Commercial Lending Division Manager
As the Commercial Lending Division Manager, your day will be filled with opportunities to lead a team of Commercial Lenders in the delivery of relationship management and new business development for existing and prospective clients in the metropolitan Louisville area. Responsibilities include identifying, soliciting, servicing, delivering and coordinating the delivery of a broad range of financial products and services. Proactively develop new client relationships and deliver exceptional, high-level relationship management to clients and prospects. Banking experience in the lending and management capacity is important while Stock Yards Bank will provide a professional environment to continually improve the candidate's skills and to further his/her career goals for advancement to higher levels within the banking profession. Responsibilities Daily responsibilities include, but are not limited to, the following: Serve as a Manager/Lender, supporting a team of Commercial Lending Relationship Managers in the delivery of a broad range of financial products and services to clients and prospects Provide a team of Commercial Lenders with direct support and mentoring in all facets of credit underwriting, product delivery and new business development Lead Commercial Lending Relationship Managers in the execution of proper sales and relationship management techniques, oversee performance, provide appropriate feedback and support their growth Evaluate loan requests and approve credits within approved authority Make credit recommendations to Executive Management Analyze financial condition of clients and prospects to determine capacity for credit obligations Negotiate credit terms and conditions to properly manage the Bank's exposure to risk and ensure sufficient return Serve on internal Bank committees for review of policies and procedures Support Bank's commitment to community involvement by serving on external charitable board of directors and by attending functions Responsible for managing/directing the Commercial Lending Department Job Requirements The successful candidate will have the following qualifications: Bachelor's degree, preferably in business, accounting, finance, or banking or equivalent education and related training will consider equivalent, applicable years of experience 10+ years banking experience 5 years in commercial lending capacity 2+ years of leadership experience Demonstrate a broad, fundamental understanding of financial planning and investment concepts Sound knowledge of retail bank credit and deposit products Strong interpersonal, sales and relationship management skills Strong written, verbal and communication skills Working knowledge of Microsoft Office computer applications Benefits 401(k) with a company match of up to 6% ESOP employer match Medical insurance Dental insurance Vision insurance Cancer / Disease insurance Accident insurance Flexible Spending Accounts Health Savings Accounts Bank paid Life / AD&D insurance Voluntary Life / AD&D insurance Bank paid Short-Term and Long-Term Disability insurance Employee Stock Purchase Plan Employee Assistance Program Physical Requirements The physical demands described here are representative of those that must be met by an employee in order to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This position requires sitting the majority of the time with limited walking and standing. Must be able to see, hear, speak, and type. The noise level in the work environment is usually moderate.
As the Commercial Lending Division Manager, your day will be filled with opportunities to lead a team of Commercial Lenders in the delivery of relationship management and new business development for existing and prospective clients in the metropolitan Louisville area. Responsibilities include identifying, soliciting, servicing, delivering and coordinating the delivery of a broad range of financial products and services. Proactively develop new client relationships and deliver exceptional, high-level relationship management to clients and prospects. Banking experience in the lending and management capacity is important while Stock Yards Bank will provide a professional environment to continually improve the candidate's skills and to further his/her career goals for advancement to higher levels within the banking profession. Responsibilities Daily responsibilities include, but are not limited to, the following: Serve as a Manager/Lender, supporting a team of Commercial Lending Relationship Managers in the delivery of a broad range of financial products and services to clients and prospects Provide a team of Commercial Lenders with direct support and mentoring in all facets of credit underwriting, product delivery and new business development Lead Commercial Lending Relationship Managers in the execution of proper sales and relationship management techniques, oversee performance, provide appropriate feedback and support their growth Evaluate loan requests and approve credits within approved authority Make credit recommendations to Executive Management Analyze financial condition of clients and prospects to determine capacity for credit obligations Negotiate credit terms and conditions to properly manage the Bank's exposure to risk and ensure sufficient return Serve on internal Bank committees for review of policies and procedures Support Bank's commitment to community involvement by serving on external charitable board of directors and by attending functions Responsible for managing/directing the Commercial Lending Department Job Requirements The successful candidate will have the following qualifications: Bachelor's degree, preferably in business, accounting, finance, or banking or equivalent education and related training will consider equivalent, applicable years of experience 10+ years banking experience 5 years in commercial lending capacity 2+ years of leadership experience Demonstrate a broad, fundamental understanding of financial planning and investment concepts Sound knowledge of retail bank credit and deposit products Strong interpersonal, sales and relationship management skills Strong written, verbal and communication skills Working knowledge of Microsoft Office computer applications Benefits 401(k) with a company match of up to 6% ESOP employer match Medical insurance Dental insurance Vision insurance Cancer / Disease insurance Accident insurance Flexible Spending Accounts Health Savings Accounts Bank paid Life / AD&D insurance Voluntary Life / AD&D insurance Bank paid Short-Term and Long-Term Disability insurance Employee Stock Purchase Plan Employee Assistance Program Physical Requirements The physical demands described here are representative of those that must be met by an employee in order to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This position requires sitting the majority of the time with limited walking and standing. Must be able to see, hear, speak, and type. The noise level in the work environment is usually moderate.