
Entrepreneurial Mortgage Loan Officer – Uncapped Earnings
West Capital Lending, Phoenix, Arizona, United States, 85003
West Capital Lending is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.
Job Summary West Capital Lending is expanding and seeking
experienced Mortgage Loan Officers
who want to scale their production on a
proven, entrepreneurial platform .
This is a
1099 opportunity
designed for self-directed originators who are already producing—or ready to take the next step toward $200k+ annual earnings with the right infrastructure behind them.
You’ll work directly with an Executive Branch Manager and VP-level leadership providing
hands-on mentorship , weekly training, in-house processing, and access to one of the most flexible lender networks in the industry.
This role is
hybrid or remote , with a focus on
Phoenix, AZ
and
Orange County, CA , but open to qualified candidates nationwide.
Earnings & Growth Potential
Top 25% of producers earn
$200,000+ annually
Top 10% earn
$400,000–$750,000+
Multiple team members have exceeded
$1,000,000+ in annual commissions
Uncapped commission structure
— no ceilings on growth
What We Provide
Access to
180+ lenders
and a full suite of loan programs
In-house processing
for faster, cleaner closings
Weekly sales, product, and strategy training
Direct support from experienced leadership
Operational and administrative support so you can focus on closing
Freedom to build and scale your own book of business
Lead & Growth Support
Optional access to proprietary and third-party lead sources
Top producers typically invest
$3,000–$5,000/month
in leads
No mandatory lead purchases
— scale at your own pace
Responsibilities
Originate and manage residential mortgage loans from application through closing
Advise clients on loan products, guidelines, and qualification requirements
Maintain consistent follow-up with leads, clients, and referral partners
Work closely with in-house processing and underwriting teams
Ensure compliance with federal, state, and company guidelines
Build long-term client and referral relationships (at your own pace)
Ideal Candidate
Active
NMLS license IS REQUIRED (DRE license is a plus)
1+ years of mortgage origination experience
IS REQUIRED
Comfortable in a
1099, commission-based
environment
Strong sales, follow-up, and pipeline management skills
Entrepreneurial mindset with a desire to scale production
Open to coaching, systems, and continuous improvement
Equal Opportunity Statement
West Capital Lending is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.
#J-18808-Ljbffr
Job Summary West Capital Lending is expanding and seeking
experienced Mortgage Loan Officers
who want to scale their production on a
proven, entrepreneurial platform .
This is a
1099 opportunity
designed for self-directed originators who are already producing—or ready to take the next step toward $200k+ annual earnings with the right infrastructure behind them.
You’ll work directly with an Executive Branch Manager and VP-level leadership providing
hands-on mentorship , weekly training, in-house processing, and access to one of the most flexible lender networks in the industry.
This role is
hybrid or remote , with a focus on
Phoenix, AZ
and
Orange County, CA , but open to qualified candidates nationwide.
Earnings & Growth Potential
Top 25% of producers earn
$200,000+ annually
Top 10% earn
$400,000–$750,000+
Multiple team members have exceeded
$1,000,000+ in annual commissions
Uncapped commission structure
— no ceilings on growth
What We Provide
Access to
180+ lenders
and a full suite of loan programs
In-house processing
for faster, cleaner closings
Weekly sales, product, and strategy training
Direct support from experienced leadership
Operational and administrative support so you can focus on closing
Freedom to build and scale your own book of business
Lead & Growth Support
Optional access to proprietary and third-party lead sources
Top producers typically invest
$3,000–$5,000/month
in leads
No mandatory lead purchases
— scale at your own pace
Responsibilities
Originate and manage residential mortgage loans from application through closing
Advise clients on loan products, guidelines, and qualification requirements
Maintain consistent follow-up with leads, clients, and referral partners
Work closely with in-house processing and underwriting teams
Ensure compliance with federal, state, and company guidelines
Build long-term client and referral relationships (at your own pace)
Ideal Candidate
Active
NMLS license IS REQUIRED (DRE license is a plus)
1+ years of mortgage origination experience
IS REQUIRED
Comfortable in a
1099, commission-based
environment
Strong sales, follow-up, and pipeline management skills
Entrepreneurial mindset with a desire to scale production
Open to coaching, systems, and continuous improvement
Equal Opportunity Statement
West Capital Lending is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.
#J-18808-Ljbffr