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Cashera Capital

Head of Credit (MCA Experience)

Cashera Capital, Florida, New York, United States

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Cashera Capital is a fintech innovator that provides flexible funding solutions to growing businesses. By combining advanced data analytics with deep financial expertise, Cashera delivers tailored capital that helps entrepreneurs accelerate growth, manage cash flow, and seize opportunities. Our technology driven platform streamlines underwriting and delivers fast, transparent access to funding without the complexity of traditional lenders. Role Overview

Cashera Capital is seeking an experienced

Head of Credit

to lead and scale the company’s risk management framework across credit, operational, financial, and regulatory risk. This role is critical to ensuring sustainable growth while maintaining strong risk controls within a fast-paced fintech environment. The Head of Risk will work closely with executive leadership, underwriting, compliance, product, and data teams to embed risk-aware decision-making across the organization. Key Responsibilities

Develop, implement, and maintain Cashera Capital’s enterprise risk management framework. Own and oversee

credit risk strategy , including underwriting policies, risk and portfolio performance. Monitor and manage

operational, fraud, liquidity, and market risks . Partner with underwriting and data teams to refine risk models, scorecards, and approval strategies. Ensure compliance with applicable regulatory and legal requirements relevant to fintech and lending operations. Identify emerging risks related to products, technology, partnerships, and market conditions. Drive continuous improvement of controls, policies, and procedures. Act as a key advisor to the CEO and executive team on risk-related matters. Support audits, regulatory inquiries, and third-party risk assessments. Qualifications & Experience

3+ years of experience in risk management within fintech, lending, banking, or financial services. Strong background in

credit risk

(consumer, SME, or alternative lending preferred). Proven experience building and scaling risk frameworks in high-growth environments. Deep understanding of underwriting, risk modeling, and portfolio management. Familiarity with fintech regulatory requirements and compliance standards. Strong analytical skills with the ability to interpret data and translate insights into strategy.

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