Who are we?
Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no‑limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 23,000 employees spanning over 56 countries.
People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work/life balance, career progression, sustainability, volunteering – you’ll find like‑minded people driving change at Howden.
Role: Senior Broker – Real Estate
Location: New York, New York
What is the role? We are seeking an experienced and highly driven Senior Broker – Real Estate Casualty to lead and expand casualty placements for a diverse portfolio of New York based real estate clients. This senior level role demands deep technical expertise, strong market relationships, and the ability to craft strategic risk solutions across complex property and casualty exposures.
What will you be doing?
Lead broking efforts for real estate casualty accounts, acting as the primary broker and client contact.
Manage and run accounts independently, ensuring seamless service delivery and strategic oversight.
Develop comprehensive insurance submissions, collaborating with support teams to ensure accuracy and completeness.
Conduct loss analytics to identify trends, root causes, and cost drivers across client portfolios.
Negotiate insurance programs with carriers to secure optimal coverage, pricing, and terms.
Recommend best‑in‑class coverage structures, tailored to sophisticated real estate risk profiles.
Specialize in real estate casualty risk and complex risk management needs.
Pitch and respond to RFPs, crafting tailored proposals that showcase broking expertise, market access, and value‑added services.
Leverage deep understanding of real estate operations and exposures.
Maintain flexibility to work across varying account sizes and complexities, including non‑real estate accounts when needed.
Mentor junior brokers, sharing expertise and guiding their development in real estate casualty.
Work closely with internal teams (account managers, analysts, legal advisors) to deliver cohesive client solutions.
Support submission preparation, ensuring all documentation meets underwriting standards and client expectations.
What are we looking for?
5–16 years of casualty broking experience, with a clear concentration in real estate accounts and property focused risk profiles.
Proven ability to independently manage and lead complex real estate casualty programs, including large portfolios, development projects, and law‑sensitive exposures.
Strong technical expertise in coverage structures, program design, market negotiation, and placement strategy within the real estate sector.
Demonstrated competence in building and presenting submissions, navigating underwriting requirements, and driving renewal outcomes with minimal oversight.
Experience pitching and responding to RFPs, with the ability to articulate value propositions and differentiate broking capabilities.
Strong understanding of real estate risk, contractual risk transfer, and sophisticated risk‑management frameworks.
Excellent communication, presentation, and organizational skills, with the ability to manage competing priorities in a fast‑paced environment.
Compensation and Benefits The expected base salary range for this role is $175,000–$275,000; actual base salary will be determined based on factors including candidate experience and work location. This role is classified as non‑exempt under the Fair Labor Standards Act (FLSA).
In addition to a competitive base salary, employees are eligible to receive a discretionary bonus. Howden also offers a variety of benefits and programs, subject to eligibility, including:
Medical, dental, and vision insurance, including healthcare savings and reimbursement accounts
401(k) retirement plan
Flexible Paid Time Off and paid parental leave
Life and Disability insurance
Our sustainability promise We’re on a life‑long journey to become an ever‑more sustainable group. It's a commitment to taking care of our people and the world we live in, to doing good business, and to making a positive impact wherever we can. Our governance processes, company policies, and review systems are all geared toward our goal of making a positive impact in the world. You can read more about our sustainability work here.
What do we offer in return? A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us:
Our successes have all come from someone brave enough to try something new.
We support each other in the small everyday moments and the bigger challenges.
We are determined to make a positive difference at work and beyond.
Reasonable adjustments We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*.
If you're excited by this role but have some doubts about whether it’s the right fit for you, send us your application – if your profile fits the role’s criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require.
*Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more.
Permanent
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People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work/life balance, career progression, sustainability, volunteering – you’ll find like‑minded people driving change at Howden.
Role: Senior Broker – Real Estate
Location: New York, New York
What is the role? We are seeking an experienced and highly driven Senior Broker – Real Estate Casualty to lead and expand casualty placements for a diverse portfolio of New York based real estate clients. This senior level role demands deep technical expertise, strong market relationships, and the ability to craft strategic risk solutions across complex property and casualty exposures.
What will you be doing?
Lead broking efforts for real estate casualty accounts, acting as the primary broker and client contact.
Manage and run accounts independently, ensuring seamless service delivery and strategic oversight.
Develop comprehensive insurance submissions, collaborating with support teams to ensure accuracy and completeness.
Conduct loss analytics to identify trends, root causes, and cost drivers across client portfolios.
Negotiate insurance programs with carriers to secure optimal coverage, pricing, and terms.
Recommend best‑in‑class coverage structures, tailored to sophisticated real estate risk profiles.
Specialize in real estate casualty risk and complex risk management needs.
Pitch and respond to RFPs, crafting tailored proposals that showcase broking expertise, market access, and value‑added services.
Leverage deep understanding of real estate operations and exposures.
Maintain flexibility to work across varying account sizes and complexities, including non‑real estate accounts when needed.
Mentor junior brokers, sharing expertise and guiding their development in real estate casualty.
Work closely with internal teams (account managers, analysts, legal advisors) to deliver cohesive client solutions.
Support submission preparation, ensuring all documentation meets underwriting standards and client expectations.
What are we looking for?
5–16 years of casualty broking experience, with a clear concentration in real estate accounts and property focused risk profiles.
Proven ability to independently manage and lead complex real estate casualty programs, including large portfolios, development projects, and law‑sensitive exposures.
Strong technical expertise in coverage structures, program design, market negotiation, and placement strategy within the real estate sector.
Demonstrated competence in building and presenting submissions, navigating underwriting requirements, and driving renewal outcomes with minimal oversight.
Experience pitching and responding to RFPs, with the ability to articulate value propositions and differentiate broking capabilities.
Strong understanding of real estate risk, contractual risk transfer, and sophisticated risk‑management frameworks.
Excellent communication, presentation, and organizational skills, with the ability to manage competing priorities in a fast‑paced environment.
Compensation and Benefits The expected base salary range for this role is $175,000–$275,000; actual base salary will be determined based on factors including candidate experience and work location. This role is classified as non‑exempt under the Fair Labor Standards Act (FLSA).
In addition to a competitive base salary, employees are eligible to receive a discretionary bonus. Howden also offers a variety of benefits and programs, subject to eligibility, including:
Medical, dental, and vision insurance, including healthcare savings and reimbursement accounts
401(k) retirement plan
Flexible Paid Time Off and paid parental leave
Life and Disability insurance
Our sustainability promise We’re on a life‑long journey to become an ever‑more sustainable group. It's a commitment to taking care of our people and the world we live in, to doing good business, and to making a positive impact wherever we can. Our governance processes, company policies, and review systems are all geared toward our goal of making a positive impact in the world. You can read more about our sustainability work here.
What do we offer in return? A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us:
Our successes have all come from someone brave enough to try something new.
We support each other in the small everyday moments and the bigger challenges.
We are determined to make a positive difference at work and beyond.
Reasonable adjustments We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*.
If you're excited by this role but have some doubts about whether it’s the right fit for you, send us your application – if your profile fits the role’s criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require.
*Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more.
Permanent
#J-18808-Ljbffr