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Underwriter

Ken Garff Automotive Group, West Valley City, Utah, United States

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Underwriter page is loaded## Underwriterlocations:

Arivo Acceptance LLC - West Valley City, UTtime type:

Full timeposted on:

Posted 5 Days Agojob requisition id:

R0041342**Underwriter**Focus: *Put underwriting skills to use, hone the craft, build in depth knowledge of Originations*Have **in depth knowledge** in:* Everything learned in Junior Underwriter foundation

+ Originations Policies and SOPs, How to utilize and find documentation* Lending Compliance Laws and Regulations (ie., ECOA, FCRA, TILA Reg.Z, etc.)* TransUnion and Experian credit bureaus information* In depth knowledge of policies and SOPs (past memorization, knows a policy & the policies surrounding a policy)What is expected of you to do:* Comply with lending laws/regulations (ie., ECOA, FCRA, TILA Reg.Z, etc.)* Adhere to all company, department, and Origination’s Lending policies* Escalate Policy and SOP questions using Escalation Process to ensure alignment* Continue alignment with Department Goals, KPIs, Policies and SOPs* Underwrite and decision Credit Applications efficiently and accurately* Work as many applications as possible per day to progress towards personal role advancement* Make detailed decision notes (link to SOP) on every application and save them in Norman* Expected to come prepared and participate actively in *all* meetings and/or forums* Review submitted income on owned applications* Take phone calls on owned applications* *Monitor* personal Underwriting KPIs (Key Performance Indicators)* Builds and delivers their personal weekly key performance indicators recaps for managementWhat is expected of you to do only w/ supervision by Senior Underwriter or Management:* Income reviews on owned applications w/ Senior or Management supervision/review* Funding escalations on owned applications w/ Senior or Management supervision/review* Decision escalations on owned applications w/ Senior or Management supervision/reviewRole Advancement Requirements:* Pass all required Policy Exams

+ **“Passing”** score is outlined in the Policy Exams Program (LINK)* Pass most recent Training Compliance Audits for the last X applications reviewed

+ **“Passing”** score & number of applications is outlined in the Training and Compliance Program (LINK)* Passed most recent Training Decision Audits for the last X applications reviewed

+ **“Passing”** score & number of applications is outlined in the Policy audits & decision audits Program (LINK)* Passed most recent Lending Policy Audits for the last X applications reviewed

+ **“Passing”** score & number of applications is outlined in the Policy audits & decision audits Program (LINK)* Meet or exceed Key Performance Indicator metrics for Underwriter for X Months #J-18808-Ljbffr