
Senior Commercial Credit Officer (Wilmington, NC)
Lewis | James Professional, Wilmington, North Carolina, United States, 28412
Senior Commercial Credit Officer
Lewis James Professional is a woman-owned staff augmentation, project consulting and direct hire search and placement firm. We are currently seeking a Senior Commercial Credit Officer for a direct hire opportunity with a financial services client.
Responsibilities:
Maintain loan production while ensuring compliance with all applicable risk policies, procedures and mitigants
Evaluate loan transactions and portfolios across the bank’s Small Business Banking lending groups
Participate in a collective process that aims to produce sound credit decisions and add appropriately structured loans to support the Bank’s growth and loan generation goals
Review and approve credit requests within individual authority, adhering to Bank and regulatory guidelines (FDIC, SBA, and USDA)
Help with credit functions within the Credit Team
Use credit training, underwriting experience, and knowledge of lending policies to provide detailed loan transaction analysis
Collaborate with departments involved in loan production to ensure smooth execution
Connect with risk and portfolio management teams to monitor and maintain accurate risk ratings across the loan portfolio
Sustain a high standard of regulatory awareness including BSA, AML, CIP, and OFAC
Qualifications:
5+ years of financial analysis including underwriting of commercial loan credits
3+ years of experience decisioning commercial loan credit approvals
In-depth knowledge of bank policies, procedures, and criteria
In-depth knowledge of SBA, USDA, and other Government program guidelines
Commercial lending and sales experience preferred
For immediate consideration, please click “Apply” and use Job Code BHJOB11837_4344. You may also send a copy of your resume to: resumes@lewisjamesprofessional.com and enter only the following job code in the subject line: BHJOB11837_4344. Lewis James Professional is an Equal Opportunity Employer. M/F/D/V
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Responsibilities:
Maintain loan production while ensuring compliance with all applicable risk policies, procedures and mitigants
Evaluate loan transactions and portfolios across the bank’s Small Business Banking lending groups
Participate in a collective process that aims to produce sound credit decisions and add appropriately structured loans to support the Bank’s growth and loan generation goals
Review and approve credit requests within individual authority, adhering to Bank and regulatory guidelines (FDIC, SBA, and USDA)
Help with credit functions within the Credit Team
Use credit training, underwriting experience, and knowledge of lending policies to provide detailed loan transaction analysis
Collaborate with departments involved in loan production to ensure smooth execution
Connect with risk and portfolio management teams to monitor and maintain accurate risk ratings across the loan portfolio
Sustain a high standard of regulatory awareness including BSA, AML, CIP, and OFAC
Qualifications:
5+ years of financial analysis including underwriting of commercial loan credits
3+ years of experience decisioning commercial loan credit approvals
In-depth knowledge of bank policies, procedures, and criteria
In-depth knowledge of SBA, USDA, and other Government program guidelines
Commercial lending and sales experience preferred
For immediate consideration, please click “Apply” and use Job Code BHJOB11837_4344. You may also send a copy of your resume to: resumes@lewisjamesprofessional.com and enter only the following job code in the subject line: BHJOB11837_4344. Lewis James Professional is an Equal Opportunity Employer. M/F/D/V
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