Job Description
Senior Credit Officer
Community Bank | Confidential Search
Position Overview
A well-capitalized, relationship-driven community bank is seeking a
Senior Credit Officer
to provide hands-on leadership over credit risk management, underwriting standards, and portfolio quality. This executive will partner closely with the Chief Credit Officer, Chief Lending Officer, and senior management to ensure strong credit culture, regulatory compliance, and sustainable loan growth.
The ideal candidate brings deep experience in
commercial credit underwriting, portfolio management, and regulatory interaction
within a community or regional banking environment. This is an onsite position in College Station Texas.
Key Responsibilities Provide senior-level oversight of
commercial credit underwriting
across C&I, CRE, owner-occupied, and specialized lending portfolios Review, approve, and structure complex and higher-risk credit relationships Serve as a trusted advisor to lenders on deal structure, risk mitigation, and policy interpretation Ensure compliance with internal credit policy, regulatory guidance, and safety-and-soundness standards Lead or support
loan review, criticized asset management, and credit administration functions Participate in ALLL/CECL methodology, stress testing, and portfolio analytics Partner with lending leadership to balance
growth objectives with disciplined risk management Prepare and present credit-related reporting to senior management, loan committee, and the Board Support regulatory exams and act as a key point of contact with auditors and examiners Mentor and develop credit analysts and junior credit staff, reinforcing strong underwriting discipline Qualifications
10+ years of progressive
commercial credit experience
within a community or regional bank Strong background in
C&I and CRE underwriting , including complex credit structures Prior experience in a
Senior Credit Officer, Credit Manager, or Deputy CCO
role preferred Deep understanding of regulatory expectations (FDIC, OCC, Federal Reserve, or state regulators) Proven ability to identify, measure, and mitigate credit risk across diverse loan portfolios Strong communication skills with the ability to influence lenders, executives, and the Board Bachelor’s degree in Finance, Accounting, Economics, or related field (MBA or CPA a plus) Why This Opportunity
Key leadership role with direct influence on the bank’s
credit culture and long-term stability Well-capitalized community bank with a relationship-driven lending model High visibility with executive leadership and the Board Opportunity to help shape credit policy, underwriting standards, and portfolio strategy Competitive compensation, bonus potential, and comprehensive benefits
This search is being conducted confidentially. Additional details will be shared with qualified candidates during the interview process.
For further information please contact david.boldon@gogpac.com or 346-291-2820
All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations. GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.
Senior Credit Officer
Community Bank | Confidential Search
Position Overview
A well-capitalized, relationship-driven community bank is seeking a
Senior Credit Officer
to provide hands-on leadership over credit risk management, underwriting standards, and portfolio quality. This executive will partner closely with the Chief Credit Officer, Chief Lending Officer, and senior management to ensure strong credit culture, regulatory compliance, and sustainable loan growth.
The ideal candidate brings deep experience in
commercial credit underwriting, portfolio management, and regulatory interaction
within a community or regional banking environment. This is an onsite position in College Station Texas.
Key Responsibilities Provide senior-level oversight of
commercial credit underwriting
across C&I, CRE, owner-occupied, and specialized lending portfolios Review, approve, and structure complex and higher-risk credit relationships Serve as a trusted advisor to lenders on deal structure, risk mitigation, and policy interpretation Ensure compliance with internal credit policy, regulatory guidance, and safety-and-soundness standards Lead or support
loan review, criticized asset management, and credit administration functions Participate in ALLL/CECL methodology, stress testing, and portfolio analytics Partner with lending leadership to balance
growth objectives with disciplined risk management Prepare and present credit-related reporting to senior management, loan committee, and the Board Support regulatory exams and act as a key point of contact with auditors and examiners Mentor and develop credit analysts and junior credit staff, reinforcing strong underwriting discipline Qualifications
10+ years of progressive
commercial credit experience
within a community or regional bank Strong background in
C&I and CRE underwriting , including complex credit structures Prior experience in a
Senior Credit Officer, Credit Manager, or Deputy CCO
role preferred Deep understanding of regulatory expectations (FDIC, OCC, Federal Reserve, or state regulators) Proven ability to identify, measure, and mitigate credit risk across diverse loan portfolios Strong communication skills with the ability to influence lenders, executives, and the Board Bachelor’s degree in Finance, Accounting, Economics, or related field (MBA or CPA a plus) Why This Opportunity
Key leadership role with direct influence on the bank’s
credit culture and long-term stability Well-capitalized community bank with a relationship-driven lending model High visibility with executive leadership and the Board Opportunity to help shape credit policy, underwriting standards, and portfolio strategy Competitive compensation, bonus potential, and comprehensive benefits
This search is being conducted confidentially. Additional details will be shared with qualified candidates during the interview process.
For further information please contact david.boldon@gogpac.com or 346-291-2820
All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations. GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.