Mortgage Foreclosure & Bankruptcy Specialist
Sunflower Bank, N.A., Los Angeles, California, United States, 90079
Overview
Mortgage Foreclosure & Bankruptcy Specialist — Woodland Hills, CA
Hybrid options available.
Responsibilities
Monitors foreclosure & bankruptcy actions to ensure full compliance with investor guidelines, with heavy emphasis on Fannie Mae, Freddie Mac, FHA, VA and USDA protocols along with state/federal regulatory guidelines.
Understands the different legal processes (judicial vs. non-judicial) to foreclose in our various states.
Maintains foreclosure caseload and ensures all tasks, processes, events, issues, re-projections and holds are updated within required deadlines.
Provides clear verbal and written communication and timely responses with attorneys, trustees and investors.
Manages vendor and attorney networks.
Monitors and manages foreclosure & bankruptcy exception reports.
Completes special projects on an as-needed basis.
Provides assistance to management in audits and loan-level reviews.
Coordinates with other departments to minimize losses and mitigate risk.
Identifies quality compliance issues as they arise and provides appropriate feedback to management.
Coaches and provides on-the-job training for new hire peers within the foreclosure & bankruptcy department.
Understands mortgage loan servicing and the default, foreclosure, bankruptcy and loss mitigation processes.
Provides support to local and outside counsel to review and comment on court documents, assist in resolution of litigation matters and consult with counsel on escalated borrower issues received by management.
Coordinates and attends depositions, mediations, and trial date appearances with counsel.
Promptly refer bankruptcy loans to outside counsel to initiate the filing of a proof of claim, objection to plan, motion for relief, transfer of claims, and other bankruptcy-related actions.
Verify/research borrower payment history and resolve payment posting discrepancies and ensure the system of record is updated accordingly.
Maintains bankruptcy caseload and ensures all tasks, processes, events, issues, re-projections and holds are updated within required deadlines.
Perform other related duties as required and assigned.
Demonstrate behaviors aligned with the organization’s culture and values.
Perform the job in accordance with applicable industry laws, regulations, and company policies and procedures.
Uphold Fair and Responsible Banking practices and Code of Ethics and Conduct guidelines.
Understand and participate in the Bank’s Community Reinvestment Act program.
Education / Experience Preferred
Experience with loan servicing system MSP and PACER is preferred.
Must have excellent verbal and written communication skills.
Must be committed to providing exceptional customer service.
Ability to communicate courteously and effectively with borrowers, clients, attorneys, other internal employees, and outside parties.
Must be able to work with others.
Must possess exceptional organizational skills.
Attention to detail is a must.
High-level proficiency in MS Office suite.
Proficiency in internet research activities.
Working Conditions The physical demands of this position require the ability to perform essential job functions with or without reasonable accommodation. Employees may spend extended periods sitting or standing, using hands to operate computers or other equipment, and reaching for work-related tasks. Regular walking may be required, along with occasional bending, stooping, kneeling, or climbing. The role may involve lifting or moving items weighing up to 10 pounds. Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus.
Sunflower Bank Benefits People choose to “bank” with us, but for those we serve, we’re more than a bank. We strive to be the financial backbone of their lives, and we know that starts with our team.
Our supportive culture empowers team members to grow and seize new opportunities. Like our namesake, the sunflower, we are:
Rooted in Strength
Propelled by Growth
Individuals in a Great Whole
Creating Possibility
Community Focused
401(k) Plan with 6% Match
Health/Dental/Vision Insurance
Company-paid Life Insurance
Tuition Reimbursement
Fitness Reimbursement
Paid Time Off
Volunteer Leave
Paid Holidays
Plus many more associate perks & incentives
If you qualify, apply online at sunflowerbank.com/careers.
You’ve never worked anywhere like Sunflower Bank!
EOE/AA: Minorities/Females/Disabled/Vets. Sunflower Bank, N.A. is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law.
Open until filled; early application encouraged. This vacancy announcement may be used to fill similar positions within 90 days.
If you are a California resident, you may be entitled to certain rights regarding your personal information. Additional information about our data collection practices and notices is available in our privacy policy.
#J-18808-Ljbffr
Hybrid options available.
Responsibilities
Monitors foreclosure & bankruptcy actions to ensure full compliance with investor guidelines, with heavy emphasis on Fannie Mae, Freddie Mac, FHA, VA and USDA protocols along with state/federal regulatory guidelines.
Understands the different legal processes (judicial vs. non-judicial) to foreclose in our various states.
Maintains foreclosure caseload and ensures all tasks, processes, events, issues, re-projections and holds are updated within required deadlines.
Provides clear verbal and written communication and timely responses with attorneys, trustees and investors.
Manages vendor and attorney networks.
Monitors and manages foreclosure & bankruptcy exception reports.
Completes special projects on an as-needed basis.
Provides assistance to management in audits and loan-level reviews.
Coordinates with other departments to minimize losses and mitigate risk.
Identifies quality compliance issues as they arise and provides appropriate feedback to management.
Coaches and provides on-the-job training for new hire peers within the foreclosure & bankruptcy department.
Understands mortgage loan servicing and the default, foreclosure, bankruptcy and loss mitigation processes.
Provides support to local and outside counsel to review and comment on court documents, assist in resolution of litigation matters and consult with counsel on escalated borrower issues received by management.
Coordinates and attends depositions, mediations, and trial date appearances with counsel.
Promptly refer bankruptcy loans to outside counsel to initiate the filing of a proof of claim, objection to plan, motion for relief, transfer of claims, and other bankruptcy-related actions.
Verify/research borrower payment history and resolve payment posting discrepancies and ensure the system of record is updated accordingly.
Maintains bankruptcy caseload and ensures all tasks, processes, events, issues, re-projections and holds are updated within required deadlines.
Perform other related duties as required and assigned.
Demonstrate behaviors aligned with the organization’s culture and values.
Perform the job in accordance with applicable industry laws, regulations, and company policies and procedures.
Uphold Fair and Responsible Banking practices and Code of Ethics and Conduct guidelines.
Understand and participate in the Bank’s Community Reinvestment Act program.
Education / Experience Preferred
Experience with loan servicing system MSP and PACER is preferred.
Must have excellent verbal and written communication skills.
Must be committed to providing exceptional customer service.
Ability to communicate courteously and effectively with borrowers, clients, attorneys, other internal employees, and outside parties.
Must be able to work with others.
Must possess exceptional organizational skills.
Attention to detail is a must.
High-level proficiency in MS Office suite.
Proficiency in internet research activities.
Working Conditions The physical demands of this position require the ability to perform essential job functions with or without reasonable accommodation. Employees may spend extended periods sitting or standing, using hands to operate computers or other equipment, and reaching for work-related tasks. Regular walking may be required, along with occasional bending, stooping, kneeling, or climbing. The role may involve lifting or moving items weighing up to 10 pounds. Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus.
Sunflower Bank Benefits People choose to “bank” with us, but for those we serve, we’re more than a bank. We strive to be the financial backbone of their lives, and we know that starts with our team.
Our supportive culture empowers team members to grow and seize new opportunities. Like our namesake, the sunflower, we are:
Rooted in Strength
Propelled by Growth
Individuals in a Great Whole
Creating Possibility
Community Focused
401(k) Plan with 6% Match
Health/Dental/Vision Insurance
Company-paid Life Insurance
Tuition Reimbursement
Fitness Reimbursement
Paid Time Off
Volunteer Leave
Paid Holidays
Plus many more associate perks & incentives
If you qualify, apply online at sunflowerbank.com/careers.
You’ve never worked anywhere like Sunflower Bank!
EOE/AA: Minorities/Females/Disabled/Vets. Sunflower Bank, N.A. is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law.
Open until filled; early application encouraged. This vacancy announcement may be used to fill similar positions within 90 days.
If you are a California resident, you may be entitled to certain rights regarding your personal information. Additional information about our data collection practices and notices is available in our privacy policy.
#J-18808-Ljbffr