Posted Monday, January 26, 2026 at 11:00 AM
At Acra Lending our employees enjoy an opportunity to work with great people. We celebrate several events throughout the year accompanied by raffles and giveaways for employees nationwide. We are especially proud to give back to our community and truly enjoy one another's company.
We are looking for candidates to join our team who are passionate about their vocation. Those who are committed to making a contribution and are looking to gain experience in order to grow in their career. Our headquarters are located on a beautiful campus in Irvine, California and if you work out of our Irvine office we can also provide a free gym membership.
In this role you will be responsible for ensuring the accuracy and completeness of required reporting, remitting, and reconciling for the investors through the use of servicing system, database and reporting tools. Processes include, but are not limited to, loan sales, service release, regulatory compliance, escalated issues to minimize company risk for monetary loss, legal action, charge offs, repurchase requests and investor dissatisfaction. Assist in coordinating actions with other mortgage servicing departments, as needed, to achieve all requirements outlined in the servicing contracts for the investors.
Essential Duties and Responsibilities
Collect and assemble data from multiple sources and systems Prepare document files for Investor review Conduct research, interpret data and develop business solutions to enhance business results Recommend action by analyzing and interpreting data, making comparative analyses Monitor variance and identify trends Maintain database by entering, verifying and backing up data Research and resolve loan and account variances and clears accounts in accordance with investor and regulatory guidelines Works with Investor Reporting team members to resolve items within the investors accounts Maintains and follows procedures and controls within the monthly process Assists with internal and external audits Heavy use of Microsoft excel for data analysis and reporting Handle ad-hoc reporting or research as directed by management Attention to detail and strong organization skills important Other duties as assigned Qualifications
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Expert MS Excel experience SQL or other database reporting experience preferred Knowledge of accounting principles and practices Strong communication skills to interact with Senior Management and other business units Strong organizational and time management skills necessary Ability to manage multiple tasks and shift priorities as appropriate to meet reporting deadlines and maintain reporting accuracy and analysis abilities with strong attention to detail Self-motivated with strong attention to detail and excellent organization skills Education and/or Experience
Bachelor’s Degree At least 1 year of Accounting experience At least 1 year of Mortgage experience is required At least 1 year of experience with Servicing Director is required At least 1 year of experience in the Non-QM space is required Our benefit offerings include: Medical, dental, vision, wellness programs, EAP counseling services, FSA & HSA, company sponsored life insurance for employee, voluntary life insurance for employee, spouse and child, AD&D Insurance, voluntary short-term and long-term disability, critical illness insurance, accident insurance, legal assistance, pet insurance, living will and trust preparation discounts, commuter program, annual walking challenge, employee appreciation events and monthly sales awards. At Acra Lending, we were founded with a clear purpose: to specialize in alternative income loan products that help borrowers qualify for our flexible loan programs. We operate in 39 States, out of nine offices in Arizona, California, Florida, Georgia, Hawaii, Missouri, Nevada, Texas, and Utah along with a growing team of remote professionals across the country. Throughout the mortgage industry, Acra Lending is widely known for responsible lending practices, product innovation and operational efficiency. The foundation of our Company is built on helping our customers by providing Non-QM mortgage solutions for today’s borrower in residential and commercial properties across America. Our Leadership team will encourage you to grow, make time to have fun, and work together to make great things happen. We embrace the strengths and values of each team member. We believe in having diverse perspectives where everyone is included, to serve customers from all walks of life. We reward our employees with a competitive salary and a variety of benefits to help our team members reach their health, retirement, and professional goals along with an exceptional 401k match program. We look forward to meeting you!
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Collect and assemble data from multiple sources and systems Prepare document files for Investor review Conduct research, interpret data and develop business solutions to enhance business results Recommend action by analyzing and interpreting data, making comparative analyses Monitor variance and identify trends Maintain database by entering, verifying and backing up data Research and resolve loan and account variances and clears accounts in accordance with investor and regulatory guidelines Works with Investor Reporting team members to resolve items within the investors accounts Maintains and follows procedures and controls within the monthly process Assists with internal and external audits Heavy use of Microsoft excel for data analysis and reporting Handle ad-hoc reporting or research as directed by management Attention to detail and strong organization skills important Other duties as assigned Qualifications
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Expert MS Excel experience SQL or other database reporting experience preferred Knowledge of accounting principles and practices Strong communication skills to interact with Senior Management and other business units Strong organizational and time management skills necessary Ability to manage multiple tasks and shift priorities as appropriate to meet reporting deadlines and maintain reporting accuracy and analysis abilities with strong attention to detail Self-motivated with strong attention to detail and excellent organization skills Education and/or Experience
Bachelor’s Degree At least 1 year of Accounting experience At least 1 year of Mortgage experience is required At least 1 year of experience with Servicing Director is required At least 1 year of experience in the Non-QM space is required Our benefit offerings include: Medical, dental, vision, wellness programs, EAP counseling services, FSA & HSA, company sponsored life insurance for employee, voluntary life insurance for employee, spouse and child, AD&D Insurance, voluntary short-term and long-term disability, critical illness insurance, accident insurance, legal assistance, pet insurance, living will and trust preparation discounts, commuter program, annual walking challenge, employee appreciation events and monthly sales awards. At Acra Lending, we were founded with a clear purpose: to specialize in alternative income loan products that help borrowers qualify for our flexible loan programs. We operate in 39 States, out of nine offices in Arizona, California, Florida, Georgia, Hawaii, Missouri, Nevada, Texas, and Utah along with a growing team of remote professionals across the country. Throughout the mortgage industry, Acra Lending is widely known for responsible lending practices, product innovation and operational efficiency. The foundation of our Company is built on helping our customers by providing Non-QM mortgage solutions for today’s borrower in residential and commercial properties across America. Our Leadership team will encourage you to grow, make time to have fun, and work together to make great things happen. We embrace the strengths and values of each team member. We believe in having diverse perspectives where everyone is included, to serve customers from all walks of life. We reward our employees with a competitive salary and a variety of benefits to help our team members reach their health, retirement, and professional goals along with an exceptional 401k match program. We look forward to meeting you!
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