Division Credit and Administrative Director
Columbia Bank (WA, OR & ID), Lake Oswego, Oregon, United States, 97034
Commercial Line Of Business Credit Manager
Responsible for providing credit and administrative oversight to the Commercial Line of Business. Establish best practices for originating new relationships and servicing the lending portfolio. Ensure internal policies and procedures meet the needs of the Line of Business and lead the Business Line's process improvement initiatives. Responsibilities include: Management of the credit program for the Commercial Line of Business, supporting four regions targeting relationships with businesses with revenues greater than $5 million. Development and implementation of consistent credit programs and processes that result in accurate, timely, and efficient assessment of loan and portfolio risk, and timely actions that address identified risks. Leading and participating in enterprise-wide process improvement endeavors related to the Loan Origination System, Credit Policy and Guidelines, and Business Line Procedures. Coordination and delivery of credit training programs to associates within the Line of Business to produce effective and complete loan application packages to ensure a streamlined application/approval process to maximize efficiency. Facilitating cross-regional communication and collaboration initiatives. Overseeing Business Line's involvement in internal and external audits, providing timely responses and completion of action items identified, and ensuring Business Line is meeting compliance requirements. Leading and/or coordinating efforts with internal (Credit Quality, appraisal, environmental, and legal departments) partners and external service providers to facilitate effective collaboration throughout the credit decision, documentation, and portfolio management processes. Managing associates responsible for implementing and monitoring the effectiveness of Business Line strategies. Ensuring credit reporting mechanisms are adequate to meet the needs of the Business Line and provide for proper portfolio oversight. Qualifications include: Bachelor's degree in business, finance, accounting, or related fields, required. Masters preferred. More than 10 years of experience in senior credit approval/commercial lending and/or underwriting, required 7-10 years of supervisory, management or leadership experience, required Significant experience and in-depth knowledge of commercial lending, underwriting, and the finance industry. Advanced knowledge of credit risk factors and ability to appropriately rate credits. Extensive experience with banking regulations, policies, methods of operation, including internal and external audit processes. Proven leadership, organizational, negotiation, decision making, problem solving, and analytical abilities. Significant experience hiring, managing, and developing others. Proven ability to attract, motivate, and retain top talent. Proven ability to drive results in a team oriented, goal driven environment and partner with other leadership to maximize results. Possess excellent written and verbal communication skills. Possesses strong computer skills including use of the Microsoft Office suite with the ability to learn new business software, as needed. The pay range for this role is $160,000.00 to $230,000.00. The pay rate for the selected candidate is dependent upon a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills, and experience, education, and geographic location. The role may be eligible for performance-based incentive compensation, and those details will be provided during the recruitment process. Primary Location: Ability to work fully onsite at posted location(s). 5885 Meadows Road Suite 300 Lake Oswego OR 97035 We are proud to offer a competitive total rewards package including base wages and comprehensive benefits. We offer eligible associates comprehensive healthcare coverage (medical, dental, and vision plans), a 401(k)-retirement savings plan with employer match for qualifying associate contributions, an employee assistance program, life insurance, disability insurance, tuition assistance, mental health resources, identity theft protection, legal support, auto and home insurance, pet insurance, access to an online discount marketplace, and paid vacation, sick days, volunteer days, and holidays. Benefit eligibility begins the first day of the month following the date of hire for associates who are regularly scheduled to work at least thirty hours weekly. Columbia Bank is an equal opportunity and affirmative action employer committed to employing, engaging, and developing a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status or characteristics.
Responsible for providing credit and administrative oversight to the Commercial Line of Business. Establish best practices for originating new relationships and servicing the lending portfolio. Ensure internal policies and procedures meet the needs of the Line of Business and lead the Business Line's process improvement initiatives. Responsibilities include: Management of the credit program for the Commercial Line of Business, supporting four regions targeting relationships with businesses with revenues greater than $5 million. Development and implementation of consistent credit programs and processes that result in accurate, timely, and efficient assessment of loan and portfolio risk, and timely actions that address identified risks. Leading and participating in enterprise-wide process improvement endeavors related to the Loan Origination System, Credit Policy and Guidelines, and Business Line Procedures. Coordination and delivery of credit training programs to associates within the Line of Business to produce effective and complete loan application packages to ensure a streamlined application/approval process to maximize efficiency. Facilitating cross-regional communication and collaboration initiatives. Overseeing Business Line's involvement in internal and external audits, providing timely responses and completion of action items identified, and ensuring Business Line is meeting compliance requirements. Leading and/or coordinating efforts with internal (Credit Quality, appraisal, environmental, and legal departments) partners and external service providers to facilitate effective collaboration throughout the credit decision, documentation, and portfolio management processes. Managing associates responsible for implementing and monitoring the effectiveness of Business Line strategies. Ensuring credit reporting mechanisms are adequate to meet the needs of the Business Line and provide for proper portfolio oversight. Qualifications include: Bachelor's degree in business, finance, accounting, or related fields, required. Masters preferred. More than 10 years of experience in senior credit approval/commercial lending and/or underwriting, required 7-10 years of supervisory, management or leadership experience, required Significant experience and in-depth knowledge of commercial lending, underwriting, and the finance industry. Advanced knowledge of credit risk factors and ability to appropriately rate credits. Extensive experience with banking regulations, policies, methods of operation, including internal and external audit processes. Proven leadership, organizational, negotiation, decision making, problem solving, and analytical abilities. Significant experience hiring, managing, and developing others. Proven ability to attract, motivate, and retain top talent. Proven ability to drive results in a team oriented, goal driven environment and partner with other leadership to maximize results. Possess excellent written and verbal communication skills. Possesses strong computer skills including use of the Microsoft Office suite with the ability to learn new business software, as needed. The pay range for this role is $160,000.00 to $230,000.00. The pay rate for the selected candidate is dependent upon a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills, and experience, education, and geographic location. The role may be eligible for performance-based incentive compensation, and those details will be provided during the recruitment process. Primary Location: Ability to work fully onsite at posted location(s). 5885 Meadows Road Suite 300 Lake Oswego OR 97035 We are proud to offer a competitive total rewards package including base wages and comprehensive benefits. We offer eligible associates comprehensive healthcare coverage (medical, dental, and vision plans), a 401(k)-retirement savings plan with employer match for qualifying associate contributions, an employee assistance program, life insurance, disability insurance, tuition assistance, mental health resources, identity theft protection, legal support, auto and home insurance, pet insurance, access to an online discount marketplace, and paid vacation, sick days, volunteer days, and holidays. Benefit eligibility begins the first day of the month following the date of hire for associates who are regularly scheduled to work at least thirty hours weekly. Columbia Bank is an equal opportunity and affirmative action employer committed to employing, engaging, and developing a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status or characteristics.