Community Bank Business Lender
United Bank of Southwest Alabama & Northwest Florida, Loxley, Alabama, United States, 36551
Overview
The Community Bank Business Lender represents community banking by providing access to a full suite of banking and lending services tailored to the clients\' specific needs. This position will contribute to bank growth and profitability by maintaining and expanding client relationships as a knowledgeable and responsive resource in the markets we serve.
Responsibilities
Manages existing client relationships to retain and expand business. Develops new and existing customer relationships through networking, referrals, and outside calling efforts.
Collaborates with branch managers and product managers as the primary contact for business banking and lending solutions.
Manages the flow of loan and deposit requests through the appropriate channels to ensure the credit quality, responsiveness, structure and pricing meeting the needs of the client and United Bank.
Proactively manages customer relationships by identifying financial needs, delivering solutions to meet the needs, and delivering quality customer service.
Reviews applicant financial data to evaluate credit worthiness and manages difficult credit situations.
Negotiates terms and makes decisions on loans within limits or makes recommendations. Monitors outstanding loans to ensure ongoing credit worthiness.
Represents United Bank through participation in community organizations, boards, and other related leadership activities.
Work with product partners to analyze, evaluate and develop a tailored relationship strategy for each client or prospect.
Works to understand the community bank model and the impact United Bank has on small business and markets where we operate.
Any other duties as assigned by Management.
#J-18808-Ljbffr
Responsibilities
Manages existing client relationships to retain and expand business. Develops new and existing customer relationships through networking, referrals, and outside calling efforts.
Collaborates with branch managers and product managers as the primary contact for business banking and lending solutions.
Manages the flow of loan and deposit requests through the appropriate channels to ensure the credit quality, responsiveness, structure and pricing meeting the needs of the client and United Bank.
Proactively manages customer relationships by identifying financial needs, delivering solutions to meet the needs, and delivering quality customer service.
Reviews applicant financial data to evaluate credit worthiness and manages difficult credit situations.
Negotiates terms and makes decisions on loans within limits or makes recommendations. Monitors outstanding loans to ensure ongoing credit worthiness.
Represents United Bank through participation in community organizations, boards, and other related leadership activities.
Work with product partners to analyze, evaluate and develop a tailored relationship strategy for each client or prospect.
Works to understand the community bank model and the impact United Bank has on small business and markets where we operate.
Any other duties as assigned by Management.
#J-18808-Ljbffr