Types of Jobs - Risk Management / Control
Job title
Vice President, Senior ALM Specialist
Contract type
Permanent Contract
Job summary
The Vice President, Asset Liability Management (ALM) is a senior leadership role within the U.S. ALM function, designed for an experienced ALM professional who will operate as a second in command or Deputy Head of ALM—in judgment, communication, and regulatory credibility. This role supports the Head of ALM and the Head of Financial Steering and ALM for the Americas while independently owning core elements of the liquidity, balance sheet, and interest rate risk framework.
Key Responsibilities
1. Senior Ownership of Liquidity & Balance Sheet Risk
Own major components of the internal liquidity framework:
- Internal Liquidity Stress Testing (ILST)
- Cash-Flow Forecasting (CFF)
- Survival horizon and liquidity buffer analysisEarly Warning Indicators (EWIs)
- Independently analyze and explain drivers of liquidity risk movements, including funding mix, intragroup reliance,deposit behavior, and market stress assumptions.
Ensure ALM outputs are logically coherent, consistent over time, and defensible under scrutiny.
2. ALCO & Executive Communication
Act as a trusted senior voice in ALCO discussions, capable of presenting, defending, and challenging balance sheet decisions.
Draft and deliver clear, structured, regulator-grade written materials for:
- Senior management memos
- Translate technical analysis into plain, precise English that withstands challenge from Treasury, Risk, Finance, and regulators.
Regulatory Interaction & Exam Readiness
Serve as a primary ALM counterpart in regulatory interactions related to:
Liquidity stress testing methodology
- FR 2052a structure, movements, and controls
- Funding concentration and market access
- Draft regulatory responses and analytical explanations with minimal oversight.
Anticipate supervisory concerns and proactively adjust ALM analysis and documentation.
Treasury, Risk & Head Office Interface
Work closely with U.S. Treasury Department while preserving ALM’s independent risk perspective.
- Coordinate with 2LOD Liquidity Risk Management on: Assumptions
- Governance clarity
Act as a translator between U.S. regulatory expectations and Head Office frameworks, escalating issues with judgment and diplomacy.
Data, Controls & Analytical Integrity
Ensure high standards of data quality, assumptions, and controls across ALM reporting and models.
Contribute to modernization efforts (automation, analytics, visualization)
$115,000 to $160,000
Geographical area
America, United States Of America
Experience
Required Experience:
6 - 10+ years of experience in ALM, Treasury, or Liquidity Risk within a large bank or FBO
Demonstrated hands-on experience with:
- Internal liquidity stress testing (beyond LCR/NSFR)
- Cash-flow forecasting frameworks
- CFP design and governance
- FR 2052a or equivalent granular liquidity reporting
Direct exposure to regulatory exams and supervisory dialogue.
Strong understanding of:
- U.S. liquidity regulation and supervisory expectations
- EPS Category IV implications for ALM
Interactions between liquidity, funding, capital, and balance sheet strategy.
Solid product knowledge across:
- Wholesale funding
- Loans and commitments
- Derivatives and collateral mechanics
Required skills
Other Skills Required:
- Advanced Excel, Word, and PowerPoint.
Other Skills Desired:
- Familiarity with SQL, Python, or visualization tools (Power BI) is a plus.
Languages
English Required. French, Spanish, or Portuguese is a plus.
Entity
About Crédit Agricole Corporate and Investment Bank (Crédit Agricole CIB)
Crédit Agricole CIB is the corporate and investment bank of the Crédit Agricole group, the 10th largest banking group in the world.
We support major companies and financial institutions in their development and the financing of their projects.
As pioneers in responsible finance, social and environmental commitments are at the heart of our activities.
Joining our teams means working in a multicultural environment, both dynamic and stimulating, where you will contribute to developing a sustainable economy.
We support employees throughout their journey: you will develop your skills and access various mobility opportunities among the diversity of our businesses in more than 30 international locations.
Our culture is built on collaboration, innovation and openness, where everyone is valued and empowered.
By working every day in the interest of society, Crédit Agricole CIB aligns with the Group values committed to diversity and inclusion and placing people at the heart of all its transformations.
All our jobs are open to people with disabilities. We welcome applications from candidates of all backgrounds and experiences.
Ready to take part in our mission?
*By balance sheet size - The Banker, Juillet 2025
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