Personal Risk Quoting Specialist
USI Insurance Services, Cincinnati, Ohio, United States, 45208
Overview
General Description:
Responsible for the market evaluation and placement of new business and existing Premier accounts over $1,000 in revenue. Evaluate and negotiate terms for high net worth (HNW) clients with complex insurance or risk management needs. Establish and maintain strong relationships with management, producers, and carriers. Responsibilities
Review and analyze insurance submissions for new and renewal business. Includes coverage, limits, deductibles, retentions, and classifications. Recommend improvements to insurance coverage. Market new and renewal submissions to carriers. Includes application preparation and loss analysis. Analyze and compare carrier quotes for proper coverages, terms, and conditions. Negotiate competitive pricing and terms with carriers on client’s behalf. Develop and maintain relationships with insurance company underwriters and brokers. Respond to underwriters’ inquiries in a timely and professional manner. Prepare new business proposals to assist with sales efforts of Personal Risk Specialists. Includes program recommendations and presentation documents. Maintain a high degree of accuracy in agency management and document management systems. Collaborate with Personal Risk Specialist and Client Advisors. Ensure marketing expectations are met and agency procedures are followed. Stay current on industry and new product information, legislation, coverages, and technology. Knowledge, Skills and Abilities
5 years + experience in Personal Risk Property & Casualty insurance. High School Graduate. College degree preferred. Comprehensive understanding of all Property & Casualty insurance coverages, underwriting, and rating concepts. Includes underwriting knowledge of the affluent/HNW carrier markets. Must hold or be willing to earn a Property & Casualty insurance license. Industry designation such as ARM, CIC, CPCU preferred, or intent to pursue a designation. Strong written, verbal, and interpersonal communication skills. Ability to carry out complex tasks with many concrete and abstract variables. Comfortable with internet-based programs and navigating carrier marketing websites. Knowledge of Sagitta/WorkSmart preferred, but not required. Intermediate knowledge of Microsoft Office products. Ability to work in a fast-paced, team environment with minimal instruction. Set priorities and manage workflow to ensure efficient, timely, and accurate processing of transactions. GLDR #LI-Ag1 #LI-Hybrid Why USI?
With approximately $3 billion in revenue and over 10,500 associates across approximately 200 offices nationwide, USI is one of the largest insurance brokerage and consulting firms in the world. USI has created a dynamic personal and professional development culture. We invest in our associates and celebrate growth and success through our employee reward and recognition programs. Unrivaled Resources and Support
What distinguishes USI as a premier insurance brokerage and consulting firm is the USI ONE Advantage®, a value proposition that delivers to clients a robust set of risk management and benefit solutions with bottom-line financial impact. USI ONE represents Omni, Network, Enterprise—the three key elements that set USI apart. Through USI ONE, we develop strategic, timely, and effective risk management and benefit programs in terms that are easy to understand, and we demonstrate how the solutions can have a positive economic impact. Industry-Leading Programs, Rewards, and Recognition
In addition to competitive pay, incentives, and benefits, USI recognizes associates through our Summit Awards program, rewarding excellence in building our brand. We offer employee programs that recognize outstanding achievement and help our associates lead healthy, productive lives. We provide wellness programs, college scholarships for associates\' children, and financial help in times of need. Deep Community Engagement
We are committed to giving back to local communities and supporting a culture of environmental sustainability. From volunteering to support local non-profits, animal shelters, and environmental projects to partnering with eco-conscious vendors, we work together as ONE to build a better future. Committed to a Diverse and Inclusive Workplace
Our I’m With U diversity and inclusion program educates our associates to help them better understand and serve clients, prospects, fellow team members, and local communities through education and training resources, employee support programs, and community outreach initiatives to build a more diverse, equitable, and inclusive culture. Nationally Recognized as a Top Insurance Employer
Recognized as one of Insurance Business America’s Top Insurance Employers eight consecutive years (2018-2025). Named to Business Insurance’s annual list of the Best Places to Work in Insurance six years in a row (2020-2025). Named to Fortune’s Best Workplaces in Financial Services & Insurance list for the last two years (2024-2025). Certified as a Great Place To Work two years in a row (2024-2025). USI is committed to providing a full-suite of competitive benefits for our growing population and its diverse needs. We offer a wide range of health, welfare and financial benefits including medical, wellness, dental and vision, 401(k), flexible spending and health savings accounts, short and long-term disability, life insurance and other employer-sponsored and voluntary programs. USI also offers a generous paid time off policy, paid family leave benefit as well as paid holiday time.
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General Description:
Responsible for the market evaluation and placement of new business and existing Premier accounts over $1,000 in revenue. Evaluate and negotiate terms for high net worth (HNW) clients with complex insurance or risk management needs. Establish and maintain strong relationships with management, producers, and carriers. Responsibilities
Review and analyze insurance submissions for new and renewal business. Includes coverage, limits, deductibles, retentions, and classifications. Recommend improvements to insurance coverage. Market new and renewal submissions to carriers. Includes application preparation and loss analysis. Analyze and compare carrier quotes for proper coverages, terms, and conditions. Negotiate competitive pricing and terms with carriers on client’s behalf. Develop and maintain relationships with insurance company underwriters and brokers. Respond to underwriters’ inquiries in a timely and professional manner. Prepare new business proposals to assist with sales efforts of Personal Risk Specialists. Includes program recommendations and presentation documents. Maintain a high degree of accuracy in agency management and document management systems. Collaborate with Personal Risk Specialist and Client Advisors. Ensure marketing expectations are met and agency procedures are followed. Stay current on industry and new product information, legislation, coverages, and technology. Knowledge, Skills and Abilities
5 years + experience in Personal Risk Property & Casualty insurance. High School Graduate. College degree preferred. Comprehensive understanding of all Property & Casualty insurance coverages, underwriting, and rating concepts. Includes underwriting knowledge of the affluent/HNW carrier markets. Must hold or be willing to earn a Property & Casualty insurance license. Industry designation such as ARM, CIC, CPCU preferred, or intent to pursue a designation. Strong written, verbal, and interpersonal communication skills. Ability to carry out complex tasks with many concrete and abstract variables. Comfortable with internet-based programs and navigating carrier marketing websites. Knowledge of Sagitta/WorkSmart preferred, but not required. Intermediate knowledge of Microsoft Office products. Ability to work in a fast-paced, team environment with minimal instruction. Set priorities and manage workflow to ensure efficient, timely, and accurate processing of transactions. GLDR #LI-Ag1 #LI-Hybrid Why USI?
With approximately $3 billion in revenue and over 10,500 associates across approximately 200 offices nationwide, USI is one of the largest insurance brokerage and consulting firms in the world. USI has created a dynamic personal and professional development culture. We invest in our associates and celebrate growth and success through our employee reward and recognition programs. Unrivaled Resources and Support
What distinguishes USI as a premier insurance brokerage and consulting firm is the USI ONE Advantage®, a value proposition that delivers to clients a robust set of risk management and benefit solutions with bottom-line financial impact. USI ONE represents Omni, Network, Enterprise—the three key elements that set USI apart. Through USI ONE, we develop strategic, timely, and effective risk management and benefit programs in terms that are easy to understand, and we demonstrate how the solutions can have a positive economic impact. Industry-Leading Programs, Rewards, and Recognition
In addition to competitive pay, incentives, and benefits, USI recognizes associates through our Summit Awards program, rewarding excellence in building our brand. We offer employee programs that recognize outstanding achievement and help our associates lead healthy, productive lives. We provide wellness programs, college scholarships for associates\' children, and financial help in times of need. Deep Community Engagement
We are committed to giving back to local communities and supporting a culture of environmental sustainability. From volunteering to support local non-profits, animal shelters, and environmental projects to partnering with eco-conscious vendors, we work together as ONE to build a better future. Committed to a Diverse and Inclusive Workplace
Our I’m With U diversity and inclusion program educates our associates to help them better understand and serve clients, prospects, fellow team members, and local communities through education and training resources, employee support programs, and community outreach initiatives to build a more diverse, equitable, and inclusive culture. Nationally Recognized as a Top Insurance Employer
Recognized as one of Insurance Business America’s Top Insurance Employers eight consecutive years (2018-2025). Named to Business Insurance’s annual list of the Best Places to Work in Insurance six years in a row (2020-2025). Named to Fortune’s Best Workplaces in Financial Services & Insurance list for the last two years (2024-2025). Certified as a Great Place To Work two years in a row (2024-2025). USI is committed to providing a full-suite of competitive benefits for our growing population and its diverse needs. We offer a wide range of health, welfare and financial benefits including medical, wellness, dental and vision, 401(k), flexible spending and health savings accounts, short and long-term disability, life insurance and other employer-sponsored and voluntary programs. USI also offers a generous paid time off policy, paid family leave benefit as well as paid holiday time.
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