Portfolio Risk Investigator
WHO WE ARE
Welcome to KORT Payments, where innovation meets excellence! We specialize in providing a state-of-the-art omnichannel payments platform designed to make business transactions a breeze. Our mission? To empower businesses with top-notch capabilities in compliance, risk management, and payment processing. Our trailblazing, enterprise-grade platform, coupled with a veteran management team, ensures we stay ahead of the curve in delivering unparalleled service and satisfaction.
As we expand our presence in the U.S. market, we\'re excited to bring our proven solutions and innovative approach to new industries, while continuing to operate under the KORT Payments banner alongside Merrco, Payfirma and Barnet.
LOCATION Irvine (California), Toronto, Montreal
EMPLOYMENT TYPE Full-time, exempt, new role, hybrid
SALARY RANGE $75,000 – $85,000
Actual compensation will be determined based on location, experience, and role requirements, and will comply with applicable local pay transparency laws.
WHAT YOU WILL BE DOING The Portfolio Risk Investigator is an integral part of the Risk team and is responsible for owning and executing periodic credit risk reviews and managed-portfolio oversight for KORT, while also applying ongoing transaction risk monitoring principles. This role evaluates merchant financial strength, exposure, performance trends, and risk posture, translating findings into actionable recommendations such as limit adjustments, reserves, enhanced monitoring, or exit. You will partner closely with Credit, Risk, Compliance/AML, Operations, and Reporting to ensure decisions are consistent, well-documented, and aligned with KORT’s risk appetite and sponsor expectations.
Monitor daily transactions and merchant activities to identify anomalous or high-risk behavior
Conduct in-depth analysis of fraud, chargeback, and other risk indicators using internal systems (e.g. risk alert dashboards) and open-source intelligence (OSINT) gathering
Conduct scheduled periodic credit reviews of all U.S. & Canadian merchants as defined in the Periodic Reviews & Managed Portfolio SOP (e.g., exposure thresholds, high-risk MCCs)
Analyze merchant financials and operational data to assess creditworthiness and recommend appropriate limits or controls
Monitor exposure and performance trends, partnering with Risk and Credit Management
Document review findings and update system records (e.g., parameters, exposure trackers)
Coordinate with Compliance, Sales, and Operations to gather data and enforce conditions
Prepare periodic risk reports and present insights to leadership
Establish and manage review cadence and due dates; prioritize upcoming reviews based on exposure growth, risk triggers, and overdue status
WHAT WE’RE LOOKING FOR
Bachelor’s degree or equivalent experience in finance, risk, accounting, or related field
4 + years of experience with credit review, underwriting, financial analysis in payments/financial services, periodic review within payment acquiring, or transaction risk monitoring
Demonstrated proficiency in reading and analyzing financial statements, bank statements, and processing data
Experience conducting structured periodic reviews and presenting risk conclusions and recommendations
Excellent communication skills to interact with internal stakeholders and external partners
Strong understanding of merchant exposure, reserves, cash flow, and credit risk indicators
Understanding of U.S. and Canadian payments regulations and risk considerations (preferred)
LIFE AT KORT PAYMENTS We believe work should be fulfilling and fun! Here’s a peek into what life with us is like:
Culture
Fearlessness: Encourage continuous learning, innovation, taking chances, and pushing boundaries
Accountability: Take ownership and be accountable to yourself, the company, partners, and clients
Collaboration: Leverage diverse perspectives and work as a team to get the job done
Transparency: Empower success through open communication, honesty, and inclusion
Perks and Benefits
Comprehensive Benefits Package: Health, dental, and vision plans
Flexible and Inclusive Work Environment: Work-life balance and the flexibility you need to thrive
Fun Events: Team-building activities and company-wide celebrations
Professional Growth: Ongoing learning opportunities and chances to take on new challenges
Work Hard, Play Hard: A dynamic environment where contributions are valued
If you\'re excited about joining a vibrant, forward-thinking team and making a tangible impact, we want to hear from you! Send us your application. Please note that only candidates under consideration will be contacted. Let’s make great things happen together at KORT Payments!
#J-18808-Ljbffr
As we expand our presence in the U.S. market, we\'re excited to bring our proven solutions and innovative approach to new industries, while continuing to operate under the KORT Payments banner alongside Merrco, Payfirma and Barnet.
LOCATION Irvine (California), Toronto, Montreal
EMPLOYMENT TYPE Full-time, exempt, new role, hybrid
SALARY RANGE $75,000 – $85,000
Actual compensation will be determined based on location, experience, and role requirements, and will comply with applicable local pay transparency laws.
WHAT YOU WILL BE DOING The Portfolio Risk Investigator is an integral part of the Risk team and is responsible for owning and executing periodic credit risk reviews and managed-portfolio oversight for KORT, while also applying ongoing transaction risk monitoring principles. This role evaluates merchant financial strength, exposure, performance trends, and risk posture, translating findings into actionable recommendations such as limit adjustments, reserves, enhanced monitoring, or exit. You will partner closely with Credit, Risk, Compliance/AML, Operations, and Reporting to ensure decisions are consistent, well-documented, and aligned with KORT’s risk appetite and sponsor expectations.
Monitor daily transactions and merchant activities to identify anomalous or high-risk behavior
Conduct in-depth analysis of fraud, chargeback, and other risk indicators using internal systems (e.g. risk alert dashboards) and open-source intelligence (OSINT) gathering
Conduct scheduled periodic credit reviews of all U.S. & Canadian merchants as defined in the Periodic Reviews & Managed Portfolio SOP (e.g., exposure thresholds, high-risk MCCs)
Analyze merchant financials and operational data to assess creditworthiness and recommend appropriate limits or controls
Monitor exposure and performance trends, partnering with Risk and Credit Management
Document review findings and update system records (e.g., parameters, exposure trackers)
Coordinate with Compliance, Sales, and Operations to gather data and enforce conditions
Prepare periodic risk reports and present insights to leadership
Establish and manage review cadence and due dates; prioritize upcoming reviews based on exposure growth, risk triggers, and overdue status
WHAT WE’RE LOOKING FOR
Bachelor’s degree or equivalent experience in finance, risk, accounting, or related field
4 + years of experience with credit review, underwriting, financial analysis in payments/financial services, periodic review within payment acquiring, or transaction risk monitoring
Demonstrated proficiency in reading and analyzing financial statements, bank statements, and processing data
Experience conducting structured periodic reviews and presenting risk conclusions and recommendations
Excellent communication skills to interact with internal stakeholders and external partners
Strong understanding of merchant exposure, reserves, cash flow, and credit risk indicators
Understanding of U.S. and Canadian payments regulations and risk considerations (preferred)
LIFE AT KORT PAYMENTS We believe work should be fulfilling and fun! Here’s a peek into what life with us is like:
Culture
Fearlessness: Encourage continuous learning, innovation, taking chances, and pushing boundaries
Accountability: Take ownership and be accountable to yourself, the company, partners, and clients
Collaboration: Leverage diverse perspectives and work as a team to get the job done
Transparency: Empower success through open communication, honesty, and inclusion
Perks and Benefits
Comprehensive Benefits Package: Health, dental, and vision plans
Flexible and Inclusive Work Environment: Work-life balance and the flexibility you need to thrive
Fun Events: Team-building activities and company-wide celebrations
Professional Growth: Ongoing learning opportunities and chances to take on new challenges
Work Hard, Play Hard: A dynamic environment where contributions are valued
If you\'re excited about joining a vibrant, forward-thinking team and making a tangible impact, we want to hear from you! Send us your application. Please note that only candidates under consideration will be contacted. Let’s make great things happen together at KORT Payments!
#J-18808-Ljbffr