Logo
job logo

Commercial Loan Closing Specialist I

Ameris Bank, Atlanta, Georgia, United States, 30383

Save Job

Ameris Bank

is a purpose-driven company, dedicated to bringing financial peace of mind to communities, one person at a time. Whether a customer wants to grow their business, buy a home, or feel confident in their retirement plan, they have a partner in Ameris Bank. We serve customers in our locations across the Southeast, Mid-Atlantic and nationwide through our extensive digital offerings and mobile app. Delivering financial peace of mind starts with a team that values integrity and rewards ingenuity. At Ameris, you’ll find teammates who are inclusive, collaborative problem-solvers who go the extra mile to support one another and to meet every customer’s needs. When teammates are empowered and bring their diverse perspectives to the table, we create the best possible outcomes for our customers. At Ameris, we know that a growth mindset is key for high performance and fosters an environment that prioritizes continuous improvement. Teammates have access to Employee Resource Groups that serve as advocates and purpose and how you can bring it to life as an Ameris Bank teammate.

Responsibilities

Coordinates and executes post-closing activities for commercial loans by performing quality control activities, completing transactions and ensuring complete, accurate and compliant loan documentation is delivered for booking and perfection.

Validates proper execution of loan documents before processing the initial loan funding.

Performs due diligence activities for commercial loans and effectively administers post-closing activities.

Reviews all reports and documents for accuracy & sufficiency according to bank policy and regulatory requirements.

Identifies discrepancies and issues, facilitates resolution and takes corrective actions.

Tracks and follows up for timely receipt of outstanding executed loan packages from the lender.

Prepares all necessary payments to third party vendors on each loan transaction.

Delivers timely recordable documents to the required municipality for lien perfection.

Establishes and books ticklers for all trailing documents, exceptions and ongoing tickler documents (i.e. UCCs, insurance, flood, etc.) to the tracking system.

Ensures all trailing documents are ultimately received (i.e. Final Title Policy, Title Opinions, Recorded Deeds/Mortgages, UCCs, etc.).

Performs review of all closed loan packages to ensure proper execution of documentation.

Organizes scanned loan file and executes storage procedures for supporting documents.

Updates status queue for delivery of loan for booking.

Responsible for ongoing monitoring and maintenance of documentation exception reports.

Required Knowledge, Skills And Competencies

Advanced skills in Computer and Microsoft Office

Able to effectively and persuasively express self, using language and grammar in a professional manner.

Able to plan, schedule and organize professional schedule to achieve goals within or ahead of established time frames.

Able to provide a high level of interactive service to others, building relationships and addressing identified needs.

Able to analyze and record detailed information and produce accurate, high quality work products.

Able to research, analyze, identify viable options, draw sound conclusions, and present findings.

Knowledge of financial covenants, business entities, and standard loan products.

Able to manage and organize a high volume of documents.

Able to read, analyze and interpret commercial loan documents.

Able to perform accurate calculations and transactions.

Industry And Work Experience

1 or more years of experience in a related role working with commercial loan products, structures and/or documentation.

Experience using relevant banking and document storage software applications preferred.

Academic

High school diploma or GED required

Bachelor’s degree or equivalent combination of education and experience preferred.

Benefits Available To Employees Ameris Bank provides a comprehensive employee benefit package to all eligible employees.

Medical, Dental and Vision Insurance

Ameris Bank absorbs a major portion of the cost of healthcare. You become eligible for coverage on the first of the month following 30 days of employment

Life Insurance provided at no additional cost to employees

Accidental Death & Dismemberment Coverage

Long-Term Disability Coverage

Paid Sick and Vacation Leave

11 Holidays

Volunteer/Service Day

Employee Stock Purchase Plan

401(k) Retirement Plan

Ameris Bank matches 50% of your first 8% of contributions to the plan

Flexible Spending Accounts

Health Savings Account

Health Reimbursement Arrangement

Supplemental Life & Other Insurance Plans

Identity Theft Protection

Pet Insurance

Legal Insurance

Employee Assistance Program

Employee Advocacy Program

Tickets at Work (Entertainment discounts for Ameris Bank Employees)

AT&T Employee Discount

Wellness Discounts for Medical Premiums and Other Rewards

Employee Referral Incentive

Education Assistance

Employee Resource Groups

Banking Advantages For Employees In addition to a wide array of benefits, Ameris Bank employees are also eligible for special bank services.

Free Interest Checking

Free Safe Deposit Box

Free Money Orders, Travelers’ Checks and Cashier Checks

Discount on Mortgage Origination Fee

Free Online Banking and Free Unlimited Online Bill Payment

Employee Banking Perks

Disclaimer The above job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required for the position.

All job requirements are subject to possible modification to reasonably accommodate individuals with disabilities. Some requirements may exclude individuals who pose a direct threat or significant risk to the health and safety of themselves or other employees.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

This employer is required to notify all applicantss of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

#J-18808-Ljbffr