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Entrepreneurial Mortgage Loan Officer – Uncapped Earnings

West Capital Lending, Phoenix, Arizona, United States, 85003

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West Capital Lending is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Job Summary West Capital Lending is expanding and seeking

experienced Mortgage Loan Officers

who want to scale their production on a

proven, entrepreneurial platform .

This is a

1099 opportunity

designed for self-directed originators who are already producing—or ready to take the next step toward $200k+ annual earnings with the right infrastructure behind them.

You’ll work directly with an Executive Branch Manager and VP-level leadership providing

hands-on mentorship , weekly training, in-house processing, and access to one of the most flexible lender networks in the industry.

This role is

hybrid or remote , with a focus on

Phoenix, AZ

and

Orange County, CA , but open to qualified candidates nationwide.

Earnings & Growth Potential

Top 25% of producers earn

$200,000+ annually

Top 10% earn

$400,000–$750,000+

Multiple team members have exceeded

$1,000,000+ in annual commissions

Uncapped commission structure

— no ceilings on growth

What We Provide

Access to

180+ lenders

and a full suite of loan programs

In-house processing

for faster, cleaner closings

Weekly sales, product, and strategy training

Direct support from experienced leadership

Operational and administrative support so you can focus on closing

Freedom to build and scale your own book of business

Lead & Growth Support

Optional access to proprietary and third-party lead sources

Top producers typically invest

$3,000–$5,000/month

in leads

No mandatory lead purchases

— scale at your own pace

Responsibilities

Originate and manage residential mortgage loans from application through closing

Advise clients on loan products, guidelines, and qualification requirements

Maintain consistent follow-up with leads, clients, and referral partners

Work closely with in-house processing and underwriting teams

Ensure compliance with federal, state, and company guidelines

Build long-term client and referral relationships (at your own pace)

Ideal Candidate

Active

NMLS license IS REQUIRED (DRE license is a plus)

1+ years of mortgage origination experience

IS REQUIRED

Comfortable in a

1099, commission-based

environment

Strong sales, follow-up, and pipeline management skills

Entrepreneurial mindset with a desire to scale production

Open to coaching, systems, and continuous improvement

Equal Opportunity Statement

West Capital Lending is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

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