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Credit Officer Sr II

Flagstar Bank, Hicksville, New York, us, 11815

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**JOB RESPONSIBILITIES*** Continuously refine templates, risk analysis tools, and credit frameworks to enhance decision-making across complex portfolios.* May be responsible for talent management functions including: employment, performance evaluations, staff development/training, disciplinary actions, succession planning and ensuring all staff comply with compliance requirements. duties and responsibilities as **JOB REQUIREMENTS** **Required Qualifications:** Education level required: Minimum experience required:

experience in credit/lending.**Preferred Qualifications:** Education level preferred: **Job Competencies:** In-depth knowledge of regulatory frameworks and federal and state lending regulations.Proficiency with credit scoring models, Microsoft Excel, financial modeling tools, and risk management software (e.g., Moody’s RiskCalc, S&P Capital IQ). Ability to analyze complex financial data and draw sound conclusions regarding creditworthiness.Ability to work effectively with relationship managers, clients, and cross-functional teams. Ability to identify problems proactively and develop practical, risk-conscious solutions.Demonstrates a strong ability to build and maintain effective relationships with stakeholders by communicating clearly, engaging in proactive collaboration, and leveraging cross functional insights. Aligns relationship building efforts with enterprise goals to accelerate performance and drive strategic results.Builds trusted client relationships, whether internal or external, by identifying needs and delivering tailored solutions to enhance the overall client experience. #J-18808-Ljbffr