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Underwriting Consultant

Guardian Life, Phila, Pennsylvania, United States

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Overview Employer Industry: Life Insurance and Financial Services

Why consider this job opportunity

Salary up to $141,635.00

Eligibility for annual, sales, or other incentive compensation

Support and flexibility to achieve professional and personal goals

Opportunities for skill-building, leadership development, and community engagement

Remote work position with less than 10% travel required

Inclusive and contemporary benefits for full-time eligible employees

Responsibilities

Adjudicate complex and high-value life underwriting cases, ensuring compliance with guidelines and expectations

Provide expert judgment and guidance on escalated cases, troubleshooting issues for staff and management

Apply reinsurance expertise to evaluate treaty requirements and collaborate with reinsurance underwriters

Serve as a trusted partner to Distribution and Field leadership, enhancing relationships and case placement

Mentor and guide underwriters on advanced case handling and digital tool utilization

Qualifications

Specialized expertise in individual life underwriting, particularly with complex and high-dollar cases

Proven ability to adopt technology-enabled solutions and leverage automated underwriting platforms

Experience working within reinsurance frameworks and understanding treaty language

Familiarity with quality control programs and applying analytics for continuous improvement

Strong problem-solving, decision-making, and communication skills

Preferred Qualifications

Familiarity with emerging technologies such as Electronic Health Records (EHR), GenAI, and wearable technology

Experience in mentoring and training underwriters in advanced case handling

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