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Who We Are
Dominion Financial Wholesale (DFW) is a nationally recognized Non-QM lender dedicated to serving consumer mortgage brokers. Specializing in DSCR and alternative?qualification loan products, we provide flexible, client?focused financing solutions that help brokers grow their businesses and close more deals. Were expanding rapidly and looking for a detail?oriented Underwriter to join our team and support our mission of delivering speed, service, and reliabilitywhere brokers win. Our Companys Core Values
Integrity Accountable & Dependable Team Centric System & Process Oriented Service Ethic Organized Efficiency - Risk Management & Compliance Your Impact
Ensure the integrity of mortgage underwriting decisions that directly affect loan quality and investor trust Drive efficient and compliant underwriting processes to support rapid loan decisioning and broker satisfaction In This Role You Will
Review and assess mortgage loan applications to determine eligibility and risk Analyze financial documents such as tax returns, bank statements, appraisals, and credit reports Make informed underwriting decisions based on company guidelines, program requirements, and applicable regulations Collaborate with loan officers, processors, and other stakeholders to clarify and gather required documentation Maintain complete, accurate records of underwriting decisions and conditions Stay current on industry regulations, Non?QM program changes, and underwriting best practices Support a team?oriented, solutions?driven underwriting environment Perform other underwriting?related duties as assigned by management Requirements
Bachelors degree or 5+ years of mortgage underwriting experience Minimum of 5 years as a Mortgage Underwriter with demonstrated ability to manage complex underwriting scenarios Strong experience underwriting Non?QM products (bank statement, asset depletion, DSCR, 1099, and P&L loans) Manual underwriting experience required Recent underwriting experience (within the past 6 months) Expert understanding of both Agency and Non?QM lending guidelines and compliance requirements Proficiency with mortgage software systems, including Encompass and Mavent Exceptional analytical, organizational, and decision?making skills Clear, professional communication skills, both written and verbal High attention to detail and accuracy Benefits
Health insurance Dental insurance Vision insurance 401(k) 401(k) matching Paid time off While At Dominion You Will Enjoy
Company outings & social events Virtual events Companywide competitions and raffles Personal financial workshops Orioles season tickets Seniority level
Mid?Senior level Employment type
Full?time Job function
Management and Manufacturing
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Dominion Financial Wholesale (DFW) is a nationally recognized Non-QM lender dedicated to serving consumer mortgage brokers. Specializing in DSCR and alternative?qualification loan products, we provide flexible, client?focused financing solutions that help brokers grow their businesses and close more deals. Were expanding rapidly and looking for a detail?oriented Underwriter to join our team and support our mission of delivering speed, service, and reliabilitywhere brokers win. Our Companys Core Values
Integrity Accountable & Dependable Team Centric System & Process Oriented Service Ethic Organized Efficiency - Risk Management & Compliance Your Impact
Ensure the integrity of mortgage underwriting decisions that directly affect loan quality and investor trust Drive efficient and compliant underwriting processes to support rapid loan decisioning and broker satisfaction In This Role You Will
Review and assess mortgage loan applications to determine eligibility and risk Analyze financial documents such as tax returns, bank statements, appraisals, and credit reports Make informed underwriting decisions based on company guidelines, program requirements, and applicable regulations Collaborate with loan officers, processors, and other stakeholders to clarify and gather required documentation Maintain complete, accurate records of underwriting decisions and conditions Stay current on industry regulations, Non?QM program changes, and underwriting best practices Support a team?oriented, solutions?driven underwriting environment Perform other underwriting?related duties as assigned by management Requirements
Bachelors degree or 5+ years of mortgage underwriting experience Minimum of 5 years as a Mortgage Underwriter with demonstrated ability to manage complex underwriting scenarios Strong experience underwriting Non?QM products (bank statement, asset depletion, DSCR, 1099, and P&L loans) Manual underwriting experience required Recent underwriting experience (within the past 6 months) Expert understanding of both Agency and Non?QM lending guidelines and compliance requirements Proficiency with mortgage software systems, including Encompass and Mavent Exceptional analytical, organizational, and decision?making skills Clear, professional communication skills, both written and verbal High attention to detail and accuracy Benefits
Health insurance Dental insurance Vision insurance 401(k) 401(k) matching Paid time off While At Dominion You Will Enjoy
Company outings & social events Virtual events Companywide competitions and raffles Personal financial workshops Orioles season tickets Seniority level
Mid?Senior level Employment type
Full?time Job function
Management and Manufacturing
#J-18808-Ljbffr