Underwriter Job Responsibilities: Analyze financial data related to loan requests. Evaluate loan documents are to insure accuracy and completeness. Perform risk assessments on potential loan recipients based on credit rating, borrowing history, and other specific risk factors. Record loan denials and specific basis for declining application. Monitor and report noncompliance with loan covenants. Maintain client relationships and provide superior customer service. Assist with technical underwriting issues and questions. Review loan documentation and vendor reports to identify signs of fraudulent activity. Develop and implement underwriting policies and procedures. Hybrid: 3-4 days at home 1-2 days in the office Underwriter Qualifications / Skills: Applied knowledge of underwriting fundamentals and standard industry practices Understanding of basic financial principles and processes Knowledge of federal, state, and local regulatory requirements Ability to maintain confidentiality Strong analytical skills and attention to detail Excellent communication and negotiation skills Ability to multitask and work under pressure to meet strict deadlines Education and Experience Requirements: Bachelor’s degree in Business, Finance, Accounting or related experience 3-5 years of underwriting or credit and risk analysis experience Demonstrated proficiency with Microsoft Office (Excel, Outlook)