First Interstate
Senior Credit Officer
Join to apply for the Senior Credit Officer role at First Interstate.
Location: Denver, CO (Cherry Creek) and Cheyenne, WY (Downtown branch).
If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal.
What’s Important To You
Generous Paid Time Off (PTO) in addition to paid federal holidays.
Student debt employer repayment program.
401(k) retirement plan with a 6% match.
Community support initiatives and a diverse, inclusive workplace.
Summary The Senior Credit Officer is accountable for supporting credit risk oversight for one or more regions, markets, and/or business lines. This position evaluates and adjudicates credit requests for existing customers and new prospects, reviews annual analyses, identifies potential and emerging risk (credit, reputational, liquidity, market and operational), and performs proactive portfolio management through ongoing monitoring.
Essential Duties And Responsibilities
Understand and evaluate market conditions within oversight regions/business lines for proactive assessments of credit risk and partnership with the line of business on strategic loan growth.
Provide credit coaching, mentoring, and training throughout the lending and adjudication process.
Assist line management in the evaluation of line personnel.
Adjudicate, administer, and review loans and loan commitment requests to ensure adherence to existing policy guidelines and sound underwriting principles.
Present well‑organized, accurate, and complete analysis of recommendations for adjudication.
Identify potential problem loans and work with the Special Assets Group and front line to help manage credit risk.
Oversee initial and ongoing loan risk rating accuracy for the portfolio within oversight regions.
Maintain compliance with FIB’s risk appetite and ensure proper management of the commercial credit portfolio.
Ensure credit evaluations properly assess credit risk, policy exceptions, regulatory compliance and risk rating assignment.
Act as the primary contact for commercial lenders, underwriters, product specialists, and senior leadership within their regions for all new, renewal, and/or modification credit.
Demonstrate leadership of a collaborative partnership across all internal stakeholders to advocate an appropriate credit risk culture.
Support credit risk management participation in internal loan review, audit, and regulatory examinations.
Assist in forecasting asset quality indicators to senior management.
Contribute to the establishment and review of credit policy as appropriate.
Collaborate closely with the Divisional Officer on other special projects.
Approve loans within the assigned credit authority and facilitate approvals for higher‑level relationships.
Support and/or coordinate reporting for various purposes to different constituencies.
Assist in training, travel as required, and support Divisional Credit Managers.
Perform other duties as assigned.
Qualifications To perform this job successfully, an individual must be able to perform each essential duty satisfactorily.
Educational requirement: Bachelor’s Degree required.
Experience: 10+ years of commercial lending and/or commercial credit risk experience required.
License: Valid Driver’s License required.
Knowledge, Skills & Abilities:
Read, analyze, and interpret business periodicals, professional journals, technical procedures, or governmental regulations.
Write reports, business correspondence, and procedure manuals.
Effectively present information and respond to questions from managers, clients, and the general public.
Calculate figures and perform spreadsheet analysis.
Apply practical problem‑solving skills in diverse and dynamic situations.
Interpret written, oral, diagrammatic, or scheduled instructions.
Show common sense and logical reasoning to formulate and strategize options for any given situation.
Proficient with MS Word and Excel.
Knowledgeable across multiple types of commercial lending including C&I, real estate (investor and owner‑occupied), hotel, agricultural, equipment, and aviation.
Willingness to travel within the bank’s footprint, or as required based on customer location.
Physical Demands And Working Environment
Dexterity of hands/fingers to operate computer keyboard and mouse – Frequently.
Sitting – Frequently.
Standing – Occasionally.
Noise level – Moderate.
Typical work hours – M‑F (8‑5).
Regular and predictable attendance – Required.
Client visits – Minimum of 20% of time, annual visits to primary markets.
Compensation & Benefits The pay range for this position is $127,490 to $210,430 per year in CO and depends on a variety of non‑discriminatory factors including job‑related knowledge, skills and experience, education, and geographic location.
Benefits include medical, dental, vision, short‑term and long‑term disability, life insurance, flexible spending accounts, health savings account, employee assistance program, 401(k), Paid Time Off (new hires accrue at .069 per hour worked, roughly 18 days per year inclusive of paid sick time), and up to 11 paid Federal holidays.
For more information regarding our benefits, please visit
Employee Benefits .
Seniority Level & Employment
Mid‑Senior level
Full‑time
Finance and Sales (Job function)
Banking (Industry)
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Location: Denver, CO (Cherry Creek) and Cheyenne, WY (Downtown branch).
If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal.
What’s Important To You
Generous Paid Time Off (PTO) in addition to paid federal holidays.
Student debt employer repayment program.
401(k) retirement plan with a 6% match.
Community support initiatives and a diverse, inclusive workplace.
Summary The Senior Credit Officer is accountable for supporting credit risk oversight for one or more regions, markets, and/or business lines. This position evaluates and adjudicates credit requests for existing customers and new prospects, reviews annual analyses, identifies potential and emerging risk (credit, reputational, liquidity, market and operational), and performs proactive portfolio management through ongoing monitoring.
Essential Duties And Responsibilities
Understand and evaluate market conditions within oversight regions/business lines for proactive assessments of credit risk and partnership with the line of business on strategic loan growth.
Provide credit coaching, mentoring, and training throughout the lending and adjudication process.
Assist line management in the evaluation of line personnel.
Adjudicate, administer, and review loans and loan commitment requests to ensure adherence to existing policy guidelines and sound underwriting principles.
Present well‑organized, accurate, and complete analysis of recommendations for adjudication.
Identify potential problem loans and work with the Special Assets Group and front line to help manage credit risk.
Oversee initial and ongoing loan risk rating accuracy for the portfolio within oversight regions.
Maintain compliance with FIB’s risk appetite and ensure proper management of the commercial credit portfolio.
Ensure credit evaluations properly assess credit risk, policy exceptions, regulatory compliance and risk rating assignment.
Act as the primary contact for commercial lenders, underwriters, product specialists, and senior leadership within their regions for all new, renewal, and/or modification credit.
Demonstrate leadership of a collaborative partnership across all internal stakeholders to advocate an appropriate credit risk culture.
Support credit risk management participation in internal loan review, audit, and regulatory examinations.
Assist in forecasting asset quality indicators to senior management.
Contribute to the establishment and review of credit policy as appropriate.
Collaborate closely with the Divisional Officer on other special projects.
Approve loans within the assigned credit authority and facilitate approvals for higher‑level relationships.
Support and/or coordinate reporting for various purposes to different constituencies.
Assist in training, travel as required, and support Divisional Credit Managers.
Perform other duties as assigned.
Qualifications To perform this job successfully, an individual must be able to perform each essential duty satisfactorily.
Educational requirement: Bachelor’s Degree required.
Experience: 10+ years of commercial lending and/or commercial credit risk experience required.
License: Valid Driver’s License required.
Knowledge, Skills & Abilities:
Read, analyze, and interpret business periodicals, professional journals, technical procedures, or governmental regulations.
Write reports, business correspondence, and procedure manuals.
Effectively present information and respond to questions from managers, clients, and the general public.
Calculate figures and perform spreadsheet analysis.
Apply practical problem‑solving skills in diverse and dynamic situations.
Interpret written, oral, diagrammatic, or scheduled instructions.
Show common sense and logical reasoning to formulate and strategize options for any given situation.
Proficient with MS Word and Excel.
Knowledgeable across multiple types of commercial lending including C&I, real estate (investor and owner‑occupied), hotel, agricultural, equipment, and aviation.
Willingness to travel within the bank’s footprint, or as required based on customer location.
Physical Demands And Working Environment
Dexterity of hands/fingers to operate computer keyboard and mouse – Frequently.
Sitting – Frequently.
Standing – Occasionally.
Noise level – Moderate.
Typical work hours – M‑F (8‑5).
Regular and predictable attendance – Required.
Client visits – Minimum of 20% of time, annual visits to primary markets.
Compensation & Benefits The pay range for this position is $127,490 to $210,430 per year in CO and depends on a variety of non‑discriminatory factors including job‑related knowledge, skills and experience, education, and geographic location.
Benefits include medical, dental, vision, short‑term and long‑term disability, life insurance, flexible spending accounts, health savings account, employee assistance program, 401(k), Paid Time Off (new hires accrue at .069 per hour worked, roughly 18 days per year inclusive of paid sick time), and up to 11 paid Federal holidays.
For more information regarding our benefits, please visit
Employee Benefits .
Seniority Level & Employment
Mid‑Senior level
Full‑time
Finance and Sales (Job function)
Banking (Industry)
#J-18808-Ljbffr