conditions, collecting on past due loans, covenant monitoring, accurate loan grading, and completing other monitoring reports as assigned in a timely manner.
Take applications for loan business and analyze the degree of risk involved in making a credit decision.
Call on new and existing customers to expand and develop relationships with an emphasis on attracting new and additional loans, deposits, and other Bank products.
Work with a team to prepare and present loans for approval.
Process loan renewals and extension requests.
Review all loan documents for completeness, accuracy, and compliance and clearly review the details of the approved loan with the customer.
Maintain a growth in profitable loan volume, manage delinquency and charge-off rates, and ensure lending operations align with Bank policies and procedures.
Comply with applicable laws and regulations (e.g., Bank Secrecy Act, Patriot Act, OFAC).
Stay current on bank policies, procedures, processes, products, and services through ongoing learning activities.
Respond in a timely manner to internal audits and other management reporting requests.
Complete required bank training courses within assigned time frames and seek clarification or additional training as needed.
Adhere to Altabank Core Values.
Keep management informed of area activities and significant problems.
Participate in Community Service and Bank-sponsored activities that support the mission and values of Altabank.
Provide superior internal and external customer service with professionalism, confidentiality, and teamwork.
Represent Altabank in a professional manner, maintain customer privacy, and attend required meetings.
Maintain regular and predictable attendance to support in-person customer contact.
Duties may change.
Qualifications
Two to five years of similar or related experience.
A college degree or equivalent combination of education and experience.
Knowledge, Skills, Abilities
Experience analyzing business financial statements and other data for risk assessment.
Understanding of business entity structures.
Knowledge of bank products, lending law, and compliance requirements.
Good computer skills, including CRM tools.
Good communication and writing skills.
Strong managerial skills.
Ability to interact calmly and professionally with a diverse range of people.
Ability to maintain regular, reliable, and timely attendance.
Ability to adapt to change and manage time, analysis, and problem-solving effectively.
Ability to interpret various instructions and work with variable inputs.
Ability to compute financial figures and perform basic algebra.
Ability to understand complex sentences and communicate clearly in written and spoken English.
Work Environment
Frequent local travel; average 2-3 days per week.
No hazardous or significantly unpleasant conditions; typical office environment.
Sitting for extended periods; ability to lift up to 10 lbs occasionally.
Schedule M-F 8-5
Physical Demands The physical demands described are representative of those required to perform the essential functions. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The role may require sitting, repetitive hand movements, talking, hearing, standing, walking, and occasional lifting or reaching. Vision requirements include close reading and computer use. Occasional travel may be required.
What We Offer COMPENSATION & BENEFITS: Starting salary is dependent upon relevant experience and may vary based on geographic location. We offer an extensive benefits package including medical, dental, vision, life insurance, an HSA option, EAP, health rewards, a 401(k) plan, product/service discounts, PTO and holidays. See website for details.
Company Overview & Equal Opportunity COMPANY OVERVIEW: We are a family of banks with local presence in the communities we serve. We are an Equal Opportunity Employer and qualified applicants or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, disability, veteran status, or any other protected category. Glacier Bancorp, Inc. does not sponsor work visas. All applicants must be legally authorized to work in the US.
No Recruiters or unsolicited agency referrals please.
#J-18808-Ljbffr